But the Christian made answer to him--

"Fair, sweet friend, all my kinsfolk and acquaintance have cast me

utterly behind them, neither care they for me any more, notwithstanding

that they thrive by reason of my gifts and toil. I can offer no kinsman

as surety, nor have I a friend in the world. But though I can give

neither pledge nor surety, strive how I may, yet I swear to you now on

my faith and conscience, that, without fail, I will repay you your loan

and your substance on the very day that the debt becomes due."

"If things are thus, I can lend you nothing," answered the Jew; "for

grievously I doubt that you may not carry out your bargain."

"Fair, sweet friend," he made reply, "since then I neither have, nor

think to have, a pledge to offer, take now in pledge, I pray you, my

Maker, in whom is all my faith, this Jesus Christ, the King of Heaven,

the King of kings, the God of gods. If you have not your money returned

on the very day that you shall name, I swear to you by God, fair

brother Jew, and by His Mother, so tender and so dear, that I will

become your villein and your serf, in such wise and fashion as any

other slave of yours; so that with a ring about my neck you may sell me

in the market-place, just as any brute beast."

Now in his heart the Jew greatly desired and longed to make this

Christian his bondsman. Therefore, laughing, he replied--

"I believe but little that Jesus Christ, the son of Mary, whom our

forefathers crucified on a cross of wood, was truly God. But inasmuch

as He was doubtless a holy man, and a prophet of mighty name, if you

will put Him in pledge in such manner that you will serve me all your

life should you fail me in this our bargain, why, I will take your

pledge without demur."

"Fairly have you spoken," said he, "by my soul. Let us go straightway

to the church of Our Lady, the most glorious Mother of God."

A great company of Christians and of Jews went with them to the church,

and many a clerk and layman was witness to their device and covenant.

Without any delay, the wretched merchant kneeled him down before the

Statue, whilst the hot tears rushed to his eyes, and over-ran and

wetted all his face, because of the poverty which drove him to this

deed. The unhappy man knew not what to do in his plight, but he cast

his burden upon the Lord, and, weeping, prayed God's precious Mother

that she would deign to set wretchedness and bondage far from him. But

very fearful was he, and sore adread in his heart.

When he had prayed his prayer to Our Lady, he sprang lightly to his

feet, and said--

"Friend Jew, by my soul see here my Surety. In giving you this Child

and this Image, I give you Jesus Christ, Himself, as pledge. He created

me, and He fashioned me. 'Tis He Who is my bond for your moneys. A

richer pledge you may not think to have, so help me God, now and for

evermore."

He placed the hand of the Child in that of the Jew, and forthwith

delivered the pledge and plighted faith. Then, yet upon his knees, most

pitifully, with eyes all wet, he cried aloud in the hearing of

Christian and of Jew--

"Fair Lord God, most merciful, most mighty and most sure, at the end of

this business, I beseech Thee with clasped hands, fair, kindest Father,

that by the pleadings of Thy sweet Mother, if it should happen that on

the appointed day for any cause I may not give again the wealth I owe

the Jew, then of Thy courtesy pay Thou my debt, and without an hour's

delay redeem Thy pledge and faith. For if but one single day I fail to

keep faith, then his serf must I be all the days of my life, save only

that I break my oath sworn on this Image."

He rose lightly to his feet, though with a tearful face, and the Jew

straightway counted out to him a great sum of money, to deal with in

the future as he had dealt with his own. But he had lost the desire to

play, for he remembered too plainly that of such mirth comes

bitterness. The scalded man hates boiling water, and well he knew, and

clearly he perceived, that he who is in rags goes shivering in the

wind.

The honest merchant--whom God kept in charge--went forth with a light

heart, that leaped and fluttered in his breast, because of the wealth

he had in seisin. He bargained for a bark that lay in harbour, and

since he had much skill in such business, he stored the ship with

divers kinds of merchandise. Then putting his trust in God, and

commending body and goods to His keeping, he hoisted sail, and set

forth upon the water. He voyaged to divers lands, and trafficked with

the merchants thereof to such purpose, that before the year had gone by

he was no more in dread of beggary. God increased his store, so that he

prospered in every market. But the gains and riches of the merchant in

nowise made him grudging of his substance. Freely was given to him,

freely he gave to others, for the love of God Who for every man ripens

His harvest.

In a short while the merchant became very rich. One market opened

another market, and money made more money. So greatly did his substance

multiply that at the end, the story tells us, he might not keep the

count of his wealth. So to set field by field, and house by house, he

travelled in many strange lands. One day darkened, and the next day

dawned, but he never gave thought to that certain day when he must

return to the Jew the loan of which he had made so fruitful a use. He

called it not to mind until there was but one single day between him

and the appointed time, and as it chanced he bethought him thereof

when he was at sea. He well-nigh swooned when the day came to his

heart and memory.

"Ah, gentle Lady of the King of Glory! sweet Maid and debonair!" cried

he; "unhappy wretch, what can I do?"

So sore was his grief that with clenched hands he beat upon his breast,

and presently with locked teeth fell fainting to the deck, where he lay

senseless for a great space. The sailors ran to his succour, and,

pressing about him, cried out and lamented his evil case, for certainly

they deemed that he was dead. Passing heavy were they at this sad

mischance, for not one word could they draw from his lips, nor for all

their pains might they find in him either pulse or breath. When he was

returned a little from his swoon, he addressed himself to prayer,

weeping and sighing for a great while, because for grief he found no

words to say.

"Alas!" cried he, "alas, my luckless lot! What a besotted merchant have

I been! How foully has misfortune stolen upon me! How has the Adversary

beguiled me, and snared my thoughts, that I might not better mark the

appointed day! Surely on the tables of my heart should it have been

written that for pledge I gave Jesus Christ, and His Mother, sweet and

dear. Alas! very right is it that I should go heavy, and that my heart

should be sick and sad, since never by day nor by night have I taken

thought how to return that mighty debt which so affrights me now.

Affrighted, alas! much cause have I to fear. Were a bird now to quit

the ship, yet should he not wing to Byzantium in thirty days--no, nor

in forty. Foul fall the day, for I am quite undone. Alas! for the shame

I have brought upon my kin. Very great riches are very little worth,

since thus am I snared and taken."

In this manner the good merchant made his complaint, and with many

sighs bewailed his wretched plight. But when he had eased his heart

with words, the Holy Spirit wrought upon him, so that his courage came

to him again, and he said--

"What is here for tears? Rather should I take comfort in that He, Who

hath power over all, is holden as my pledge. Let me place the matter in

His mighty hand, nor concern myself overmuch with what is His business

more than mine. I owe the money, but He will pay my debt; and thus by

His balm shall I be healed. On the morrow must I repay the money that I

owe, but there is yet a full night before the money need be counted to

the Jew. I will not concern myself greatly with this matter, but

commend myself humbly to His will. No other thing is there to do, for

none can deliver me from my trouble, save Him alone. He is my Surety,

and very surely will He discharge me from this debt, for without Him

there is no redemption."

Then straightway the merchant took a strong, clamped coffer, and sealed

within it the debt which he must now restore the Jew. Without waiting

for the morrow, he cast it into the sea with his own hand, and with

tears commended it to that great Lord and God Who holds every man in

His good keeping, and to Whom earth and sea are ministers and servants

alike. So He Who is of such high and puissant majesty, that naught He

wills to do is burdensome or heavy to Him, was pleased to steer that

coffer with its precious load of besants through the waters, so that it

made more than a thousand leagues in that one night. Thus with the dawn

it drew right to Byzantium, and on the appointed day the casket and the

treasure came to the shore.

Now by the will of God it chanced that the rich Jew, who lent the

Christian of his moneys, lived in a fair dwelling near by the sea. A

certain servant of his rose early from his bed to walk on the shore in

the cool summer dawn, and spied the casket, which had but just drawn to

land. So, without taking off his raiment, he sprang into the sea that

he might lay hold upon it; but he was not able, for the coffer tossed

grievously whenever he would make it his own. Very covetous was the

varlet of this coffer, yet might he never set his hand upon it. For the

casket moved warily, as though it would say, "Go your road, since in

nowise am I yours."

So presently the servant sought his lord, and returned with him to the

shore. And forthwith the coffer drew to the very feet of the Jew, and

seemed to him to say--

"Fair Sir Jew, receive your own. By me God redeems the merchant from

his debt, and henceforth he is free, quite free of you."

Then the Jew entered swiftly within his door, bearing the casket with

him, and when he had counted over its great riches, he hid the treasure

in a privy place at the foot of his bed, so that none might know of the

matter. Moreover, he found within a certain letter news that, very

soon, this merchant, who so far had voyaged in so many lands, would

seek Byzantium in ships laden with tissues and broideries and all

manner of stuffs and merchandise. So the friends and acquaintance of

the merchant rejoiced greatly at his prosperity, and the whole city

welcomed him with mirth and festival. All men made much of his

home-coming, and clerk and layman joined alike in the feast.

When the Jew heard the noise of the joyous greeting vouchsafed to the

citizen, he rose up quickly, and sought him out without delay. They

spoke at great length together, and many words passed between the

twain. At the last the Jew made mention of his money, as if he sought

to know when payment should be made. For presently in his merry talk,

yet laughing, he took the Christian by the hand, and wagging his head

from side to side, said--

"Oh, faithful Christian! oh, faithful Christian!"

Thereat the burgess began to smile, and made reply that he would learn

the meaning of those words.

"By the Law, it means that I have lent you monies in heaped-up measure

from my wealth, to be repaid me on a day now gone. Since you have

failed in bond and faith, now holds the bargain, that should you break

your covenant, though but for one single day, then all the years of

your life must you labour as my serf. If now you throw me back your

bond, then I must reckon your Holy Faith and your plighted word as

worth just two grains of dust upon a balance."

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