Insurance Expert Claims That If Czar Carries Out Present
Intention, Loss of Half Million in War Will Be Made Up in
Decade.
New York, Dec. 11.--Results of an investigation in which
an entirely new set of statistics had been gathered were
put before the Association of Life Insurance Presidents at
their annual meeting at the Hotel Astor yesterday and threw
a new light on the influence of alcoholism, overeating,
undereating, and other factors in shortening lives.
The investigation, which has just been completed, concerned
the causes of premature deaths in the last 25 years among
the 2,000,000 policy holders of 43 leading insurance
companies. The object of the investigation was to determine
which types of persons could be insured safely at regular
rates, which ones should pay extra premiums, and which ones
should be refused. The results were given by Arthur Hunter,
chairman of the bureau that made the investigation.
"If the Government of Russia carries out its present
intention to abolish permanently all forms of alcoholic
beverages, the saving in human life will be enormous," said
Mr. Hunter. "The loss of 500,000 men as the result of the
present warfare could be made good in less than ten years
through complete abstinence from alcoholic beverages by all
the inhabitants of Russia.
"Among saloon proprietors, whether they attended the bar
or not, there was an extra mortality of 70 per cent., and
the causes of death indicated that a free use of alcoholic
beverages had caused many of the deaths. The hotel
proprietors who attended the bar, either occasionally or
regularly, had as high a mortality as the saloon keepers.
"Among the men who admitted that they had taken alcohol
occasionally to excess in the past, but whose habits were
considered satisfactory when they were insured, there were
289 deaths, while there would have been only 190 deaths had
this group been made up of insured lives in general. The
extra mortality was, therefore, over 50 per cent."
Cardinal Gibbons says: "Reform must come from within," and he opposes
prohibition; but there is no question but what prohibition is the
right thing as has been proved, for in some persons the only thing
"within" is alcohol and ignorance.
SOCIETY is about our only hope. Lord Bacon wrote the first half of
a book on this subject of an ideal society or community, and he
described as a first requisite his "SOLOMON'S HOUSE," a college or
school where NATURAL SCIENCE was taught.
Thomas More portrayed the same ideas in his "UTOPIA," a beautiful
island where ideal laws and conditions prevailed. Campanella also had
an idea in his "CITY OF THE SUN."
Where temptation is removed better conditions exist, for human nature
always wavers and no one is permanently wise. The lad in the country
is healthier than the one in the city. Why? Because there are less
temptations in the country.
What is it that perfects animals but forcing proper rules upon them?
I have experimented with fowl and found that you can perfect them by
proper treatment. I raised 56 pullets one spring, and that winter I
had eggs galore. The fowl were healthy and happy. I fed them only two
meals a day on cracked corn and wheat or the regular "scratch feed"
of the market in the morning, and at night gave them scalded meal,
seasoned with some salt, pepper and onions; sometimes cooked potato
parings, etc., were used. I supplied the fowl with fresh ground bone
which held some fat, of course. I always had gravel and ground oyster
shells before them, also plenty of fresh water. They had their run and
found grass both in summer and winter, and had a dry, roomy house.
Meat is not only unnecessary to animal life, but is injurious. My
hens laid more eggs than any others about and were bright, active and
healthy, yet they had no meat during all the winter. The bone was not
necessary, for I had at times fed poultry a little fat or oil instead
of the ground bone, and they did just as well.
The mind has a great effect on the digestion, and it is necessary in
selecting our food and drink to have it agreeable. Of course, this
does not mean that because something tastes good we should use it, for
poisons often taste pleasant. We mean that from a variety of salutary
food we should select what we like, and again any combination,
adjustment or preparation which enhances the food is very useful. For
instance:
Potatoes mashed, mixed with eggs, flour, pepper and salt and other
articles which are not injurious, and then fried in a little butter
are very agreeable, and many such manipulations of foods are wise.
But spices, coffee, tea and such condiments contain tannin and poisons
and should be eschewed.
If a person should suddenly change his diet from a liberal one to
mush and skim-milk it might give him indigestion and disgust, for the
organs try to adapt themselves to certain kinds of food; and if the
persons cannot take a vacation while reforming their diet, it might
be better to wait until they can. After a fit of sickness one can
start with the right kind of food and drink and improve by it.
People who are raised on simple food relish it and keep happy and
healthy. Here is a reprint which proves this to be true:
"According to census reports, persons who live 100 years
or more are very scarce. The United States, with a
population of more than 90,000,000, is given credit for
only 46. Germany's population is 60,000,000 and its quota
of centenarians is 70. Great Britain, with a population of
46,000,000, has 94. France, with 40,000,000, claims 164.
Bulgaria, with 4,000,000 inhabitants, boasts of 3,300, and
Roumania, with 6,000,000 people, has 3,320 centenarians. The
last named little countries eat little meat and use a great
deal of milk and dark bread."
The persons who used tobacco, etc., and lived to be old might have
lived much longer if they had been abstemious. William Smellie in
his "Philosophy of Natural History" records cases where persons have
lived to be over 150 years old, and some of the oldest people, for
instance, Capt. Diamond, was a simple living man and lived to be 113
(when I last heard from him). He never even used sugar and was an old
bachelor, showing that simple life allows continence.
It has been proved that meat allows an alkaloid condition in the
intestines which generates poison producing germs, while vegetable
food, like oat-meal, etc., produces an acid condition which, it is
claimed, "prevents the generation of microbes and poisons which
produce premature old age." The large intestine when retaining the
elements from the bowels too long becomes a "filth reservoir."
Prof. Metchnikoff says that animals having a greater length to the
large intestines do not live as long as those with shorter large
intestines, which cannot breed the poisonous bacteria so well, yet he
is puzzled by the long life proportionately of the squirrel, which
has a long intestine, and he says he has found few of the "dreaded
bacteria" in the intestine of the squirrel. (This is because the
squirrel has not the noisome elements here which harbor germs.)
The recent discoveries that VEGETABLE food inhibits the generation
of the microbes or renders them unnecessary is an object lesson which
tells us to live upon the foods as I recommend, for the squirrel lives
upon vegetable food or nuts, which are seeds with Vaco-Cell forming
molecules.
We need not discard the use of a few condiments of a mild nature
from our food, and a little salt, pepper or onion, etc., may not be
prohibited.
It has been found that a good regime is made up of a breakfast of
skim-milk and well cooked oat-meal; a dinner of boiled potatoes, eggs
or fish and boiled rice and skim-milk, and a supper of skim-milk, rice
and perhaps boiled beans. If you are not a hard worker you should not
use too many beans or any excess of proteid foods, and a few boiled
onions, etc., may be added to the dinner if desired. A little butter
may be used with food if skim-milk is used, but the use of an excess
of rich milk loads the blood with too much grease.
The outside hull of grains, beans, peas, etc., contain cellulin,
an indigestible woody fibre which acts as a mechanical laxative to
the bowels and aids health if you can use coarse food. Of course,
invalids could not always use such food, as their stomach can hardly
digest milk or eggs. Fruit and acids should not be used as foods by
invalids.
The germ of grain and seeds in general is a great nerve food or "spark
generator," but as it is highly organized it changes easily and so is
not used in fine flour.
My theory is that the whole universe is interdependent and that there
can be no separation of its component parts. We and all things are
joined together the same as a knitted sock--joined by invisible lines
of force; and as all matter is simply a peculiar aspect or motion of
spirit or the ether, and as no part of the ether can be separated or
absolutely isolated, it is an axiom that the universe is ONE. Nothing
can be moved except there is a fulcrum. It may be infinitesimal or
like an isthmus though.
The great scientists are now admitting this to be a fact. Prof. Edgar
Lucien Larkin says: "In the ultimate, what distinction can be drawn
between organic and inorganic matter, since mind is matter or force?
Therefore, is it not but matter or force under a different aspect or
relation to surrounding appearances, or, in other words, are not all
things a unit?"
This scientist further says: "The ultimate distinction between
inorganic and organic matter is the inscrutable mystery." And here is
where I am able to explain this GREAT MYSTERY.
LIFE is spirit and I have discovered a process in Nature, which we
explain in other works more extensively, by which she forms invisible
"VACUUM CELLS" in matter, which are conscious and with a potential
of radio-activity, and this is the principle of all life and form in
organic bodies and in the snow-flake, etc. The process is simple and
is from alternations of heat and cold.
In the bioplasmic foods of nature the germ of seeds, for instance,
we find a peculiar arrangement of the molecules. They contain a cell
center of SOLUBLE SULPHUR, SILICON OR PHOSPHORUS. This arrangement
facilitates the formation of the white spark, and the formation of
this wonderful food in plants depends upon the soil.
Alkali, and carbonic acid gas, in the nascent state, makes SULPHUR,
SILICON, Phosphorus and IRON soluble. I have evaporated five gallons
of spring water and obtained the solid residue and found out the
wonderful nature of the cell center elements. These minerals are
hydrated and at a temperature of 100 degrees they are liquids, and
at 50 degrees they are solids. This explains the reason why certain
proteid foods are "bioplasmic" and how easily the white sparks are
generated in the nerves and brain. The bodily or tissue temperature
when life is active is 100 degrees and the oxygenized blood and
evaporation from the lungs and skin reduces the temperature of the
molecules to 50 and the life vacuo are formed. Oxygenized blood cells
are discs rotating on an axis like an alkali.
I have in other publications explained that meat was a second-hand
food, in which many life molecules were exploded (gelatine), and that
the proteid portions of milk, eggs and vegetable foods contained
"CARTRIDGES OF LIFE AND POWER," that is, molecules having sulphur or
phosphorus centers which under proper conditions formed VACO-CELLS,
especially the germ of all seeds which is absent in fine flour
usually.
I discovered the paradox of temperatures by accident. I had been in
correspondence with Sir William Crookes, President of the British
Association for the Advancement of Science in England, and in
connection with a scientific matter he had advised me to evaporate the
water of a certain Spring, and it was in following out his directions
that I found "THE CENTER FORMING MOLECULAR ELEMENTS," which nature
uses in forming foods.
There have been many changes in the ideas of scientists within a few
years. Several years ago I was taken to task for stating that the
wave lengths of a line of force could be shortened or increased by
the nature of the substance which it passed through, but one of the
Great Professors--Garrett P. Serviss--has just stated: "So the waves
of radiant energy sent out from the sun are not heat, but have been
set going by heat in the sun and CAN BE TRANSFORMED into heat again on
encountering the earth."
Anyone may perform two interesting experiments which prove the
statements which I make in regard to "the white spark."
When the soldering compound which is sold to fill up holes in
marbleized iron ware is melted and dropped into cold water, peculiar
little bodies are formed--little rubber bags or cells filled with
powdered sulphur at the center; the compound being composed of
sulphur, rubber and quicksilver in this experiment follows the natural
laws, and the opposite features of heat conduction causes the sulphur
to be encased with the more organic rubber.
The other experiment is dropping melted tinsmith's solder into water
at a temperature of 75 degrees when hollow balls are formed, if care
is taken in dropping the metal in a globule.
The great provisions of Nature are so sufficient and magnificent that
it is proved that the worriments of mankind are imaginary, and it is a
fact that they are the result of physical disorders brought about by
improper food, drink and habits.
When I see the beautiful sunshine pouring life-giving rays upon
everyone and every atom in the world, when I see the grandeur and
stable travel of the bodies of the sidereal system, when I see the
unperturbed growth of the trees, plants and grains, the gentle rain
and the whispering winds, I can say surely the human acts of greed,
malice and crime are the results of a distorted mind.
Judge Swann says FIFTY per cent. of those who are brought to trial
in the criminal courts of New York City are addicted to the use of
narcotics.
Judge Collins says that since the "BOYLAN LAW" allows the sale
of medicines containing a certain percentage of narcotics, the
Health Department cannot pass laws restricting such sales without
contradicting the state statutes.
Coffee, tea and other insidious poisons are agents of the "DEVIL"
also. Chocolate and roasted wheat, peanuts, etc., are poisonous.
Roasting often creates empyrean oil.
It is the ascetics or those who live upon vegetable foods, milk and
eggs with some fish, or those who do not overeat and live the "SIMPLE
LIFE," who look upon the grandeur of Nature properly and ignore the
contingencies of life which others commit suicide over or ply the cry
of incongruity in Nature.
Consider the religious martyrs of the medieval ages and see how the
little "Jap" with his ration of rice went to battle without fear and
endured hardships and put the Russian Army beneath his feet.
It is the same with the abstemious prize fighter. He has more coolness
and endurance than the beef steak eater and libertine, as proved by
Freddy Welsh, the world's champion lightweight.
The Harvard Football Squad had a number of men stricken with
appendicitis after training upon a meat diet, supposing that meat was
a requisite to hard work, a fallacy too often disproved.
Jess Willard, the world's champion pugilist, says he never smoked nor
drank liquor in his life, and at the end of the battle with Johnson he
felt as if he could fight "a thousand rounds."
We all wish PEACE, HAPPINESS, HEALTH, STRENGTH and SUCCESS. The only
differences between us are HOW TO OBTAIN THESE DESIRES, and yet a
little candid observation will show us the truth.
The first transaction must be a determination and an agreement to
become independent of all other codes and methods except those by
which the above objects can be attained.
There are many habits which appeal to us as being a means of personal
well being, and yet they are insidious enemies.
It is the regime which has a reaction for our health and happiness
which we should follow, and we must have sense enough to eschew the
methods which are sure to bring a subsequent disaster to us, even if
they may induce a temporary pleasure, for there can be but one correct
path which leads to elysian joys.
Nature is wiser than we are and we must not set ourselves up as her
superiors, for if we do we are sure to fall. We must not make use
of her productions until she has finished them, and we must not
use things for food or drink which she has arranged for some other
purpose. Sugar is an unfinished product of nature, and leaves, barks,
etc., containing poisons are not intended for our consumption, and we
should not breathe smoke into our lungs when it is intended that only
pure air should pass into them.
We should not entertain passion for passion's sake when it was
intended only for reproduction. Secretions in ductless and sac filling
glands are for reabsorption. If I take the finished products of nature
and undo them again, I am as unwise as if I used them before nature
finished them. The breweries take the beautiful grains and degenerate
them and people use the liquid poisons and do not realize that they
are insulting nature and ruining themselves. We take grains, etc., and
roast or burn them into poisons and seduce ourselves with the mistaken
idea that we are using harmless and innocent food or drink.
We steal the property of others, we extort from them, we are jealous
of them with the delusion that we are the benefitted parties, but
nothing is more untrue than this idea.
All of the mental, social and physical effects of greed, malice and
immorality are indelibly disastrous to us, and we have a mistaken idea
of our needs and of the things which make happiness.
What the European War Has Demonstrated.
We have previously stated that FOUR HOURS labor per day was enough for
any one, and this would carry on the world's industry adequately and
to prove this we give an excerpt from an article by the great English
Divine--Rev. R. J. Campbell, his statistics prove that POVERTY IS
UNNECESSARY and that wage earners can be paid enough to buy what they
wish to make happiness--, pianos and other so-called luxuries, and
automobiles could of course be substituted for pianos if their desires
should require such.
At the present price of automobiles they are within reach of the man
who will give up drinking and using tobacco or other narcotics and I
want to say that I believe riding in one of the new type steel bodied
automobiles with a magneto ignition is a great health augmenter as
these cars when running become charged with electricity and I quite
often get a shock from one of my automobiles if I happen to touch part
of my hand to the body of the car while the other part has hold of
the side shift lever. This statical electricity has been proved by
Dr. W. J. Morton, of New York City, to be a wonderful therapeutical
agency. When properly supplied to the body it causes the blood discs
to take up more oxygen from the air and augments the power of the
vital apparatus. (See his address published in the November, 1893,
Transactions of the American Institute of Electrical Engineers.)
Riding in a carriage or car will aid the circulation of the body
fluids without waste of our own energy, the motions massage the body,
the same as muscular action.
Work is a benefit to us but how much do we need is a question,--a
sick person can not work and a person's training and condition must
regulate this,--too much work draws the vital force from the vital
organs and mental work is absolutely injurious in sickness, the brain
draws on the vitality to the detriment of the vital organs of the
body, yet again the cultivated mind has a power to govern the base
faculties which debilitate the body.
Part of the English Divine's Article Which We Have Referred to:
"One of the strangest paradoxes about this period of
destructiveness through which we are passing is that there
is very little dire poverty about. It has taught me a
lesson, a lesson which probably the workers as a class
are assimilating too, namely, that destitution and the
degradation which so generously accompanies it =could be
got rid of in a month= in time of peace if we were only
in earnest to do it.
"It is caused simply by an unfair distribution of wealth. We
always knew that, but what we did not know was that it could
be so speedily remedied. We thought it would take a long time
even if the nation were willing to tackle the problem
seriously, which it has not yet shown any anxiety to do. We
were afraid of drastic experiments of a social nature, with
the consequent displacement of capital, the shock given to
that very delicate entity, the national credit, and so on.
"Go more slowly, was the universal cry. Give us breathing
space. These drastic changes one after the other--all in
the direction of making the rich pay more into the pockets
of the poor--are very dangerous. You are impairing public
confidence; do wait awhile before you attempt anything
further. You are imposing a tax on industry which is certain
to hinder productiveness.
"And we were wrong, the whole lot of us--Kaiser, German
Bureau, British Tories, hesitant Liberals, landowners,
bankers, manufacturers, shopkeepers, taxpayers generally,
and probably the proletariat, too. It is nothing short of
amazing. Here we are hurling our accumulated stores of
wealth into hell, the hell of war, and the workers as a
whole were never so well off.
"We are able to pay, and we do pay, without complaining.
We are doing it without suffering very greatly, without
hearing the cry of hunger going up from our congested areas
as it has too often done in time of peace, and without the
slightest apprehension that we are drawing near to the end
of our strength.
"We shall be able to go on doing it for years if need be. The
savings of the working classes have hardly yet been touched
for national purposes, and if report speaks true there
has been a not too creditable increase in the purchase of
cheap luxuries--and luxuries not commonly accounted cheap,
too, such as pianos--among a section of these, unskilled
laborers especially. They are not unpatriotic, but is it to
be wondered at that they should suddenly feel themselves
well-to-do and fail to realize that war is economic wastage
as well as wholesale murder?
"'Three pounds a week, and no 'usband!' a lady engaged in
munition work is credited with saying--'Wy, it's 'eaven!'
There is humor in the sentiment, one must confess, though it
was not complimentary to the absent husband.
"We have withdrawn not less than four million men from
productive occupations and set them to smash and kill
instead.
"Think of it! And then remember that those men have to be
equipped and maintained somehow or other by the rest of us,
and that most of them are the very pick of the country's
early manhood. And we can afford to do it! We can do it, and
in the process make an end of destitution for the time being
and secure to wage-earners a higher standard of comfort
than they have ever enjoyed before.
"Will the electors of Great Britain, rich and poor, try to
digest that fact and grasp its implications? The logic of it
is that we can if and when we choose get rid forever of the
crying disgrace of starvation and misery at one end of the
social scale and senseless ostentation at the other.
"The thing is demonstrated now.
"The army as it exists to-day is a fine all-around leveller.
A good many artificial prejudices and social distinctions
are being swept away by the power of actual daily
comradeship in the face of death. These four million citizen
soldiers have votes. How will they use them when they come
home?
"Let the lesson be driven well home. We can do all that is
required if we want to do it. Behold the economic miracle of
to-day, and consider what is possible to-morrow. There need
never be another hungry mouth. No honest man ought to have
to dread the loss of a job or to lower his self-respect by
seeking the aid of the Poor law.
"It is all nonsense to say that the problem of destitution
is unsolvable or that our resources will not bear the
institution of a standard living wage for everybody and not
for the aristocracy of labor only.
"After the debacle of 1871 France was apparently ground
to powder, her manhood decimated, her trade ruined, her
treasury empty, and an enormous indemnity to pay to her
triumphant foe. She recovered so quickly and completely, to
the surprise of everybody, that in 1875 Bismarck, like the
bully he was, wanted to hit her again, and would have done
so but for Queen Victoria and the British Government."
I have shown how to rise above poverty even when the capitalists grind
the worker down to a wage inadequate to his service, yet this is not a
just condition, and when the war in Europe is over many workers will
be back to their countries, to work. There may be lack of employment
then, but let the FOUR HOURS per day schedule be put in operation and
let the pay be proper and all will be well.
Let the capitalist adjust himself to the fact that the worker is HIS
BROTHER and that THEOCRATIC DEMOCRACY is God's Law.
The air, the water and all necessities are one man's as much as
another's.
The Kaiser, King George or the President of France must drink the same
water which his lowly brother has once drank and breathe the same air
which he has breathed.
A King has water brought to him--it may be that this water,--the very
identical molecules, were once in the blood and body of a lowly tiller
of the soil; he may have drank it, excreted it, it went to the river,
to the ocean, then evaporated to the mountain top, and was again
precipitated to the earth and leached into the King's well.
The VOTERS HAVE THE POWER TO ADJUST THE LAW; if they belie themselves
who is to blame?
Let them institute the INITIATIVE AND REFERENDUM AND THE RECALL OF
JUDGES first, then make the proper laws to raise man to the social
position where he belongs.
It is well known that much of the poverty and misery of the world has
been caused by ALCOHOL, and the use of narcotics is also not far
behind in the cause of degradation and misery.
The prohibition laws which have been instituted in Russia prove these
statements to be correct and to show the wonderful prosperity which
ensues from temperance. I give a statement from Russian Minister of
Finance Bark. He says:
"On the other hand, there is nothing illusory or specious
about the Russians' prosperity. It rests upon the
incontrovertible fact of the Russian people's increased
earnings and savings.
"When, a year ago, the savings banks showed a monthly
increase of 50,000,000 rubles, it was regarded as
phenomenal. But that was only the beginning. During the
month of January the savings banks alone showed an increase
in deposits of 120,000,000 rubles. This is accounted for
principally by the growing thrift and economy of the
peasants since the enforcement of prohibition, by their
greater earning power and the higher wages they command.
This marvellous prosperity makes Russia capable of raising
large numbers of successful internal loans, and it is by
this means chiefly that we hope to defray the expenses
of the war, which have now reached 1,000,000,000 rubles
monthly."
Blessings often come to us masquerading as evil; this terrible war has
its benefits. While death must come to everyone sometime, it may be
that we put too much stress on the fact that so many lives have been
sent to the BETTER SHORE within such a short space of time, and it is
best to believe in the axiom THAT WHAT IS--IS RIGHT.
There probably will never be another war, and perhaps, it must be that
this one is the lever to throw THE "DEVIL" into OBLIVION.
The Germans have seen the revelations as well as the other
belligerents. Here is what a writer in Berlin says:
"On Tuesday and Friday there is no meat to be had. On Monday
and Thursday the consumption of fats is forbidden. Some
alcoholic drinks are forbidden to be sold after 9 o'clock at
night. They are mostly liqueurs.
"The enforced abstinence from meat on two days of the week
has been accepted everywhere with personal satisfaction.
You agree with the German when he tells you that he has
eaten too much meat all his life, and is glad the government
has made him reform. So on these days he eats fish, oysters
and vegetables, and declares he feels the better for it."
This item from Augustus Baech is illuminating and instructive. Grease
is not a colloid; it does not absorb the gastric juice like a better
organized element, and thus the stomach is irritated. There is a law
of Nature by which the molecules affect matter; crystalline substances
in solution are readily drawn into colloids. A system of symbols
helps understanding in the matter--let us represent an acid by a
perpendicular line, an alkali by a horizontal line, a crystal by a
pyramid and a colloid by a globule; flat surfaces oppose round ones
and a confusion of straight forces would produce a spiral force.
There is a great law of HUMAN BROTHERHOOD, yes, more than that--a law
of the brotherhood of all animal life.
The hatred of the English, Germans and Russians in this flaming war of
passion is wrong--let us remember St. Peter's vision of the basket
let down from heaven with all kinds of men in it.
The reform of diet and habits will relieve the tension of malice,
hatred and jealousy, the lessened rage of sexual passion will curtail
the undue birth rate, the nations will not need to conquer more
territory and the social conditions will be adjusted.
How beautiful would it be to see all men living in peace, harmony,
prosperity and happiness.
Let us regain our reason and settle down to truth and common sense and
have peace and correct understanding between individuals and nations.
IT CAN BE DONE, and THIS WILL BE THE MILLENNIUM.