He lifted his head haughtily. "What do you mean, Narcisse?"

"As we are equal partners, I have the right to know all the affairs of

the firm. I want to see the accounts of those insurance buildings, at

once--and to know the exact truth about them."

"You left that matter entirely to me," replied he, sullen but uneasy.

"I haven't time to-day to go into a mass of details. It'd be useless,

anyhow. But--I do not like that word you used--fraudulent."

She waved her hand impatiently. "It's the word the public will use,

whatever nice, agreeable expression for it you men of affairs may have

among yourselves. Have you signed vouchers, as you said you were going

to do?"

"Certainly. And, I may add, I shall continue to sign them."

"Haven't you heard that that investigation is coming?"

He gave a superior, knowing smile. "Those things are always fixed up.

There's a public side, but it's as unreal as a stage play. Fosdick

controls this particular show."

"So I hear," said she, with bitter irony. "And he purposes to throw you

to the wild beasts--you and me."

Siersdorf laughed indulgently. "My dear sister," he said, "don't bother

your head about it." The idea seemed absurd to him: Fosdick sacrifice

him, when they were such friends!--it was an insult to Fosdick to

entertain the suspicion. "When the proper time comes," he continued, "I

shall be away on business--and the matter will be sidetracked, and

nothing more will be said about me. Trust me. I know what I am about."

"Yes, you will be away," cried she, suddenly enlightened. "And the

whole thing will be exposed, and they'll have their accounts so cooked

that the guilt will all be on you. And before you can get back and

clear yourself, you will be ruined--disgraced--dishonored."

The situation she thus blackly outlined was within the possibilities;

her tone of certainty had carrying power. A chill went through him.

"Ridiculous!" he protested loudly.

"You have put your honor in another man's keeping," she went on. "And

that man is a thief."

"Narcisse!"

"A thief!" she repeated with emphasis. "They don't call each other

thieves downtown. They've agreed to call themselves respectabilities

and financiers and all sorts of high-flown names. But thieves they are,

because they're loaded down with what don't belong to them, money they

got away from other people by lying and swindling. Is your honor

_quite_ safe in the keeping of a thief?"

"Narcisse!" repeated Alois, wincing again at that terse, plain word,

rough and harsh, an allopathic dose of moral medicine, undiluted,

uncoated.

"_I_ don't think so," she pursued. "What precautions do you purpose to

take?"

He looked at her helplessly. "If I say anything to Fosdick," said he,

"he will be justified in getting furiously angry. He might think he had

the right to act as you accuse him of plotting."

"But you must do something."

He shook his head. "I have trusted Fosdick," said he. "I still think

it was wise. But, however that may be, the wise course now certainly is

to continue to trust him."

"Trust him!" exclaimed Narcisse bitterly. "I might trust a thief who

wasn't a hypocrite--he might not squeal on a pal to save himself. But

not a Fosdick. A respectable thief has neither the honor of honest men

nor the honor of thieves."

"Prejudice! Always prejudice, Narcisse."

"You will do nothing?"

"Nothing." And he tried to look calm and firm.

She went into her dressing room with the air of one bent on decisive

action. He could but wait. When she came back she was dressed for the

street.

"Where are you going?" he demanded in alarm.

"To save myself and--you," she replied with a certain sternness. It was

unlike her to put herself first in speech--she who always considered

herself last.

"Narcisse, I forbid you to interfere in this affair. I forbid you to go

crazily on to compromising us both."

She looked straight into his eyes. "The time has come when I must use

my own judgment," said she.

And, with that, she went; he knew her, knew when it was idle to oppose

her. Besides--what if she should be right? In all their years

together, as children, as youths, as workers, he had always respected

her judgment, because it had always been based upon a common sense

clearer than his own, freer from those passions which rise from the

stronger appetites of men to befog their reason, to make what they wish

to be the truth seem actually the truth.

"She's wrong," he said to himself. "But she'll not do anything foolish.

She's the kind that can go in safety along the wrong road, because they

always keep a line of retreat open." And that reflection somewhat

reassured him.

Narcisse went direct to Fosdick at his office. As there was only one

caller ahead of her, she did not have long to wait in the anteroom

guarded by Waller of the stealthy, glistening smile. "Mr. Fosdick is

very busy this morning," explained he. It was the remark he always made

to callers as he passed them along; it helped Fosdick to cut them short.

"The big railway consolidation, you know?"

"No, I don't know," replied Narcisse.

"Oh--you artists! You live quite apart from our world of affairs. But

I supposed news of a thing of such tremendous public benefit would have

reached everybody."

Narcisse smiled faintly. She could not imagine any of these gentlemen,

roosted so high and with eyes training in every direction in search of

prey, occupying themselves for one instant with a thing that was a

public benefit, except in the hope of changing it into a "private snap."

"It's marvelous," continued Waller, "how Fosdick and these other men of

enormous wealth go on working for their fellow men when they might be

taking their ease and amusing themselves."

"Amusing themselves--how?" asked she.

"Oh--in a thousand ways."

"I'm afraid they'd find it hard to pass the time, if they didn't have

their work," said she. "The world isn't a very amusing place unless one

happens to have work that interests him."

"There's something in that--there's something in that," said Waller, in

as good an imitation as he could give of his master's tone and manner.

It had never before occurred to him to question the current theory that,

while poor men toiled for bread and selfishness, rich men refrained from

boring themselves to death in idling about, only because they

passionately yearned to serve their fellow beings.

"Do you still teach a class in Mr. Fosdick's Sunday school?"

"I'm assistant superintendent now," replied he.

"That's good," said she, as if she really meant it. She was feeling

sorry for him. He had worked so long and so hard, and had striven so

diligently to please Fosdick in every way; Fosdick had got from him

service that money could not have bought. And the worst of it was,

Fosdick had never tried to find a money expression for it that was

anything like adequate, but had ingeniously convinced poor Waller he was

more than well paid in the honor of serving in such an intimate capacity

such a great and generous man. The mitigating circumstance was that

Fosdick firmly believed this himself--but Narcisse that day was not in

the humor to see the mitigations of Fosdick.

And now Fosdick himself came hurrying in, eyes alight, strong face

smiling--"Miss Siersdorf--this is a surprise! I don't believe I ever

before saw you downtown--though, of course, you must have come." He

looked at her with an admiration that was genuine. "Excuse an old man

for saying it, but you are so beautifully dressed--as always--and

handsome--that goes without saying. Come right in. You can have all

the time you want. I know you--know you are a business woman. Now,

that man who was just with me--Bishop Knowlton--a fine, noble man, with

a heart full of love for God and his fellows--but not an idea of the

value of a business man's time. Finally I had to say to him, 'I'll give

you what you ask--and I'll double it if you don't say another word but

go at once.'"

They were now in the innermost room, and Fosdick had bowed her into a

chair and had seated himself. "I came to see you," said Narcisse,

formal to coldness, "about the two office buildings--about the accounts

our firm has been approving."

"Oh, but you needn't fret about them," said Fosdick, in his bluff,

hearty, offhand manner. "Your brother is looking after them."

"Then they are all right?" she said, fixing her gaze on him.

"Why, certainly, certainly. I have absolute confidence in your brother.

Have you seen Overlook? Yes--of course--my daughter told me. You

delighted her by what you said. It is beautiful----"

"To keep to the accounts, Mr. Fosdick," Narcisse interrupted, "I am not

satisfied with our firm's position in the matter."

"My dear young lady, talk to your brother about that. I've a thousand

and one matters. I really know nothing of details, and, as you are

perhaps aware, my interest in the O.A.D. is largely philanthropic. I

can give but little of my time."

"I've come," said Narcisse, as he paused for breath, "to get from you a

statement relieving us from all responsibility as to those accounts, and

authorizing us to sign them as a mere formality, to expedite their

progress."

Fosdick laughed. "I'd like to do anything to oblige you," said he, "but

really, I couldn't do that. You must know that I have nothing to do

with the buildings--with the details of the affairs of the O.A.D."

"You gave us the contracts," said Narcisse.

"Pardon me, _I_ did not give you the contracts. They were not mine to

give. What you mean to say is that I used for you what influence I

have. It was out of friendship for you and your brother."

There he touched her. "We had every reason to believe that we got the

contracts solely because our plans were the most satisfactory," said she

coldly. "If we had suspected that friendship had anything to do with it,

we should certainly have withdrawn. I assure you, sir, we feel under no

obligation--and my present purpose is to prevent you from putting

yourself under obligation to us."

"I don't quite follow you," said Fosdick, most conciliatory.

"There has been some kind of--'bookkeeping,' I believe you call it--in

connection with the payments for the work on those buildings. If we

were to aid you in your--'bookkeeping,' you would certainly be under

heavy obligations to us. We cannot permit that."

Fosdick laughed with the utmost good nature. "I see you misunderstood

some remarks I made to you and your brother one day at my house.

However, anything to keep peace among friends. I'll do as you wish."

His manner was so frank and so friendly, and his concession so

unreserved, that Narcisse was surprised into being ashamed of her

suspicions. "I believe 'Lois is right," she said to herself. "I've

been led astray by my prejudice."

Those shrewd old eyes of Fosdick's could not have missed an opportunity

for advantage so plain as was written on her honest face. He hastened

to score. "I'll dictate it to Waller," said he, rising, "when he comes

in to round up the day. You'll get it in the early morning mail.

Good-by. You don't come to see us up at the house nearly often

enough--at least, not when I'm there." He had opened the door. "Waller,

conduct Miss Siersdorf to the elevator. Good-by, again."

With nods and smiles he had cleared himself of her, easily, without

abruptness, rather as if she were hurrying him than he her. And Waller,

quick to take his cue, had passed her into the elevator before she was

quite aware what was happening. Not until she was on the ground floor

and walking toward the door did her mind recover. "What have you

_got_?" it said, and promptly answered, "Nothing--for, what is a promise

from Josiah Fosdick?" That seemed cynical, unjust; as Fosdick not only

was by reputation a man of his word, but also had always kept his word

with her. But she stopped short and debated; and it was impossible for

her to shake her conviction that the man meant treachery. "He'll

sacrifice us," she said to herself, "if it's necessary to save intact

the name and fame of Josiah Fosdick--or even if he should think it would

be helpful." What were two insignificant mere ordinary mortals in

comparison with that name and fame, that inspiration to honesty and

fidelity for the youth of the land, that bulwark of respectability and

religion--for, as all the world knows, the eternal verities are kept

alive solely by the hypocrites who preach and profess them; if those

"shining examples" were exposed and disgraced, down would crash truth

and honor. No, Josiah Fosdick was not one to hesitate before the danger

of such a cataclysm. Further, she felt that he had been plotting while

he and she were talking and had found some way to pinion her and her

brother during the day he had gained. "To-morrow morning," she decided,

"I'll not get the paper, and it'll be useless to try to get it.

Something must be done, and at once."

She turned back, reentered the elevator. "To Mr. Armstrong," she said.

Armstrong, whom she knew but slightly, received her with great courtesy,

and an evident interest that in turn roused her curiosity. "It's as if

he knew about our affairs," she thought. To him she said, "I want to

see you a few minutes alone."

He took her into his inner room. "Well, what is it?" he asked, with the

sort of abruptness that invites confidence.

She had liked what she had seen of him; her good impression was now

strengthened. She thought there was courage and honesty in his face,

along with that look of experience and capacity which is rarely seen in

young faces, except in America with its group of young men who have

already risen to positions of great responsibility. There was bigness

about him, too-bigness of body and of brow and of hands, and the eyes

that go with large ways of judging and acting--eyes at once keen and

good-humored. A man to turn a shrewd trick, perhaps; but it would be

exceedingly shrewd, and only against a foe who was using the same

tactics. Half confidences are worse than none, are the undoing weakness

of the timid who, though they know they must play and play desperately,

yet cannot bring themselves to play in the one way that could win.

Narcisse flung all her cards upon the table.

"I've got to trust somebody," she said. "My best judgment is that that

somebody is you. Here is my position." And she related fully, rapidly,

everything except the source of her warning against Fosdick. She told

all she knew about the unwarranted vouchers A. & N. Siersdorf had been

approving--"at least, I think they are unwarranted," she said. "We know

nothing about them."

"And why do you come to _me_?" said Armstrong when he had the whole

affair before him from the first interview with Fosdick to and including

the last interview.

"Because you are president of the O.A.D.," she replied. "We have

nothing to conceal. You are the responsible executive officer. If you

do not know about these things, you ought to be told. And I am

determined that our firm shall not remain in its present false

position."

Armstrong sat back in his chair, his face heavy and expressionless, as

if the mind that usually animated it had left it a lifeless mask and had

withdrawn and concentrated upon something within. No one ever got an

inkling of what Armstrong was turning over in his mind until he was

ready to expose it in speech. When he came back to the surface, he

turned his chair until he was facing her squarely. His scrutiny seemed

to satisfy him, for presently he said, "I see that you trust me," in his

friendliest way.

"Yes," she replied.

"It's a great gift--a great advantage," he went on, "to make up one's

mind to trust and then to do it without reserve.... I think you will

not falter, no matter what happens."

"No," she said.

"Well--you came to just the right person. I don't understand it."

"Woman's instinct, perhaps."

He shook his head. "I doubt it. That's simply a phrase to get round a

mystery. No, your judgment guided you somehow. Judgment is the only

guide."

Narcisse had been debating; she could not see how it could possibly do

any harm to mention Neva. "Before I came downtown," said she, "it

drifted into my mind that I might have to come to you. So I asked Neva

Carlin about you."

"Oh!" Armstrong settled back in his chair abruptly and masked his face.

"And what did she say?"

"That she was sure you wouldn't do anything small or mean."

The big Westerner suddenly beamed upon her. "Well, she ought to know,"

said he with a blush and a hearty, boyish laugh. Then earnestly: "I

think I can do more for you than anyone else in this matter--and I will.

You must say nothing, and do nothing. Let everything go on as if you

had no suspicion."

"But, when Mr. Fosdick does not send me the authorization?"

"Wait a few days; write, reminding him; then let the matter drop."

She reflected; the business seemed finished so far as she could finish

it. She rose and put out her hand. "Thank you," she said simply, and

again, with a fine look in her fine eyes, "Thank you."

"You owe me nothing," he replied. "In the first place, I've done

nothing, and I can't promise absolutely that I can do anything. In the

second place, you have given me some extremely valuable information. In

return I merely engage not to use it to as great advantage as I might in

some circumstances."

In the entrance hall once more, she wondered at the complete change in

her state of mind. She now felt content; yet she had nothing tangible,

apparently less than at the end of her interview with Fosdick--for he

had promised something definite, while Armstrong had merely said, "I'll

do my best." She wondered at her content, at her absolute inability to

have misgiving or doubt.

*XV*

*ARMSTRONG SWOOPS*

About an hour after Narcisse left Fosdick, he sent for Westervelt, the

venerable comptroller of the O.A.D. But Westervelt came before the

message could possibly have reached him.

Westervelt's position--chief financial officer of one of the greatest

fiduciary institutions of a world whose fiduciary institutions have

become more important than its governments--would have made him in any

event important and conspicuous; but he was a figure in finance large

out of all proportion to his office. He was one of the stock "shining

examples" of Wall Street. If industry was talked of, what more natural

than to point to old Westervelt, for fifty years at his desk early and

late, without ever taking a vacation? If honesty was being discussed,

where a better instance of it than honest old Bill Westervelt, who had

handled billions yet was worth only a modest three or four millions? If

fidelity was the theme, there again was old Bill with his long white

whiskers, refusing offer after offer of high stations because he was

loyal to the O.A.D. Why, he had even refused the financial place in the

Cabinet! If anyone had been unkind enough to suggest, in partial

mitigation of this almost oppressive saintliness, that old Bill had no

less than ninety-six relatives by blood and marriage in good to splendid

berths in the O.A.D.; that he had put his brother, his two sons and his

three sons-in-law in positions where they had made fortunes as dealers

in securities for the O.A.D. and its allied institutions; that a Cabinet

position at eight thousand a year, where such duties as were not

clerical consisted in obeying the "advice" of the big financial lords,

would have small charm for a man so placed that he was a real influence

in the real financial councils of the nation--if such suggestions as

these had been made, the person who made them would have been denounced

as a cynic, gangrened with envy. If anyone had ventured to hint that,

in view of the truly monstrous increase in the expenses of the O.A.D.,

old Bill's industry seemed to be bearing rather strange fruit for so

vaunted a tree, and that his fidelity ought to have a vacation while

expert accountants verified it--such insinuations would have been

repelled as sheer slander, an attempt to undermine the confidence of

mankind in the reality of virtue. So great was Westervelt's virtue that

he himself had come to revere it as profoundly as did the rest of the

world; it seemed to him that one so wholly right could do no wrong; that

evil itself, passing through the crucible of that white soul of his,

emerged as good.

Fosdick simply glanced at his old friend and associate as he entered.

"Hello, Bill," he exclaimed. "I was just going to send for you. I want

the Siersdorfs suspended from charge of those new buildings. And give

the head bookkeeper of the real estate department a six months'

vacation--say, for a tour of the world."

But Westervelt had not heard. He had dropped into a chair, and was

white as his whiskers, and the hand with which he was stroking them was

shaking. As he did not reply, Fosdick looked at him. "Why, Bill, what's

the matter?" he cried, friendly alarm in voice and face. "Not sick?"

"I've been--suspended," gasped Westervelt. "I--suspended!"

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