CHAPTER XIV.

RAILWAY CLEARING-HOUSE.

It is a curious fact that human ignorance, and especially good honest

homespun English ignorance, often produces important and highly

beneficial results. “_If I had but known what I have had to contend

with I would never have undertaken the job_,” is a remark which many

a poor emigrant, many a weary traveller, many a journeyman labourer

in every department of life, has fervently muttered to himself. The

ejaculation is particularly applicable to the original projectors of

our railways, who, had they but known the hydra-headed difficulties

which, one after another, they would have to encounter, would most

surely have kept their money in their pockets, or, in the phraseology

of the vulgar, “would never have undertaken the job.”

Besides the difficulty of raising money, which during the railway

mania certainly amounted to _nil_, there were parliamentary

difficulties, engineering difficulties, difficulties of management

of various descriptions; and yet, when all these were overcome,

when each railway, with its beautiful system of committee-men,

secretaries, engineers, surveyors, station-masters, engine-drivers,

stokers, pokers, guards, police, superintendents, artificers,

labourers, &c., was fully organised and completed, and every line

competent along the whole or any portion of its length to convey with

safety and due attention every description of traffic, there suddenly

appeared a new difficulty, which not only most seriously embarrassed,

but which threatened almost to prevent, the combined action of the

vertebral railways which at such trouble and cost had just been

created. The difficulty alluded to was what is now commonly called

“the _through_ traffic.”

Even before the railway system came into full operation, it was soon

found, that to conciliate, or rather to satisfy the just claims

of the passenger public, it would be necessary not to harass warm

“through” travellers by forcing them to migrate to cold carriages

as often as, asleep or awake, dozing or dreaming, they reached each

terminus of the various railway companies who, in enmity rather than

in partnership, were the proprietors of the consecutive portions of

the thoroughfare line.

Again, it was soon found that our merchants and manufacturers

as justly insisted rather than requested that their goods and

merchandise should go “_through_” to their destinations without being

subjected to the delay and serious injury which were unavoidable in

repeatedly unpacking and repacking them into fresh waggons. Lastly,

it was found that, for cattle and horses, changes of carriages were

equally objectionable. The will of the people becoming, therefore, in

these instances, the law of the rails, passengers, parcels, goods,

horses, and cattle, were, generally speaking, carried “_through_”

without change of carriage.

But though the traveller, the receiver of the parcel, of the

package, of the horse, dog, bullock, sheep, or pig, after paying

for the fare, of course cared not the hundred-thousandth part of a

farthing what was done with the money, yet it will be self-evident

that he left behind him sources of endless vexation and almost

unpreventible disputes; for not only was the paltry fare he had paid

for his own conveyance, or that which he might have paid for the

conveyance of a lean pig, to be divided among the proprietors of

two, three, four, five, six, or seven different companies, but of

these companies all excepting one would have not only to remunerate

by a mileage allowance the company in whose carriage or waggon, for

the benefit of all parties, the traveller, or his parcel, or his

goods, or his cow, calf, horse, dog, sheep, or sow, had been carried

“through,” but an extra charge for demurrage was evidently due to

the said company for every day that its carriage or waggon had been

detained by the companies to whom it did not belong. The railway

companies between London and York first saw the absolute necessity

of their endeavouring by some arrangement to settle accounts of

this description, which daily and hourly were growing up between

them; but inasmuch as each company, from feelings of jealous

independence, kept their books in a different form, dissensions

arose, angry correspondence followed, until the settlement of

their joint accounts was impeded by the most vexatious delays. The

virulence of the disorder, however, was the means of its cure. Mr.

Morison, the present very able manager and sole organiser of the

new system, conceived the formation of a central office, and the

idea was no sooner suggested to Mr. Glyn, the chairman of the London

and North-Western Railway, than, seeing at a glance its practical

bearing, he gave it the whole weight of his well-earned influence,

and was mainly instrumental in the establishment of the astonishing

system of minute detail which we will now endeavour very briefly to

describe.

The Railway Clearing-House, which adjoins the right-hand side of the

entrance-gate from Seymour Street to the Euston Station, is under the

control of a committee composed of the chairmen of all the railway

companies who are parties to the clearing arrangements; the expense

of maintaining the establishment being divided rateably among the

companies in proportion to the extent of business transacted by it

for each.

On opening a street door, which a brass plate beamingly announces to

be that of the “Railway Clearing-House,” the stranger sees before him

a long passage, on both sides of which are hanging, as if for sale, a

variety of very decent-looking hats, cloaks, and coats, which he has

no sooner passed than he finds himself in a spacious hall or office

78 feet long, 20 wide, and 26 feet high, in which, at one glance, he

sees seated or standing before him, at 13 parallel desks, upwards

of a hundred well-dressed clerks, each silently occupied either in

writing or in apparently carefully investigating that which others

have written. The stillness of the scene, to which the public have no

admittance, is very remarkable; and before we enter on the subject

of the avocation of those before us, we cannot help observing that,

to any one who has lately had an opportunity of seeing the number

of half-starved men in Paris who, with interminable mustachios and

noble bushy beards, are, with depressed heads, intently engaged in a

variety of occupations, down to that of--say--painting a tiny brooch

to ornament the bosom of a lady’s gown--it is amusing to contrast

a body of such fierce-looking warriors “_à demi-solde_” with the

plain, clean, close-shorn men of business, who throughout the United

Kingdom are, week after week, month after month, and year after year,

unassumingly labouring in behalf of that which republicans only talk

of instead of attain--a commonwealth.

The business of the Railway Clearing-House is transacted by one

manager and 110 clerks. The system comprehends 47 railway companies:

in short, it extends to all railways north of the Thames--from

Bristol, London, and Harwich, to Aberdeen; and it contains no less

than 648 clearing-house stations, by the correspondence of which with

the London clearing-office the accounts of the “through” traffic of

all the companies is adjudged and settled.

The aforesaid business is divided into four departments:--

First, and most important, the goods and live-stock traffic.

Second, the coaching traffic.

Third, the mileage of carriages and waggons, as also the mileage of

tarpaulins for covering waggons.

Fourth, lost luggage.

GOODS.--From each of the 684 Railway Clearing-House Stations which

we have enumerated, there is forwarded to the London office a “daily

abstract of goods” (printed in black ink), containing the invoice,

the amount carted, the sums paid or the sums to pay, the undercharge,

the overcharge, and the description of the traffic “_forwarded_”

each day from each station to each of the other stations enumerated

in the return. Of these goods the gross total is composed of a

number of articles, each of which, from the station from which it is

forwarded, is charged according to the established rate agreed on by

the companies for “through” goods. Some of these weights are only

14 lbs., in which case they, as well as every package below 56 lbs.

(termed “a small”), are charged at a higher rate.

2. From each railway clearing station there is forwarded _daily_ to

the London office a return similar to the above (but for distinction

printed in red ink), of the description, weight, &c. &c., of goods

_received_ at each station, and thus from two opposite points a

detailed return of the amount of goods conveyed between them is

declared.

3. As soon as these two returns (black and red) are received at the

London office, they are carefully examined, to ascertain if the

articles returned in each are correct--that is, if the declaration of

the goods _despatched_ corresponds with the return of the same goods

from the point at which they should have been received. About 30 per

cent., however, of the number of items in these returns do _not_

correspond, the difference being sometimes a few pounds, sometimes a

few pence. Ten clerks are constantly occupied in checking these two

sets of returns.

4. As fast as these errors are detected, a “_statement of omissions

and inaccuracies_” (in one month 7000 of these statements have been

transmitted) are sent from the London office to both parties for

explanation, and, when returned by each with “remarks,” the errors

are corrected according to their replies.

5. From the above accounts a division of the receipts of the goods

traffic is made monthly; and as there are 4500 of these settlements

(each on an average wanting 2½ copies), about 11,000 copies per month

are required. These abstracts are for the following object:--All

“_through_” goods arriving in London are by agreement charged with

certain terminal expenses for carterage and porterage, which are

about double those charged in the country. This monthly settlement,

therefore, shows to every company concerned what each is entitled by

mileage to receive from one or more companies,--what actually has

been received by each,--and consequently the balance due from the one

to the other. Hull alone, from its numerous connexions with other

stations, receives on an average 200 of these monthly abstracts.

Twenty-four clerks are constantly occupied in preparing them.

6. The next operation is, by a consideration of all these balances,

to determine what the clearing-house, as the representative of all

the creditor companies, is entitled to receive from the debtor

companies. The final result of all these operations is exemplified by

a monthly return forwarded by the office to each of the forty-seven

companies, showing separately to each, for each of its stations, the

weights, the mileage proportions, the terminal expenses, and, lastly,

the balances, whether due to it or by it, on the traffic from each

of its stations to all other clearing-house stations to which goods

had been sent, or from which received. The number of entries in these

monthly summaries averages 11,186.

The above closes the account of the goods traffic. Any omission or

errors in these accounts are corrected in those of the subsequent

month, the balances being, in the first instance, always paid as

declared by the London railway clearing-house.

When the balances are finally struck, a letter is addressed from the

office to each company, advising it of the amount due to or by it on

the traffic of the month; and, unless these balances are paid by each

company within twenty-one days, interest at 6 per cent. is charged,

and credited to the companies to whom the clearing-house is nominally

indebted.

For the convenience of the companies a weekly notice is sent by the

London office to each, informing each of the amounts of the receipts

of the _through_ goods traffic to which it is respectively entitled.

This single operation, which enables the companies to publish their

weekly receipts, employs nine clerks.

PASSENGERS.--All tickets collected at all the clearing-house stations

from _through_ passengers are transmitted daily to the London

clearing-house, from whence, after being examined and compared

with the returns of the tickets issued, they are sent back to

the respective companies. From Euston, as well as from all other

stations, passenger tickets for every station are each numbered

separately from 1 to 10,000, and are issued consecutively, not only

for each station, but for each _class_ of passengers. In examining

these collected tickets, which on an average amount to 9000 per

day,--in comparing them with the consecutive numbers as entered

in the daily Returns received from the various stations,--and

in checking the consecutive numbers themselves, five clerks are

employed. The railway clearing-office thus receives--

1. Return from Euston booking-office, as also from all clearing-house

passenger stations, stating the number of passengers of each class

booked for all clearing stations, the portions of fares paid by each

passenger and due to “foreign” companies.

2. From this account the London clearing-house prepares and forwards

daily to each company a return, showing the portion of the fares

received at Euston due to each respectively. The above returns are

despatched on the evening of the second day.

3. The London clearing-house receives daily from every clearing

station a similar return.

4. From these two sets of returns the debtor and creditor account

of each company is made up, and kept separate in a book, from which

a statement of balances is prepared and forwarded weekly to each

company, showing the amount received on its account by the other

companies, as also on account of the other companies by it, the

balances due to it or by it, and the weekly balance due to or by the

clearing-house on behalf of the companies. We may here observe that

by the foregoing arrangements, without which the _through_ passenger

traffic could not possibly be practically carried out, 2,700,000

persons are annually saved the inconvenience of changing their

carriage during their journey.

5. The same minute process is pursued with horses, carriages, and

dogs, the tickets for which are numbered consecutively, and checked

as for passengers. In this duty thirteen clerks are employed.

PARCELS.--The daily returns of the number of parcels despatched and

received are checked, and the balance of receipts divided, precisely

as the goods, with this addition, that a “waybill” is sent by each

train with the parcels for each station, showing the number of

the parcel, the weight, address, and charge; similar bills being

also sent from the receiving station to the clearing-house, thus

constituting an additional check. For small parcels carried by the

passenger-trains from London to Edinburgh the gross charge of 4_s._

is divided among four companies; small charges are often divided

among seven companies; and in some cases a charge of 6_d._ is divided

among two companies. In this duty eight clerks are employed.

At the end of the London Clearing-House three clerks are employed

for the live-stock traffic, principally composed of lean stock going

to be fattened, of fat cattle, pigs, sheep, and calves going to

market. The rates for live stock, like those for goods, are agreed on

by all the joint companies, and the returns are sent weekly to the

clearing-house. The gross receipts, after deducting a small sum, per

waggon, for terminal expenses, are divided, by mileage, among the

companies (frequently six in number) concerned.

We have now to endeavour to explain a new branch of the department,

termed “_Mileage Branch_.”

In 1848 no less than 443,604 loaded waggons were by various companies

(averaging three in number) sent “_through_” besides 267,228 sent

back empty. The course of each of these waggons the clearing-house

had to trace, in order to ascertain the exact time each was detained

on each railway.

The number of miles for which the companies received, through

the London clearing-house, payment from each other, amounted to

45,580,384.

The manner in which these extraordinary results are effected is as

follows:--

At every junction of railways there are stationed men in the

pay of the London Clearing-House, to take the number of all

passenger-carriages and goods-waggons, as also of all tarpaulins

or sheets covering waggons. These men make to the clearing-office

_daily_ a detailed statement of the same.

Returns are also sent _daily_ from all the clearing-house stations

on all the lines of railway, by the servants of the respective

companies, of all foreign carriages arriving and departing from each

of the said stations. From these returns the London Clearing-House is

enabled to trace the course of all waggons and passenger-carriages

travelling on what are termed “foreign” lines, and to debit and

credit every company with the sums it has respectively incurred for

mileage, as also what is due from and to the respective companies for

demurrage per day of waggons or of passenger-carriages.

These accounts are transmitted to each company monthly.

Sheets covering waggons are in like manner all checked at the

junctions by the men placed there by the London Clearing-House, as

also by returns forwarded to the office from the various stations at

which the waggon stops to be loaded or unloaded; and thus the charge

of one-tenth of a penny per mile for the use of each of these tarred

coverings is divided according to its proper proportion among the

respective companies over whose lines it has travelled! For a waggon

or carriage from Edinburgh to London, mileage and also demurrage

accounts are sent to four companies, and from Arbroath to London to

seven companies.

Fourteen clerks are required to keep the mileage and demurrage

accounts of carriages and waggons, and eight clerks to keep those of

the tarpaulins or sheets,

THE ACCOUNTANT.--Lastly, in the corner of the London office, in

a small elevated compartment, about four feet square, sits “the

Accountant,” who keeps--

1. An account for each separate company (forty-seven in number),

showing briefly the sums at their debits and credits, and the balance

due to or by each.

2. An interest ledger, showing the amount of interest accruing on

balances in arrear, which interest is received by the clearing-house

from the Dr. company, and paid to the Cr. company.

3. By the Act of Parliament, every railway company is bound to pay to

Government a duty on all sums received by it from passengers, whether

on its own account or for other companies. The consequence of this

is, that one company is continually obliged to pay duty for another,

thus creating a debtor and creditor account for duties, which account

the Clearing-House also settles monthly.

LOST LUGGAGE.--The Clearing-House, from its connexion with almost

every railway in the kingdom, undertakes the duty of corresponding

with all the clearing-house stations from which it receives _daily_

returns respecting any unclaimed luggage left on the rails.

At the entrance of the Clearing-Office, in the corner, there is a

small post-office of compartments for the letters and returns daily

transmitted by the manager to each company.

The office usually receives and despatches 4500 communications per

day, employing five lads to open, endorse, and arrange them.

The office is open daily from 9 A.M. till 5 P.M.

* * * * *

With a deep sigh we can truly say that we have now concluded a sketch

of the Railway Clearing-House, which, as it gave us one headache to

investigate, and another to endeavour to explain, will probably be

equally afflicting to our readers.

In justice, however, to the system, we must confess that it is

impossible to convey in writing an adequate conception of the

infinity of details with which it has to grapple.

The number of items which in the course of a year, by the London

office, are examined, traced through many returns, checked, and

transferred from one account to another, exceeds rather than falls

short of (50,000,000) fifty millions!

It must be obvious to any person conversant with the working of

railways, that, without a centralised system of this description, so

constituted as to command the confidence of the railway companies,

the railway system generally would not only soon become clogged, but

constant squabbles and disagreements between the various companies

would ensue, to the detriment of their interests, as well as to the

discomfort and inconvenience of the public.

The true object, therefore, of the London Railway Clearing-House is

to enable the railway companies of the United Kingdom who are parties

thereto, to work that enormous traffic, in which they have a common

interest, with as much security to themselves, and with as little

inconvenience to the public, as if all the associated companies were

ONE; and it is evident that in no way could this important object

have been effected, except by the establishment of an office which,

based on principles of complete centralisation, should be--as the

London Clearing-House really is--independent of each company, but

under the common control of ALL.

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