[Footnote 1: 'Davideis', Bk III. But Cowley's Tiger is a Male.]
[Footnote 2: that are proper]
[Footnote 3: Thucydides, Bk II.]
* * * * *
No. 82. Monday, June 4, 1711. Steele.
'... Caput domina venate sub hasta.'
Juv.
Passing under _Ludgate_ [1] the other Day, I heard a Voice bawling for
Charity, which I thought I had somewhere heard before. Coming near to
the Grate, the Prisoner called me by my Name, and desired I would throw
something into the Box: I was out of Countenance for him, and did as he
bid me, by putting in half a Crown. I went away, reflecting upon the
strange Constitution of some Men, and how meanly they behave themselves
in all Sorts of Conditions. The Person who begged of me is now, as I
take it, Fifty; I was well acquainted with him till about the Age of
Twenty-five; at which Time a good Estate fell to him by the Death of a
Relation. Upon coming to this unexpected good Fortune, he ran into all
the Extravagancies imaginable; was frequently in drunken Disputes, broke
Drawers Heads, talked and swore loud, was unmannerly to those above him,
and insolent to those below him. I could not but remark, that it was the
same Baseness of Spirit which worked in his Behaviour in both Fortunes:
The same little Mind was insolent in Riches, and shameless in Poverty.
This Accident made me muse upon the Circumstances of being in Debt in
general, and solve in my Mind what Tempers were most apt to fall into
this Error of Life, as well as the Misfortune it must needs be to
languish under such Pressures. As for my self, my natural Aversion to
that sort of Conversation which makes a Figure with the Generality of
Mankind, exempts me from any Temptations to Expence; and all my Business
lies within a very narrow Compass, which is only to give an honest Man,
who takes care of my Estate, proper Vouchers for his quarterly Payments
to me, and observe what Linnen my Laundress brings and takes away with
her once a Week: My Steward brings his Receipt ready for my Signing; and
I have a pretty Implement with the respective Names of Shirts, Cravats,
Handkerchiefs and Stockings, with proper Numbers to know how to reckon
with my Laundress. This being almost all the Business I have in the
World for the Care of my own Affairs, I am at full Leisure to observe
upon what others do, with relation to their Equipage and Oeconomy.
When I walk the Street, and observe the Hurry about me in this Town,
_Where with like Haste, tho' diff'rent Ways they run;
Some to undo, and some to be undone;_ [2]
I say, when I behold this vast Variety of Persons and Humours, with the
Pains they both take for the Accomplishment of the Ends mentioned in the
above Verse of _Denham,_ I cannot much wonder at the Endeavour after
Gain, but am extremely astonished that Men can be so insensible of the
Danger of running into Debt. One would think it impossible a Man who is
given to contract Debts should know, that his Creditor has, from that
Moment in which he transgresses Payment, so much as that Demand comes to
in his Debtor's Honour, Liberty, and Fortune. One would think he did not
know, that his Creditor can say the worst thing imaginable of him, to
wit, _That he is unjust_, without Defamation; and can seize his Person,
without being guilty of an Assault. Yet such is the loose and abandoned
Turn of some Men's Minds, that they can live under these constant
Apprehensions, and still go on to encrease the Cause of them. Can there
be a more low and servile Condition, than to be ashamed, or afraid, to
see any one Man breathing? Yet he that is much in Debt, is in that
Condition with relation to twenty different People. There are indeed
Circumstances wherein Men of honest Natures may become liable to Debts,
by some unadvised Behaviour in any great Point of their Life, or
mortgaging a Man's Honesty as a Security for that of another, and the
like; but these Instances are so particular and circumstantiated, that
they cannot come within general Considerations: For one such Case as one
of these, there are ten, where a Man, to keep up a Farce of Retinue and
Grandeur within his own House, shall shrink at the Expectation of surly
Demands at his Doors. The Debtor is the Creditor's Criminal, and all the
Officers of Power and State, whom we behold make so great a Figure, are
no other than so many Persons in Authority to make good his Charge
against him. Human Society depends upon his having the Vengeance Law
allots him; and the Debtor owes his Liberty to his Neighbour, as much as
the Murderer does his Life to his Prince.
Our Gentry are, generally speaking, in Debt; and many Families have put
it into a kind of Method of being so from Generation to Generation. The
Father mortgages when his Son is very young: and the Boy is to marry as
soon as he is at Age, to redeem it, and find Portions for his Sisters.
This, forsooth, is no great Inconvenience to him; for he may wench, keep
a publick Table or feed Dogs, like a worthy _English_ Gentleman, till he
has out-run half his Estate, and leave the same Incumbrance upon his
First-born, and so on, till one Man of more Vigour than ordinary goes
quite through the Estate, or some Man of Sense comes into it, and scorns
to have an Estate in Partnership, that is to say, liable to the Demand
or Insult of any Man living. There is my Friend Sir ANDREW, tho' for
many Years a great and general Trader, was never the Defendant in a
Law-Suit, in all the Perplexity of Business, and the Iniquity of Mankind
at present: No one had any Colour for the least Complaint against his
Dealings with him. This is certainly as uncommon, and in its Proportion
as laudable in a Citizen, as it is in a General never to have suffered a
Disadvantage in Fight. How different from this Gentleman is _Jack
Truepenny,_ who has been an old Acquaintance of Sir ANDREW and my self
from Boys, but could never learn our Caution. _Jack_ has a whorish
unresisting Good-nature, which makes him incapable of having a Property
in any thing. His Fortune, his Reputation, his Time and his Capacity,
are at any Man's Service that comes first. When he was at School, he was
whipped thrice a Week for Faults he took upon him to excuse others;
since he came into the Business of the World, he has been arrested twice
or thrice a Year for Debts he had nothing to do with, but as a Surety
for others; and I remember when a Friend of his had suffered in the Vice
of the Town, all the Physick his Friend took was conveyed to him by
_Jack_, and inscribed, 'A Bolus or an Electuary for Mr. _Truepenny_.'
_Jack_ had a good Estate left him, which came to nothing; because he
believed all who pretended to Demands upon it. This Easiness and
Credulity destroy all the other Merit he has; and he has all his Life
been a Sacrifice to others, without ever receiving Thanks, or doing one
good Action.
I will end this Discourse with a Speech which I heard _Jack_ make to one
of his Creditors, (of whom he deserved gentler Usage) after lying a
whole Night in Custody at his Suit.