You may go through life without being in a traffic accident, or you may
be involved in a traffic mishap and escape injury. But the statistics
are not in your favor. You may be unfortunate enough to become a
“statistic” in police or hospital records.
In these days of heavy traffic, even the most careful driver may be
involved in an accident; and police and hospital records show that
traffic crashes today result in more serious personal injuries than ever
before.
That is why the California State Automobile Association has added extra
value to CSAA membership, and is now issuing a Certificate of Personal
Accident Insurance providing greater protection to members than
heretofore. As in the past, this Personal Accident Insurance is included
in your membership without extra charge. Beginning July 1 last year, the
new certificates were issued to members as they renewed their
memberships, and to new members as they were enrolled.
[Illustration: _Continuous membership of three years or more
maintains the maximum benefits provided by new Personal Accident
Insurance._]
This new Personal Accident coverage increases in value over the first
three years of membership on condition that membership is continuous.
The increased benefits remain in effect contingent on continued prompt
renewal of membership over the years. For members with three or more
years of consecutive membership, maximum coverage became effective for
the current membership year upon issuance of the new insurance
certificate.
The schedule of benefits in this added feature of continuous CSAA
membership follows:
Payment to your beneficiary for accidental death involving an automobile
is based on consecutive years of membership; first year, $500; second
year, $1,000; third year and thereafter, $1,500.
Direct payments to you for other specific losses are also increased
under this _accumulative_ coverage.
Hospital benefits—$35 a week for a maximum of twelve consecutive
weeks—are retained and all indemnities are subject to the standard
provisions and limitations as specified in the Personal Accident
Certificate.
Your membership must be continuous to make this new schedule of
increased benefits effective for you; and your membership must be
retained on a continuous basis to keep the increased benefits in effect.
If membership is allowed to lapse, the benefits under the policy revert
to the first year basis if membership is re-instated at a later date.
This accumulative plan of Personal Accident Insurance based on
continuous membership was adopted by the Board of Directors, not only to
provide more adequate protection, but also to accord recognition to
continuous membership support.
[Illustration: S. V. Christierson
_Salinas_]
[Illustration: A. E. Strong
_Santa Cruz_]