Stefan protested vigorously, but he knew that she was right. He saw

that he must yield. He proposed a compromise. "Let us work then for

this spring and summer--you in the silk mill and I in my onion patch,"

he said, "and marry in the fall. I can wait no longer than that."

Agatha could find no fault with this. It won her approval of both

heart and her reason. Slipping her hand in his, she nestled closer and

they began their hopeful planning, while the train sped on, bearing

them to the peaceful valley of their future labors.

All the plans--sensible and practical--they made that wonderful first

day, were marvelously realized, not by mere happy chance, but through

a great steadfastness of purpose and unfaltering toil. By thrift and

frugality, by self-denial and sacrifice, they accomplished the

miracle. And they were happy in the doing of it, because they worked

together. Neither Stefan nor Agatha had ever labored so willingly.

The radiance of a united future lighted the way--always just ahead

they saw the hearth-fire gleaming.

The spring and summer passed swiftly. Stefan and Agatha learned of

America's entry into the world war with anxious hearts. They dreaded the

quenching of that hearth-fire. But their fears were groundless. Instead

of depreciation and loss the war brought added prosperity. The wages in

the silk mill were raised. Stefan's onion sets sold at double prices. At

the end of the season they found that they had exceeded their hopes, in

spite of paying off the debt and the increased cost of living.

At last, as Stefan had said, the way was clear. The crown of their

hopes, the wedding day, was set and their friends invited. A stone house

with a little ground had been secured. The furniture was installed.

Everything was ready for the marriage feast on the next day.

As they left the cozy little house in the long shadows of the

September sunset, Stefan turned at the gate to look back. His dream

was realized. Destiny had not taken up his challenge so far, and he

determined to make the future sure. Unconsciously his hand stole to

the inner pocket where a modest roll of notes--the remains of their

combined savings lay warm and safe. In all their anxious discussions,

he and Agatha had not been able to find a place safe enough to satisfy

their fears. Bankers and trunks had betrayed their trust. Stefan

sighed. He had hoped to have this matter off his mind before the happy

morrow. He wished Agatha would offer some solution and he turned to

her with the old question on his lips. But he did not ask it. Another

voice took up the story.

It was old Shelton, the farmer for whom Stefan had worked the first

summer in the valley. His small eyes were twinkling and his long chin

beard wagged importantly. "Hello, Steve, how'r ye? Settin' up in fine

style, I see. Must be gittin' rich these days."

Stefan thought at first that the shrewd old fellow's chuckle of

delight was a tribute to his and Agatha's achievement. But he was soon

enlightened as to its real source. Old Shelton bestowed hearty praise

on the little house and neat garden, he congratulated him in advance

for the morrow, but his small eyes fairly snapped as he added, tapping

his own pocket.

"Ye'v spent a pile of money on all this there, and I s'pose you ain't

got much left--I got somepin here that 'ud interest ye."

It was the answer to Stefan's unuttered question. He started as old

Shelton pulled out from his pocket two yellowish, stiff folders with

much black lettering upon them, which, when opened by Shelton's

toil-worn fingers, disclosed a number of large square stamps pasted on

the printed squares. Agatha, woman-like, was quick to inquire. Old

Shelton explained with zest.

He showed them first the Thrift card with its green twenty-five cent

stamps. "I got them at odd times, at the post office," he told them

with his exultant chuckle. "These here," showing the Savings

Certificates with blue five-dollar stamps, "I bought right out when I

saw what a sure thing it was. Safe as Uncle Sam's Capitol at

Washington. Can't never bust up, these can't. No, siree! Long as this

here country holds out, these here stamps are worth the coin! And look

at the money ye make on 'em."

And he explained the process by which today's purchaser of a blue

stamp would be the possessor of a five-dollar note when the stamps

matured at the end of five years. "Only four-nineteen, ye see," he

pointed with a horny finger. "Only four-nineteen today, but five good

round dollars in five years. Ye can't beat that, I tell ye. Not to be

safe and sound, ye understand."

Stefan and Agatha looked at each other. They knew old Shelton to be

the shrewdest, most cautious man in the community. In a moment they

knew what they should do with the modest roll of bills. The safe place

had been found. The United States Treasury was the only spot.

"As safe as Vavel!" murmured Stefan as the old farmer after repeated

congratulations and chuckled approval of the young people's eager

acceptance of his gospel of thrift, disappeared down the long road.

"As safe as Vavel," he repeated, and a great surge of joyful relief

flooded his very soul.

He put his arm about Agatha and they turned their faces toward the

sunset glow. In the dim glory of the skies they saw the steadfast

gleam of their own dear hearth-fire.

"The good God has shown us the way," they said.

--_Casimir A. Sienkiewicz.

Courtesy Federal Reserve Bank of Philadelphia._

This story can be easily divided into a definite series of shorter

stories. The titles of these shorter stories will serve as an

outline. Look over the selection quickly, and write the outline.

QUESTIONS

Even government bonds and thrift stamps have to be guarded so that

they will not be lost, burned, or stolen.

Where is the safest place to keep such valuable things as liberty

bonds and thrift stamps? How much does it cost to rent a safe

place for your savings? Where can you rent one in your town?

UNPATRIOTIC CARELESSNESS

Are you careless? That makes you stop and think a bit, doesn't it? If

you are honest with yourself, the answer probably will be "_Yes_," for

almost everybody in this country is careless. That is the principal

reason why we have so many fires.

Here are some figures that should open our eyes. In 1913, the year

before the outbreak of the war, the average fire-loss for each man,

woman and child in France was 49 cents; in England it was 33 cents; in

Germany, 28 cents; in Austria, 25 cents; in Italy, 25 cents; in

Switzerland, 15 cents; and in Holland, only 11 cents. In the United

States for the same year the direct loss was $2.10--and the indirect

loss was far higher. Our record was, therefore, more than four times

as bad as that of France, and nearly twenty times as bad as that of

Holland.

Vienna and Chicago are cities of about the same size. Vienna had fire

losses for the year 1913 of $303,200; Chicago's were $5,513,237, or

more than eighteen times as great. New York City's fire losses were

about four and one-half times as large as those of London. A similar

comparison might be made with many other cities. Can we be proud of

such figures?

Of course there are more wooden buildings in America than in Europe.

This is a condition which will take many years to change. But the most

serious cause of fires could be removed at once, if all the people

would assist; this cause is found in one word--_carelessness_.

It must be admitted that the United States, with all its advantages,

is a nation of careless people. Carelessness is not a thing to be

proud of; it is a great national sin. It shows itself in many habits

of recklessness, wastefulness, and untidiness. It burns our towns; it

leads people to risk their lives at railroad crossings and other

places of danger; it takes chances with health; it is shown in all

dirty streets, littered back yards, and untidy homes. It has been well

described by Roy K. Moulton, a writer in the "_News_" of Grand Rapids,

Michigan, as follows:

_WHO AM I?_

I am more powerful than the combined armies of the world.

I am more deadly than bullets, and I have wrecked more homes than the

mightiest of siege guns.

I steal in the United States alone over $300,000,000 each year.

I spare no one, and find my victims among the rich and poor alike, the

young and old, the strong and the weak; widows and orphans know me.

I massacre thousands upon thousands of wage-earners in a year.

I lurk in unseen places, and do most of my work silently. You are

warned against me, but you heed not.

I am relentless. I am everywhere; in the home, on the street, in the

factory, at railroad crossings, and on the sea.

I bring sickness, degradation and death, and yet few seek to avoid me.

I destroy, crush and maim; I give nothing, but take all.

I am your worst enemy.

I AM CARELESSNESS.

If a foreign army should land upon our shores, it could not wreak more

destruction than this. If such an army should come and any American

were found to be giving it aid, he would be called a traitor to his

country. Every patriot would rise against such a foe.

The spirit of carelessness in the United States is really a greater

enemy than any foreign invader, and it is found in millions of little

unconscious acts of carelessness. Whenever you, yourself, commit such

an act, therefore, you really range yourself as an enemy of your

country, but if you begin earnestly to watch your actions and to form

new habits of carefulness, you will be helping our great nation to

become safer, healthier, happier, and more useful to humanity. This is

the spirit of true patriotism.

If, then, you are determined to try with all your might to form these

new habits of carefulness, the first great step toward preventing fire

will have been taken.

--_National Board of Fire Underwriters._

QUESTIONS

When you have finished reading, write the answers to these

questions. If you can not answer immediately, find the answer

somewhere in the story, but do not read it all again; read only

enough to get the correct answer.

1. What two reasons can you find to account for the greater loss

by fire in the United States than in Europe?

2. Which of these two reasons can be the more quickly removed?

Which one can you help to remove?

3. What other bad results besides fires come from our great

national sin?

4. Do you think it is fair to call a careless person unpatriotic?

Why?

A MEMORY TEST

Can you memorize by one careful reading these five lines which tell of

the great result of a small piece of carelessness?

For want of a nail the shoe was lost;

For want of a shoe the horse was lost;

For want of the horse the rider was lost;

For want of the rider the battle was lost;

For want of the battle a kingdom was lost.

CALIPH FOR ONE DAY

This story, "Caliph for One Day," is a tale from "The Arabian

Nights". If you have never read this story, you will find it very

interesting. Of course you have heard of Ali Baba, and of Aladdin

with his wonderful lamp, and of the Old Man of the Sea.

Your teacher would like to know which of you have read any of the

"Arabian Nights" tales and which of these tales you have read.

You ought to try to read such stories as this rapidly. To some

extent the rapidity with which you read is a habit. Every one

forms his own habits; and if you will try hard you can form habits

that will be useful to you as long as you live. One of these

habits is that of reading rapidly.

The sun was just setting, and its last rays gilded the roofs and

towers of the City of Bagdad, on the river Tigris; and far away, also,

on the ripples of the river fell the evening light, and the numerous

boats and ships which moved about on the surface of the water seemed

to plough through melted gold. On the railing of a high bridge which

led over the Tigris leaned a young man, who now turned his face

towards the sparkling water, now towards the people passing over the

bridge. His attention, however, appeared to be given less to the

inhabitants of the city than to those who might be taken for strangers

through their appearance and behavior. The eyes of many a passer-by

were turned also upon him, and it seemed many times as if one or

another of them wished to approach him. But a stern, repelling glance

from the young man had the effect, each time of making them go on

their way after a slight hesitation, shaking the head.

Suddenly two men drew near. The first of them seemed, judging from his

clothing, to be a rich business man from the city of Mussal; the

second, who followed him at some distance, was apparently his servant.

When the man waiting upon the bridge saw them come up to him, he

straightened up and went to meet them. Greeting respectfully the man

who was apparently a merchant, he said: "Sir, if, as I assume, you are

a stranger in this city, I beg you to come home with me and sleep in

my house."

As the stranger seemed rather taken by surprise, he continued: "I am

called 'Queer Abu Hassan', and live in my own house. I have made it my

duty for some time to take a stranger home with me every evening as my

guest, and entertain him there as well as I can until the following

morning. You would do me a great honor if you would accept my

invitation."

The stranger was no one else than the Caliph Harun Alrashid, who was

thus caught on one of his favorite wanderings through the city

accompanied by one of his slaves.

After a few kindly words he agreed, called his servant to him, and both

joined Abu Hassan, who soon brought them to his house not far away. Here

he bade them lie down and make themselves at home. Soon a servant

appeared and brought their supper. It consisted of several well prepared

dishes, and seemed to please both strangers very well. All kinds of

fruit were placed upon the table for dessert, and after the meal was

finished they had a lively conversation, in which Abu Hassan's mother

took part when she came in to greet the guests. Although neither she nor

her son had any idea of the lofty position of their guest, they bustled

around him so pleasantly and kindly that Harun stretched himself out

comfortably on a divan and took his share in the talk with real

enjoyment. At last the Caliph requested Abu Hassan to tell him his

history. And so the host of the evening began as follows:

"I am the son of a very rich merchant, who died only too young, and I

had a good education as a boy. But if my father made any mistake at

that time, it was that he gave me very little money, and so prevented

my learning how to spend more wisely, which must really be learned in

order to be done properly. So, after his death, I devoted myself to

this occupation with a number of other young fellows, and enjoyed

myself at such a rate that I soon had got rid of a great part of my

property. Fortunately I saw soon enough the abyss into which my way of

living must lead me. For this reason I drew back, but first decided to

test my friends and see whether they were true or not. I told them

that I had gone through all my money, and asked them to help me. Not

one of them gave me a reassuring answer. Furthermore, they avoided me,

and acted on the street as if they had never known me. This

contemptible behavior hurt me so deeply, that I came near to hating

the whole human race. But after I had lived a long time in melancholy

loneliness, I pulled myself together again, and decided to go out

among people once more. I promised myself, however, never again to

invite a friend, but only strangers, and never to keep one longer than

one night in my house, and if I ever saw them again to act as if I had

never seen them. So this evening, just before I saw you, I turned away

from several persons who had been my guests before, and who were about

to speak to me."

The Caliph laughed, and said: "No one can blame you under such

circumstances, and because of your extraordinary experience."

After Abu Hassan's mother had retired the young man brought out a bottle

of his best wine, and presented a glass of it to the Caliph, after first

politely tasting it. The Caliph drank to him, and asked Abu if he could

not do him a favor in return for his kind hospitality. But Abu answered

with a smile: "You understand, sir, that I do not count upon

recognition, and to-morrow morning will not know you any more."

"That's so," laughed Harun; "but I had forgotten it. You can, however,

pay no further attention to me if you wish, and yet if it is

distasteful to you to ask a favor for yourself, request a helping hand

to be given to somebody else."

"Sir," cried Abu Hassan, "my friends were not of the quality that I

would want to do anything for them, nor will I harm them, either. So I

would not know what wish I could make. But wait!" he broke out

suddenly. "There is one wish which I have often thought of and will

tell you of, although you cannot fulfil it, and perhaps will find it

extremely ridiculous. But you will at least understand why people call

me 'Queer Abu Hassan'."

"Let's hear it," said the Caliph.

Abu Hassan sighed, and announced: "Just for one day I would like to be

Caliph."

"And what influences you to this wish?" asked Harun. "Would you carry

out some important law in the State? Or look out for yourself

immediately?"

"Neither one nor the other," answered Queer Abu Hassan. "I would just

like to have some scamps among my neighbors thoroughly beaten."

"And you would like to be caliph merely for this purpose?" laughed

Harun Alrashid.

"Certainly, sir," replied Abu Hassan, "because I cannot get a suitable

punishment measured out to them in any other way. Since they are

rascals, they would easily get away from the judge to whom I might

denounce them."

"Do you think so?" asked the Caliph.

"They would the more surely avoid punishment," said Abu Hassan,

"because their ringleader is a holy Imam of respected appearance, whom

the judge would never believe capable of any wrong action, and yet

they slander all the respectable people in this quarter of the city,

and try by using every means to gain an influence over the consciences

of the Faithful, while they themselves pay but scant attention to the

laws of the Koran."

"Well," said the Caliph, as he tried to calm Abu Hassan, who had

worked himself up to a rage, "perhaps your wish to see these

scoundrels properly punished will come true in some way, even if you

are not the Commander of the Faithful. Let us drink to the realization

of your wish."

The Caliph seized the bottle and filled the glasses full, at the same

time dropping a pinch of white powder into Abu Hassan's glass without

his noticing it.

Hardly had they drank it off before Abu Hassan nodded his head and

fell into a deep sleep. The Caliph immediately called his slave, and

ordered him to take the sleeping man on his shoulders and bear him to

the palace. Then he left Abu Hassan's house, pulling the door to, but

not shutting it.

Once arrived at his palace, Harun Alrashid ordered Abu Hassan to be

clothed in a splendid night robe and laid in the Caliph's own costly

bed. Then the officers, servants, slaves, and slave women received the

strictest orders to carry out Abu Hassan's commissions faithfully next

morning, and, above all, to treat him as if he were the Commander of

the Faithful.

You can imagine Abu Hassan's astonishment when he woke up next morning

in the splendid bed and looked around at the room so beautifully

decorated with gold and expensive wall hangings. At first he thought

he was dreaming. He kept opening and closing his eyes, trying to find

out for sure if he were asleep or awake. Still greater was his

amazement when he caught sight of a garment of woven gold near his

bed, and a caliph's cap on a silken cushion. But yet he could not

believe that these were all real things, and he had to convince

himself by feeling them that he was not in a world of dreams.

[Illustration: "PLEASE BITE MY FINGER"]

"Where am I, then?" he cried. "What has happened to me? Everything

looks as if I were in the Caliph's palace. Or have I become Caliph

myself over night?"

While scolding himself for his foolish thoughts, he was trying all the

time to go to sleep again. But suddenly the lofty double doors of his

chamber opened, and a troop of wonderfully beautiful women and black

slaves stepped in. One band of women began to sing and play charming

music on different instruments. The others threw themselves down

before him, and one of the black slaves stepped to the bedside and

said: "Commander of the Faithful, it is time for early prayers. May it

please you to get up?"

"Whether I'm Caliph or not, I will get up at least just to see how

this adventure turns out!"

Hardly did he show his intention of raising himself when the slaves

jumped in a hurry to help him, and to dress him in the golden morning

gown. At the same time all those present shouted: "Commander of the

Faithful, God give you a blessed day!"

Now, this was too much for poor Abu Hassan. He called one of the women

to him, and said: "Please bite my finger, so I can see if I am

dreaming or not."

The slave that he called knew that Harun Alrashid was watching

everything from the next room, and wished to amuse the real Commander

of the Faithful. So she bit Abu Hassan's finger sharply. The

quickness with which Abu Hassan pulled back his finger made the hidden

Caliph almost split his sides with laughing, and he congratulated

himself that he had found such an enjoyable diversion by carrying his

plan through. He said to himself: "Abu Hassan could hardly be more

curious than I am to know how the story will end."

But Abu Hassan was thinking: "I cannot understand this surprising

change, but it seems to me that the queer Hassan of yesterday has

become the real Caliph of today." So he let them put his clothes on

him without resistance, and with a certain dignified manner which the

Caliph noticed with great pleasure. Then they washed his head, face

and hands with deliciously scented water. Finally the Grand Vizier

announced, with many a bow of respect, that the great people of the

court and of the realm were assembled and expecting the appearance of

the Commander of the Faithful. So Abu Hassan drew himself up to his

full height, and, preceded by armed soldiers and a number of

chamberlains resplendent in gold, walked to the great throne room,

where he was led to the throne by the chamberlains.

The doors of the hall opened, and the Commanders-in-Chief of the Army,

the Governors of the Provinces and the nobles of the country marched

in in a wonderful parade and greeted Abu Hassan as Caliph. They

stepped forward to the throne, dropped on their knees, and touched the

carpet before him with their foreheads. Abu Hassan took all of this as

quietly as if he had been Caliph since youth. He listened to the Grand

Vizier's address, took part in the consultations over matters of

state, and decided difficult points with such a sound understanding of

human nature that the real Caliph, who stood disguised among the

officers, was greatly pleased. Suddenly Abu Hassan made a sign to the

Grand Vizier to interrupt his address.

"Where is the Chief of Police of our capital city?" he cried. "Let him

be brought here immediately."

When the man called for had appeared and announced himself, "at the

command of his mighty master," Abu said: "In the mosque of the new

quarter you will find an Imam and four other old men. I wish you to

arrest them and give each one hundred stripes with the bastinado. Then

let them be mounted backwards on camels and led through the city

accompanied by a herald, who shall call out these words: 'In this way

the Commander of the Faithful punishes those who meddle in matters that

do not concern them, and who know nothing better to do than bring

trouble and pain to their neighbors.' After this sentence is completed,

however, you are then to tell them that they must leave that quarter of

the city, and not set foot in it again under penalty of death."

While the magistrate hurried away to carry out Abu Hassan's command,

the Grand Vizier went on with his address. An hour later the Chief of

Police came back with the news that the Caliph's orders had been

conscientiously fulfilled, at which Abu Hassan felt the greatest

satisfaction, while Harun Alrashid thoroughly enjoyed seeing his

substitute arrive so quickly at the realization of his long cherished

wish.

After the business matters were finished, there took place another

stately reception of numerous foreign ambassadors, and finally the new

Caliph betook himself with his whole court to dinner. It consisted of

a selection of the most delicate food and wine, and lasted late into

the evening, with music and all kinds of dancing.

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