points, but sufficient material was gathered to throw considerable
light on (1) the length of time the firms had been established, (2)
the length of time they had been situated at the particular address
where they were found, (3) the means used in keeping the accounts of
sales, expenditures, _etc._, (4) whether they gave credit to customers
and whether they received credit from suppliers, and (5) what
proportion of their customers were white and what proportion were
colored.
I. AGE OF ESTABLISHMENTS
Negroes are often said to be able to start but unable to continue in
undertakings which require determination, persistence, tact, and
which involve strenuous competition. This opinion is certainly not
borne out by the age of their business enterprises in New York. For,
in the face of conditions they had met in beginning business in New
York City, only 51 out of the known 309 enterprises had been
established less than one year; 67 between one and two years; 114
between two years and six years, and 33 between six years and ten
years. Twenty-two had been established between ten and fifteen years,
and twenty were fifteen or more years old, nine of them having been
established twenty years or more; the age of two was unknown. When it
is remembered that during the first decades after emancipation the
larger number of the most energetic Negroes was absorbed in
professional occupations, principally teaching, because of the great
need in race uplift, and that business pursuits have had until within
the last few years minor consideration, to say nothing of trials and
failures in the effort to gain business experience, the age of these
enterprises must be counted a creditable showing. And it is a good
recommendation to the commercial world that the Negro has not made a
reputation for bankruptcy assignments. When one reflects that nearly
all of these proprietors and promoters have migrated to New York City
from less progressive communities and that the chances to get
experience in a well-established business before they attempt to start
an enterprise for themselves is, except in very rare cases, denied
Negroes, the permanency of the ventures in the commercial current
deserve commendation.
2. PERMANENCE OF LOCATION
No less interesting than the length of time a firm had been
established was the length of time it had been located at the address
where it was found by the canvasser in 1909. The exact causes which
induce the Negro firms to change addresses could not be ascertained,
but 81 out of 275 had been at the address where they were found less
than one year, although, as shown above, only 51 were less than one
year old; 72 had been at their present address between one year and
two years, which leaves a smaller margin between that number and the
67 shown to have been established that length of time. There was a
similar small margin of comparison in the groupings of two to four and
four to six years between the time the firms were established and the
length of time they had remained at the one address. This shifting is
due probably to the movements of the Negro population upon which the
firms depend for patronage, but partly to inexperience.
TABLE XXVI. SHOWING LENGTH OF TIME 309 BUSINESS ENTERPRISES HAD BEEN
AT ADDRESSES WHERE FOUND, MANHATTAN, 1909.
--------------------------+----------------------------------------
|Length of time at present address.
--------------------------+-------+-------+-------+-------+-------+
| Less | 6 mos.| 1 yr. | 2 yrs.| 4 yrs.|
Class of | than | to 11 | to 1 | to 3 | to 5 |
establishment. | 6 mos.| mos. | yr. 11| yr. 11| yr. 11|
| | | mos. | mos. | mos. |
--------------------------+-------+-------+-------+-------+-------+
Barber shops | 5 | 1 | 13 | 10 | 5 |
Brokers | 1 | 2 | 3 | 2 | 2 |
Coal, wood and ice | 1 | 2 | 2 | 3 | 1 |
Dressmaking and millinery | 1 | 1 | 2 | 3 | -- |
Employment agencies | -- | 3 | 2 | 5 | 1 |
Express and moving vans | 2 | 2 | 1 | 1 | 1 |
Groceries | 4 | 6 | 12 | 7 | 4 |
Hairdressers, etc. | 1 | 1 | 2 | 2 | -- |
Hotels and lodging houses | -- | 2 | 3 | 5 | 1 |
Pool and billiard rooms | 1 | 3 | 1 | 2 | 1 |
Printers | -- | -- | 3 | 1 | -- |
Restaurant and lunch rooms| 5 | 8 | 3 | 7 | 2 |
Saloons and cafés | -- | 2 | -- | 2 | -- |
Tailoring, pressing, etc. | 2 | 5 | 10 | 7 | -- |
Undertakers | 1 | 1 | -- | 3 | 1 |
Miscellaneous | 6 | 12 | 13 | 6 | 3 |
--------------------------+-------+-------+-------+-------+-------+
Total | 30 | 51 | 70 | 66 | 22 |
--------------------------+-------+-------+-------+-------+-------+
--------------------------+-----------------------------------------
|Length of time at present address.
--------------------------+--------+--------+-------+--------+------
| 6 yrs. | 8 yrs. | 10 | |
Class of | to 7 | to 9 | yr. | |Total.
establishment. | yr. 11 | yr. 11 | and |Unknown.|
| mos. | mos. | over | |
--------------------------+--------+--------+-------+--------+------
Barber shops | 3 | 3 | 5 | 5 | 50
Brokers | 2 | 1 | -- | 3 | 16
Coal, wood and ice | -- | 2 | 1 | 7 | 19
Dressmaking and millinery | -- | -- | -- | 1 | 8
Employment agencies | -- | 1 | -- | 2 | 14
Express and moving vans | -- | 1 | 1 | 3 | 12
Groceries | -- | -- | 1 | 2 | 36
Hairdressers, etc. | -- | -- | -- | 2 | 8
Hotels and lodging houses | 3 | -- | 2 | 1 | 17
Pool and billiard rooms | -- | -- | 1 | 1 | 10
Printers | 1 | -- | -- | -- | 5
Restaurant and lunch rooms| -- | -- | -- | 1 | 26
Saloons and cafés | 1 | -- | -- | -- | 5
Tailoring, pressing, etc. | -- | -- | -- | -- | 24
Undertakers | 2 | 1 | 1 | 1 | 11
Miscellaneous | 2 | -- | 1 | 5 | 48
--------------------------+--------+--------+-------+--------+------
Total | 14 | 9 | 13 | 34 | 309
--------------------------+--------+--------+-------+--------+------
The first of these facts would have effect on the question of a firm's
getting credit on purchases of supplies and both facts mean a great
deal in securing and holding a retail trade.
That a detailed comparison may be made, Table XXVI, showing length of
time firms had been at addresses where they were found, is added (p.
119).
3. BUSINESS METHODS
The age and permanence of a firm does not influence its success so
much as its business methods. And an index of its efficiency in this
respect is its methods of accounting. These are shown in the means
used for keeping accounts Negro business men were asked whether or not
they used ledger, journal, cash-book, day-book, or other records. Some
enterprises such as grocery stores, would have need of a mechanical
register. If a firm had one, it was inspected. Facts about 49
establishments were not available. Of these, 35 firms had no means of
keeping accounts, other than the memories of those running the place.
These were, however, very small enterprises. Of the 260 remaining,
60, or 23 per cent, kept a ledger, 122, or 46.9 per cent, kept a
cash-book, and 33.5 per cent had day-books. Thus showing that 37 more
firms kept day-books than kept ledgers, and 62 more firms kept
cash-books than ledgers. Of the 260, 28 had mechanical cash registers
and 64 had some form of record in addition to or other than those
named. In a phrase, the Negro business man is learning the methods of
the business world in keeping track of his business affairs, though in
most cases they are small. Table XXVII gives the details on this
point. (See p. 121.)
TABLE XXVII. MEANS FOR KEEPING ACCOUNTS USED BY 309 NEGRO BUSINESS
ENTERPRISES, MANHATTAN, 1909.
--------------------------+-----------------------------------------------
|Means used in accounting by Negro business
| enterprises.
+-----------+-----------+-----------+-----------
Class of | Ledger. | Journal. | Cash-book.| Day-book.
establishment. | | | |
--------------------------+-----+-----+-----+-----+-----+-----+-----+-----
| Yes.| No. | Yes.| No. | Yes.| No. | Yes.| No.
--------------------------+-----+-----+-----+-----+-----+-----+-----+-----
Barber shops | 2 | 43 | -- | 45 | 23 | 22 | 7 | 38
Brokers | 13 | 3 | 3 | 13 | 16 | -- | 8 | 8
Coal, wood and ice | -- | 13 | 1 | 12 | 2 | 11 | 7 | 6
Dressmaking and millinery | 1 | 7 | -- | 8 | 5 | 3 | 1 | 7
Employment agencies | 3 | 11 | 2 | 12 | 10 | 4 | 4 | 10
Express and moving vans | -- | 10 | -- | 10 | 4 | 6 | 5 | 5
Groceries | 10 | 25 | 3 | 32 | 12 | 23 | 21 | 14
Hairdressing, etc. | 1 | 4 | -- | 5 | 1 | 4 | 3 | 2
Hotels and lodging houses | 4 | 6 | -- | 10 | 3 | 7 | 4 | 6
Pool and billiard rooms | 1 | 9 | -- | 10 | 5 | 5 | 2 | 8
Printers | 2 | 3 | -- | 5 | 3 | 2 | -- | 5
Restaurants and | | | | | | | |
lunch rooms | 2 | 10 | -- | 12 | 8 | 4 | 1 | 11
Saloons and cafés | 3 | 2 | 1 | 4 | 2 | 3 | 2 | 3
Tailoring, pressing, etc. | 2 | 19 | 2 | 19 | 7 | 14 | 8 | 13
Undertakers | 8 | 3 | 1 | 10 | 5 | 6 | 5 | 6
Miscellaneous | 8 | 32 | 2 | 38 | 16 | 24 | 9 | 31
--------------------------+-----+-----+-----+-----+-----+-----+-----+-----
Total | 60 | 200 | 15 | 245 | 122 | 138 | 87 | 173
--------------------------+-----+-----+-----+-----+-----+-----+-----+-----
--------------------------+------------------------------------------
|Means used in accounting by Negro
| business enterprises.
--------------------------+--------------+-----------+-------+-------
| Mechanical | Other | |
|cash-register.| records. | |
Class of +------+-------+-----+-----+ |
establishment. | Yes. | No. | Yes.| No. |Unknown|Totals
--------------------------+------+-------+-----+-----+-------+-------
Barber shops | 10 | 35 | 2 | 43 | 5 | 50
Brokers | -- | 16 | 5 | 11 | -- | 16
Coal, wood and ice | -- | 13 | 1 | 12 | 6 | 19
Dressmaking and millinery | -- | 8 | 1 | 7 | -- | 8
Employment agencies | -- | 14 | 14 | -- | -- | 14
Express and moving vans | -- | 10 | 1 | 9 | 2 | 12
Groceries | 7 | 28 | 2 | 33 | 1 | 36
Hairdressing, etc. | -- | 5 | 5 | -- | 3 | 8
Hotels and lodging houses | -- | 10 | 2 | 8 | 7 | 17
Pool and billiard rooms | 5 | 5 | -- | 10 | -- | 10
Printers | -- | 5 | 2 | 3 | -- | 5
Restaurants and | | | | | |
lunch rooms | -- | 12 | -- | 12 | 14 | 26
Saloons and cafés | 4 | 1 | -- | 5 | -- | 5
Tailoring, pressing, etc. | -- | 21 | 7 | 14 | 3 | 24
Undertakers | -- | 11 | 11 | -- | -- | 11
Miscellaneous | 2 | 38 | 11 | 29 | 8 | 48
--------------------------+------+-------+-----+-----+-------+-------
Total | 28 | 232 | 64 | 196 | 49 | 309
--------------------------+------+-------+-----+-----+-------+-------
4. CREDIT RELATIONSHIPS
The manner and care with which a firm keeps record of the business it
transacts is closely connected with its credit relations with the
buying and selling community. And both these determine to a large
extent its business operations. Considerable light was thrown upon the
credit relations of Negro enterprises by finding out, wherever
possible, whether a firm gave credit occasionally or habitually to
customers and whether it received credit from suppliers. Naturally,
many proprietors would not give any reply to such an inquiry, and
especially about their credit standing with wholesale firms. On such a
delicate point, however, information about the giving of credit was
secured from 205 firms, and about the receiving of credit from 94
firms. Of the 205 that furnished statements on the matter of giving
credit, 87, or 42.4 per cent, occasionally, and 69, or 33.6 per cent,
habitually had given credit to customers, while 49, or 23.9 per cent,
did not allow credit. When asked about their credit relations with
suppliers, 47 replied that they did receive credit, and 47 that they
did not receive any; and 215 gave no reply on this point.
5. THE PURCHASING PUBLIC
Length of time established, length of location at an address, methods
of accounting and the credit relations play no more important a part
in the efforts of Negroes to build up their business enterprises than
do the subtle whims and prejudices of the community. This is shown
first by the location of nearly all the enterprises in Negro
neighborhoods. Of all the 309 enterprises, 288 were located either
within or upon the border of the Negro districts. It may be expected,
of course, that Negroes will look to their own people first for their
patronage, but they should be allowed to cater to the public at large,
especially in a cosmopolitan commercial center like New York. In the
case of real estate brokers, this is partly true and has grown partly
out of the Negro broker's ability to handle more successfully than
others properties tenanted by Negroes. It is not generally the case in
other lines of business, however, as the testimony of many Negro
business men shows.
It was difficult to get statements that would be a basis for a
percentage estimate of how liberally white people traded with these
Negro firms. Brokers gave no statements that could be so used because
nearly all of the 16 brokers had many transactions which involved
white owners and colored tenants, white or colored sellers and white
or colored buyers. Employment agencies faced a similar situation. Of
the other 279 firms, 81, or 29.7 per cent, reported no white
customers; 92, or 33.3 per cent, reported that less than 10 per cent
of their customers were white. Thus 63 per cent of the Negro business
firms have to depend upon the small purchasing power of their own
people for the trade with which to build up their enterprises. This is
partly due to the feeling of the Negroes in business that they are to
cater mainly to Negroes and partly to their inexperienced way of
handling customers. But the main reasons are the difficulties they
have in renting places in desirable localities and in the refusal of
white people to patronize Negroes in many lines of trade.[76] Of the
remaining firms 42, or 15 per cent, reported between 10 and 49 per
cent white customers. The numbers above were small and only one firm,
in the class of dressmaking and millinery, and three in the
miscellaneous class, reported an exclusive white trade.
What a battle the Negro business man has to fight can be surmised when
to the fact of a narrow patronage from his own people, who have the
small purchasing power of their low-paid occupations, is added the
severe competition of white firms with larger capital, with more
extended credit and larger business experience, that vie with him for
even this limited field. Table XXVIII (p. 125), which follows, was
compiled on the basis of proprietors' statements of the probable
number of white and colored customers over a given number of months.
It is about as accurate as such an estimate can be and is far more
reliable and definite than general impressions. The percentages of
white customers are given, it being understood that the remainder were
Negroes. This small amount of information is very significant in
showing how the attitude of the white public affects the economic
advancement of the Negroes.
In the foregoing chapter we have reviewed some very definite facts
concerning the Negro business man's dealing with the community. We
have seen that his enterprises are permanently established although
against great odds, but that permanence of address is not so well
secured. Nearly all, 260 out of 309, were known to have some of the
usual methods of keeping accounts, and of the 205 from whom
information on the matter was obtained about three-fourths gave credit
either occasionally or habitually; while of the 94 who answered as to
their receiving credit, about half did and the other half did not
receive credit.
TABLE XXVIII. ESTIMATED PROPORTIONS OF WHITE CUSTOMERS OF 279 NEGRO
BUSINESS ENTERPRISES, MANHATTAN, 1909.
---------------------------+----------------------------------------
|Estimated Proportion of Whites of Total
|Customers of Negro Business Enterprises.
+-------+-------+-------+-------+-------+
Class of establishment. | None. | Less | 10%- | 25%- | 50%- |
| | than | 24%. | 49%. | 74%. |
| | 10%. | | | |
---------------------------+-------+-------+-------+-------+-------+
Barber shops | 16 | 23 | 7 | 2 | -- |
Brokers | -- | -- | -- | -- | -- |
Coal, wood and ice | 5 | 5 | 3 | 1 | 1 |
Dressmaking and millinery | 1 | 1 | -- | -- | 1 |
Employment agencies | -- | -- | -- | -- | -- |
Express and moving vans | -- | 1 | 1 | 1 | 5 |
Groceries | 10 | 18 | 2 | 4 | 2 |
Hairdressers, etc. | 1 | 5 | -- | -- | -- |
Hotels and lodging houses | 15 | 1 | -- | 1 | -- |
Pool and billiard rooms | 3 | 3 | 2 | -- | 2 |
Printers | -- | -- | -- | 2 | 2 |
Restaurant and lunch rooms | 16 | 7 | 1 | 2 | -- |
Saloons and cafés | 1 | 1 | 1 | -- | 2 |
Tailoring, pressing, etc. | 4 | 9 | 1 | 5 | 2 |
Undertakers | 5 | 6 | -- | -- | -- |
Miscellaneous | 4 | 12 | 4 | 2 | 11 |
---------------------------+-------+-------+-------+-------+-------+
Totals | 81 | 92 | 22 | 20 | 28 |
---------------------------+-------+-------+-------+-------+-------+
---------------------------+----------------------------------------
|Estimated Proportion of Whites of Total
|Customers of Negro Business Enterprises.
+-------+-------+-------+--------+-------
Class of establishment. | 75%- | 90%- | 100%. |Doubtful|Total.
| 89%. | 100%. | |and |
| | | |Unknown.|
---------------------------+-------+-------+-------+--------+-------
Barber shops | -- | -- | -- | 2 | 50
Brokers | -- | -- | -- | -- | --
Coal, wood and ice | 1 | -- | -- | 3 | 19
Dressmaking and millinery | 2 | 2 | 1 | -- | 8
Employment agencies | -- | -- | -- | -- | --
Express and moving vans | 2 | 1 | -- | 1 | 12
Groceries | -- | -- | -- | -- | 36
Hairdressers, etc. | -- | 2 | -- | -- | 8
Hotels and lodging houses | -- | -- | -- | -- | 17
Pool and billiard rooms | -- | -- | -- | -- | 10
Printers | -- | 1 | -- | -- | 5
Restaurant and lunch rooms | -- | -- | -- | -- | 26
Saloons and cafés | -- | -- | -- | -- | 5
Tailoring, pressing, etc. | 1 | 2 | -- | -- | 24
Undertakers | -- | -- | -- | -- | 11
Miscellaneous | 4 | 6 | 3 | 2 | 48
---------------------------+-------+-------+-------+--------+--------
Totals | 10 | 14 | 4 | 8 | 279
---------------------------+-------+-------+-------+--------+--------
The attitude of the white purchasing public has had a tremendous
effect on Negro business, because it has failed to forget color in its
business dealings. In many lines of business white people will not
patronize Negroes at all and about two-thirds of all enterprises
depend upon the low purchasing power of the Negro group. The idea that
white people will not trade with them to any considerable extent and
that they must depend upon their own people is so steeped into the
mind of the Negro that he often does not perceive that he is catering
to the whole public, white and black.
FOOTNOTES:
[76] This conclusion is based upon the statements of Negroes that
white people have entered their stores apparently to buy, but beat a
retreat upon finding a Negro in charge. Two Negro proprietors employed
white workmen to call at residences, _etc._, in the operation of their
businesses while they kept in the background. The writer traced out
cases of refusals to rent places to Negro firms. Some of the incidents
would be amusing if they were not tragic.
CHAPTER IV
SOME SAMPLE ENTERPRISES
In the first chapters on Negro business enterprises, the several
classes of establishments were described in order to present a picture
of business among Negroes as a whole. A more concrete idea of the
organization and operation of these enterprises, as well as of the
proprietors who own and operate them, may be gained from detailed
descriptions of selected establishments of each kind. These have been
chosen as representing a fair type of the classes to which they
belong. On some points there may be wide variations, but each class as
a whole is fairly represented by those detailed.
1. INDIVIDUALS AND PARTNERSHIPS
Establishment No. 1 was a barber shop started in 1898, and moved once
to the present address eleven years before. The proprietor was born in
Savannah, Georgia, had resided in New York City for about twenty
years, and was a journeyman barber before starting his own shop. He
employed four barbers besides himself, paying each barber between
forty and fifty per cent of his receipts. This shop was about 12 feet
by 40 feet, and the rental was $30.00 per month. The estimated value
of his tools and fixtures was about $700.00, and the estimated gross
receipts of his business were $3,500.00 in 1907 and $4,000.00 in 1908.
The proprietor kept a cash-book which he balanced once a week. He
started his enterprise with one chair, bought with savings from his
earnings as a barber. He did a strictly cash business. His customers
were Negroes only, although he kept a first-class, cleanly place, was
in a district where there were a large number of small white business
establishments and some white tenants, and bought his supplies from a
white firm.
No. 2. This was a barber shop established in 1890, had moved twice,
and had been located at the last address four years. The proprietor
called himself "the pioneer" as he visited New York City in 1856-7 and
had been living here 32 years in 1909, coming from Calvert County,
Maryland. He had worked as a barber in a shop run for white customers,
and by this means saved money to set up for himself in Mott Haven some
years before opening in New York. He employed one additional barber,
had a shop about 12 feet by 28 feet, for which he was paying $35.00
rent. His tools and fixtures were worth about $200.00, and his gross
receipts amounted to about $900.00 in 1907 and about $850.00 in 1908.
He used a cash-book and occasionally credited customers, although he
paid cash for supplies from a white firm. His shop was located in a
distinctly Negro neighborhood and all his customers were Negroes.
No. 3. This establishment was a grocery store started by a West Indian
at the address where it was found, who took a partner at the beginning
of the second year. The junior partner, a Virginian by birth, was
brought to New York by his mother 12 years previously, while the other
had resided here ten years. The senior partner had a very small
grocery business during one year in the West Indies and worked as an
elevator boy and saved capital after coming to New York, as his change
of residence had absorbed his limited resources. The Virginian was
peddling tea and coffee before entering the firm. He had been a porter
in a department store, but preferred "to be independent, as it seemed
too hard to work for another man." They employed one helper and both
put in their time; they occupied a floor space 20 feet by 40 feet, at
a rental of $35.00 per month. The tools and fixtures were estimated at
$350.00; these included a safe and a large national cash register. The
careful inventory of stock showed $450.00 worth on hand, and the gross
receipts from May, 1908, to May, 1909, was estimated at $6,000.00. The
large national cash register and bank book were sufficient means of
keeping accounts for the strictly cash conduct of the business. Only a
few whites, about all of whom were Jews, live in the blocks adjoining
the Negro neighborhood. They found this store most convenient and
traded with the firm, but more than five-sixths of its customers were
Negroes. The firm sent out hand-bills weekly, and used other forms of
advertisement.
No. 4 was a grocery, started in September, 1906, at the same address
where it was found by the investigator. The proprietor came from the
West Indies to New York City about 12 years previously and engaged in
hotel work by means of which he saved his capital. He was still so
employed, while his brother conducted the store. The store room was
about 14 feet by 40 feet, at a rental of $35.00 per month. The tools
and fixtures were valued at $100.00, and the merchandise on hand at
about $300.00. The estimated gross receipts were between $2,500 and
$3,000 in 1907, and about $2,700 in 1908. Only a cash-book was used in
keeping accounts. This was balanced once a week, and an inventory of
the stock was taken once a quarter. Credit was habitually allowed to
customers, all of whom were Negroes. No whites lived in the
neighborhood.
No. 5. This was a real-estate and insurance agent, who began business
in July, 1907, and had moved once since. He was born in Virginia and
had been in New York City twelve years. This man's business career
started as soon as he left college, as his father had given him an
education and arranged affairs to that end. He entered his father's
barber shop in Virginia and remained three years, then came to New
York and started a club and saloon business with capital brought from
his native home. This was carried on four years and sold out. After
several intervening years, the present enterprise was started on some
of the capital derived from the sale of the previous establishment. He
employed two collectors, had an office space of about 12 by 40 feet in
one of the tenements of which he had charge. His gross receipts from
commissions, _etc._, were about $2,300.00 in 1908. Ledger, cash-book
and day-book were used in accounting. The landlords of the properties
he handled were all white, but all tenants were Negroes. The real
estate sales and exchanges he has handled have been of a similar kind.
No. 6. This was a real estate broker who began business in November,
1903, in Nassau street and moved to his present address two years
later. He was born in New York and has always made his home there.
Before he finished his high school course, he worked during spare
hours and vacations for a real estate firm. After graduation from high
school, he started to work with the same firm on a commission basis
until he began business for himself as a regular broker. He employed
two assistants in his business and had an office in one of the large
buildings in the Wall Street district. His office was modestly but
adequately furnished, the fixtures, typewriter, _etc._, estimated at
$200.00. In 1907 his gross receipts from commissions, fees, _etc._,
were over $2,500, and in 1908 over $3,000. His capital was accumulated
from the business; he used ledger and cash-book in his accounting and
both gave and received credit in his transactions. He was a member of
the New York Fire Insurance Exchange, and has done considerable study
in evening courses on insurance, banking, _etc._ About 95 per cent of
his business dealings were with white people.
No. 7. This enterprise in dressmaking and ladies tailoring was started
in August, 1906, at the address where found. The proprietress came
from her native city, Pittsburgh, Pa., to New York three years
previously, and set up her establishment with money she had saved from
sewing in Pittsburgh. She employed three helpers and used for business
purposes the front room of her apartment, which rented for $25.00 per
month. Her tools and fixtures were valued at about $175.00, and she
kept less than $100.00 worth of stock on hand, as all work was to
order. Gross receipts were about $2,300 in 1907, and about $3,000 in
1908. A cash-book only was used in keeping accounts. About
three-fourths of the customers were white.
No. 8. This is an employment agency started about 1889 by the
proprietor who came from Delaware the year preceding. In the
flourishing days when Negro help was in large demand he made money and
formerly employed two or three helpers. When seen, he alone did not
find full employment. His fixtures were worth less than $50. He used
two front rooms of his living apartment for business purposes. His
gross receipts in 1907 were $1,316, and in 1908, $1,076. He used a
cash-book and the two record books required by the employment license
law. He supplied colored help for white families almost entirely;
business was running low because white help was "displacing the
colored help of years past."
No. 9. This was a restaurant, established in September, 1904, and
moved to the present address two years later. The proprietor was born
in Jacksonville, Florida, and had resided in New York six years when
interviewed. He was a cook and head-waiter before beginning business
for himself. He had two employees, his place occupied a 14 feet by 40
feet basement, for which he paid about $18.00 rental. His fixtures,
_etc._, were valued at about $150, and his gross receipts were about
$3,500 in 1907, and $3,000 in 1908. He had saved money for the
enterprise while engaged in hotel service in Jacksonville. All his
customers were Negroes, except one white regular customer. He admitted
occasionally giving credit to customers, although a sign on the wall
said, "Positively, no trust."
No. 10. This firm sold coal, wood and ice. It was established in
September, 1907, at the address where found, by a native Virginian who
had lived in New York seventeen years, and had previously worked as a
porter in a jewelry house. No help was employed and the small amount
of stock on hand, between $40 and $50, was kept in a cellar about 12
feet by 18 feet. For this a rental of about $8.00 per month was paid.
The gross receipts amounted to about $800 in 1908. The proprietor had
saved some money from his previous occupation on which to begin; he
was located in a Negro neighborhood, so depended entirely on their
patronage. He habitually gave credit to customers but received none
from his white suppliers.
No. 11. This tailoring establishment was started in September, 1907,
by a West Indian, who had lived in New York eighteen years and had
worked as journeyman tailor in St. Christopher, W.I. He had moved five
times since the business was begun. He did mostly cutting and fitting,
but some "busheling." He did not employ any help, and lived in two
rooms in the rear of his business place, paying $25 per month for all.
The tools and fixtures were worth about $150, and the stock on hand
about $50, while gross receipts had amounted to $1,200 in 1907 and
about $1,100 in 1908. He kept a cash-book; gave credit occasionally,
but received none.
This proprietor said he came to New York leaving paying work behind,
because of tales of high wages in his trade; that at first he answered
advertisements for journeymen but was turned away when they saw he was
a Negro. Finally, he worked as waiter to get money to start for
himself. His first "stand" was in a white neighborhood with white
trade, but when a considerable number of Negro customers began to
frequent his place the neighbors made objections to the landlord, who
would no longer rent him the place. At the time of the interview he
was in a Negro neighborhood and had only four or five white customers.
No. 12. This also was a tailoring firm, started in 1907, which did
mainly cleaning, pressing and repairing ("busheling"). The proprietor
was a Georgian by birth, came to New York six years previously, and
worked as a valet, and as elevator man in an apartment. He employed
one part-time assistant, used for his business the front room, about
12 feet by 14 feet, of an apartment which rented for $25 per month.
His tools and fixtures were valued at $140, and he carried about $75
worth of second-hand clothing in stock. His gross receipts in 1908
were about $800. He kept lists of work done for customers. He had been
in the same line of business for seven years in his native state, and
both times had saved wages to carry out his "desire from a lad up to
do business." About two-thirds of his customers were white, and he
gave credit habitually.
No. 13. This firm for express and moving service was established in
September, 1902, in the same block where found, by a Virginian, who
had lived in New York City fifteen years and who worked as a Pullman
porter before beginning in this line of business. He usually employed
from five to seven men, according to the seasonal trade. He had an
express wagon and two vans, which with the horses were valued at
$1,200. His gross receipts amounted to about $3,100 in 1907, and about
$3,600 in 1908. In keeping accounts both ledger and day-book were
used. The proprietor had run a small grocery in Virginia before coming
to New York, and some of the capital from its sale had been saved and
put into this enterprise. He depended upon white customers for about
two-thirds of his patronage.
No. 14 was a manicurist and hair-dressing firm started by the
proprietress in May, 1903, who had been in New York eleven years in
1909 and who worked at a pocket-book factory before starting into this
venture. She was a native of Virginia. The enterprise was not large
enough for any employees; tools and fixtures were worth about $60, and
hair goods, _etc._, on hand were valued at $75; the front room, about
12 by 14 feet, of the living apartment was used for business purposes.
In 1907 and 1908 the gross receipts averaged about $1,000, which was
mainly fees for manicure and hair-dressing services. This enterprise
was started that the proprietress might "be at home," and a cash trade
almost solely among white people was being developed.
No. 15. This was an undertakers establishment started in 1897 by a
minister, who came to New York from Virginia about twenty-five years
ago. The firm had been located at the address where found about nine
years, and had a branch in another part of Manhattan. Two helpers were
employed, the floor space was about 20 by 40 feet, for which a rental
of $35 per month was paid. Tools and fixtures, including dead-wagon,
were valued at $1,200, and about $300 of stock was kept on hand. The
gross receipts of the business were about $9,000 in 1907, and about
$8,000 in 1908. Ledger, cash-book, day-book, and funeral register were
used in keeping accounts. The proprietor started on a small saving
from his salary as a minister, having to run the business a year
before he had the additional $200 in cash for deposit for registration
in the Casket Makers Association, thus securing credit on supplies. He
habitually allows credit to customers, all of whom, with very rare
exceptions, are Negroes.
No. 16 was a hotel on the European plan, established in 1899 by a
Georgian who had been in New York five years previously and had saved
his wages in several kinds of hotel work to get his start. He usually
employed six helpers; the place occupied a four-floor building about
25 by 60 feet, for which a rental of $1,800 per year is paid.
Fixtures, furniture, _etc._, were valued at $2,000. The gross receipts
of the hotel were a little over $10,000 in 1907, and between $9,000
and $10,000 in 1908. Both ledger and cash-book were used in keeping
accounts. Nearly all customers were Negroes, and whites were not
especially sought because those who did come were usually looking for
a colored dive and did not act in an orderly way. Credit was
occasionally allowed customers and the firm had such standing that it
could get such amounts from suppliers as it wished.
No. 17 was a pool-room with a club arrangement in connection. It was
started in 1901 by a native of Virginia, who had been living in New
York eleven years. The firm had moved once since its establishment.
The proprietor was a waiter before beginning this enterprise; he
employed two helpers, his place occupied three floors about 25 by 40
feet, and he paid a rental of $75 per month. His fixtures, tables,
_etc._, were valued at between $1,800 and $2,000, and he said they
were all paid for. In 1907 the gross receipts were about $3,400, and
in 1908 about $3,700, the "best year." A cash-book was kept and
balanced twice a year. Negroes "almost altogether" were customers.
This proprietor had an ambition from boyhood to run a business and at
one time had a second-hand furniture store in Long Branch, N.J.
No. 18 was a job-printing house, started in June, 1908, run since that
time at the same place by two partners, one of whom was born in
Washington, D.C., the other in the West Indies. The West Indian had
been in New York fifteen years in 1909, and had been in the same
business once before; the other had been in New York twenty-five
years; both had saved money as they worked as journeymen printers
before entering business for themselves. At the time of the interview
they did not employ any helpers, but their tools, fixtures, _etc._,
were valued at about $900, and the floor space occupied was about 14
by 25 feet. The gross receipts during the six months of 1908 were
about $900, and the monthly average for the first month of 1909 was
somewhat higher. A cash-book was used in keeping accounts, and about
one-third of their customers were white people. They did a strictly
cash business.
No. 19 was a saloon and café which was opened in November, 1908, at
the place where found. The proprietor came from Kentucky to New York
about ten years previously and worked in a cigar store. He employed
from seven to nine helpers, and his place occupied about 20 by 60 feet
floor space, with a rathskeller in the basement; he paid $100 per
month rental. Fixtures, _etc._, were valued at about $2,200, and stock
was kept on hand to the amount of between $700 and $800. Sufficient
data for an estimate of gross receipts were not forthcoming. Ledger
and cash-book, with cash-register, kept record of business transacted.
Customers were "Negroes, almost exclusively" with a "white person now
and then." At one time the proprietor ran a cigar store, growing out
of his work in such an establishment.
2. THE NEGRO CORPORATION
As was pointed out in a previous chapter, the Negro enters business
either alone or with one or two partners. Small enterprises can be so
financed. But for undertakings that require considerable capital those
who enter them must either have large means or a number must combine
their small funds.
The Negro is alert to business lines which offer chances of profit. He
is slowly learning the method of "big business." The corporation, with
its advantages of impersonal responsibility, facility for taking in or
releasing members, and particularly its combined capital, has been
adopted in a few cases. These can be treated briefly for what
variations they show from the general type.
One of these was a corporation that ran a garage, furnished storage
and other care for machines and operated a line of taxicabs, employing
from nine to eleven men. Three of the firm members had been employed
chauffeurs and thus got the idea and the money to start the firm.
There was storage space for about 50 cars. One of the proprietors came
from Georgia, another from North Carolina. They had a book-keeper and
the usual books for a business house. Five Negro owners and about
forty white owners were storing cars with them.
Another enterprise was a corporation of undertakers with a board of
eight directors, who held nearly all of the stock. In size they had
four employees, occupied a floor space of about 1,200 square feet at a
monthly rental of $150. The investments represented about $1,500 in
dead-wagon and fixtures and a stock on hand of about $1,000. The gross
business was between $9,000 and $10,000 in 1907, the first year of the
business; and over $20,000 in 1908. At its organization there were ten
corporators who subscribed about $300 each to float the enterprise. It
is interesting to note that a hotel-keeper, a minister, three men in
other lines of business and the manager of the concern were among
these ten.
Two other corporations were printing establishments, each with six
original incorporators. One firm did job printing. The other was a
publisher of popular songs and has produced several of New York's most
popular airs. They had two and ten employees, occupied about 158 and
3,000 square feet of floor space, respectively. The larger firm had a
plant valued at between $4,000 and $5,000, kept several hundred
dollars worth of stock on hand and did a gross business of about
$15,000 in 1907, and about $17,000 in 1908. The smaller firm had been
organized in 1909. The larger had run more than four years. The
corporators of the smaller concern included an editor, a messenger,
silk-factory employee, and laundry employee; those of the larger, a
liquor dealer, two actors and three composers of popular songs.
The four other corporations were real estate firms, a line of business
requiring considerable capital and attracting the higher grade of
business ability. In these instances, all except one firm was composed
of the few original incorporators, making the arrangement only a
little removed from a partnership. The one exception was a large
concern with a capital stock of over $500,000. The previous
occupations of the principal promoters of this company included a
lawyer, a pharmacist and two real estate brokers.
The stock of this concern was held by small investors in many parts of
the United States. The firm at one time employed over 200 people in
and out of New York, and claimed to have done an annual business of
over $200,000. At some period in its history it may have done so large
a business, but this was probably only for an exceptionally prosperous
year. This may have led to too sanguine attempts on the part of the
promoters. Because of other poor business methods and bad attempts at
investment the enterprise failed in the winter of 1910-11.
Three obvious points are shown by the facts concerning these
corporations: First, they were composed of only a few members and
therefore were not far removed from large partnerships. This set a
large limit to command of capital for there were no large capitalists
in New York among Negroes. Second, this form of combining capital and
business ability has been tried in a few lines of business only--three
in all, if we exclude the garage. Third, as seen in their previous
occupations, the promoters were men above the average in ability and
of some experience.
CONCLUSION
CONCLUSION
The significance of the foregoing facts is clearly indicated by the
summaries following each set of figures. The road to the conclusions
is straight. Turning to the preceding chapters, let us see what
conclusions are warranted.
The urban concentration of the Negro is taking place in about the same
way as that of the white population. In proportions, it varies only to
a small extent from the movement of the whites, save where the
conditions and influences are exceptional. The constant general causes
influencing the Negro population have been similar to those moving
other parts of the population to cities. The divorce from the soil in
the sudden breaking down of the plantation régime just after the Civil
War and the growth of industrial centers in the South, and the call of
higher wages in the North, have been unusually strong influences to
concentrate the Negro in the cities. It is with him largely as with
other wage-earners: the desire for higher wages and the thought of
larger liberty, especially in the North, together with a restlessness
under hum-drum, hard rural conditions and a response to the
attractions of the city, have had considerable force in bringing him
to urban centers. Labor legislation in the South has played its part
in the movement.
The growth of the industrial and commercial centers of the South, the
larger wages in domestic and personal service in the North, and social
and individual causes of concentration bid fair to continue for an
indefinite period. The Negro responding to their influence will
continue to come in comparatively large numbers to town to stay.
But the Negro's residence in the city offers problems of
maladjustment. Although these problems are similar to those of other
rural populations that become urban dwellers, it is made more acute
because he has greater handicaps due to his previous condition of
servitude and to the prejudiced opposition of the white world that
surrounds him. His health, intelligence and morals respond to
treatment similar to that of other denizens of the city, if only
impartial treatment can be secured. Doubtless death-rate and
crime-rate have been and are greater than the corresponding rates for
the white populations of the same localities, but both crime and
disease are a reflection of the urban environment and are solvable by
methods similar to those used to remedy such conditions among white
people, if prejudiced presuppositions, which conclude without
experiment or inquiry that Negroes have innately bad tendencies, give
place to open-minded trial and unbiased reason. Snap-shot opinions
should be avoided in such serious questions and statesmen,
philanthropists and race leaders should study the facts carefully and
act accordingly.
The study of the wage-earners among the Negroes of New York City has
disclosed conditions and led to conclusions in line with the foregoing
inferences. The Negro population was solidly segregated into a few
assembly districts, thereby confining the respectable to the same
neighborhoods with the disreputable. This population is made up mainly
of young persons and adults of the working period of life, attracted
to the city largely from the South and the West Indies, principally by
the thought of better industrial and commercial advantages. Single
persons predominate and the percentage of the aged is low. High rents
and low incomes force lodgers into the families to disturb normal home
life.
From the early days of the Dutch Colony the Negro has had a part in
the laboring life of this community. While most of the wage-earners
have been engaged in domestic and personal service occupations,
figures that are available warrant the inference that the Negro is
slowly but surely overcoming the handicaps of inefficiency and race
prejudice, and is widening the scope of employment year by year. What
the individual asks and should have from the white community is a fair
chance to work, and wages based upon his efficiency and not upon the
social whims and prejudices of fellow-workmen, of employers, or of the
community.
In domestic and personal service the Negro is poorly paid compared
with the cost of living. And even in skilled occupations, where unions
admit him and wages are offered equal to those of white workmen, the
Negro must be above the average in speed, in quality of work done, and
in reliability to secure and hold places.
In domestic and personal service, the verdict from a large body of
evidence is that, judged by the testimony of employers as to the
length of time employed, the capability, sobriety and honesty of the
workers, Negroes furnish a reliable supply of employees that need only
to be properly appraised to be appreciated. What is needed for the
workers in this class of occupations and for those in the skilled
trades, is that more attention be given to adequate training, that
more facilities be offered and that a more sympathetic attitude be
shown them in their efforts for better pay and better positions.
In reviewing the Negro's business operations judgment should be
tempered by consideration of his past and of the tremendous odds of
the present. There are handicaps due to the denial of the chances of
getting experience, to inefficiency born of resulting inexperience,
to the difficulty of securing capital and building credit and to the
low purchasing power of the patronage to which a prejudiced public
limits him. He is not only denied experience, sorely limited in
capital and curtailed in credit, but his opportunities for securing
either are very meagre. In spite of all this, there has been progress
which is prophetic of the future.
From the days of slavery Negroes have tried the fortunes of the market
place and under freedom their enterprises have increased in number and
variety. At the present time Southern-born and West Indian Negroes
form the bulk of the business men, the latter far in excess of their
proportion in the Negro population. This success of West Indians is
partly a result of training and initiative developed in a more
favorable environment, as they had the benefit of whatever
opportunities their West Indian surroundings offered.
Although they gained the meagre capital chiefly from domestic and
personal service occupations, Negroes have entered and maintained a
foothold in a number of lines of business unrelated to these previous
occupations. One of the most important findings is that Negroes form
few partnerships and that those formed are rarely of more than two
persons. Co-operative or corporate business enterprises are the
exceptions. This fact has its most telling effect in preventing
accumulations of capital for large undertakings. But co-operation in
business is largely a matter of ability born of experience and where
can Negroes get this experience in well-organized firms, under
experienced supervision? For it is more than a matter of school
instruction in book-keeping and the like. In practically the entire
metropolis, they rarely get beyond the position of porter, or some
similar job. Some fair-minded white people who wish to help the Negro
help himself could do great service for the economic advancement of
the Negro by throwing open the doors of business positions to a number
of ambitious, capable Negro youths, who would thus enter the avenues
of economic independence. The writer knows of three Negroes in New
York City who proved themselves so efficient in their respective lines
that they were taken in as members of large firms.
Another serious matter is connected with this point. All 309 firms
were retail establishments, all of them bought from wholesale
suppliers who so far as could be ascertained were white firms. In some
lines, there were sufficient retailers to support a wholesale house if
their purchases were combined. For example, the group of 50 barber
shops or of 36 grocers would each support a jobber if they pooled
their patronage. But this would demand an organizing power, a business
initiative, a fund of capital and a stretch of credit, which only some
men experienced in the method of the modern business world could
possess.
The small size and scope of Negro enterprises cannot be attributed to
lack of business capacity alone. For the gross receipts of the
selected years taken in connection with the valuation of tools and
fixtures, and with the stock of merchandise on hand showed
considerable diligence and thrift in turning these small resources to
active use.
The variety of the many small establishments indicates also the
initiative of the Negro in using every available opportunity for
economic independence. As we have seen, some of the proprietors had
early ambitions for business careers, and others had worked hard and
saved carefully from small wages that they might rise from the class
of the employed to that of employers. The public to which the Negro
business man caters should accept his wares and his services for their
face value and not discount them because of the complexion of his
face. Then, too, Negroes must learn that the purchasing public desires
to be pleased and is larger than the limits of their own people.
Negro wage-earners and business men have great difficulty in scaling
the walls of inefficiency and of race prejudice in order to escape the
discomforts and dangers of a low standard of living.
APPENDIX A
FAMILY SCHEDULE
------------+--------------+----------------------+----------------------------------
Serial | | FAMILY SCHEDULE |Surname:
No. |Investigator. |No. in family: |Address:
Date: |Source of |No. earning wages: |Floor: No. of rooms: Bath? Rent:
| information.|No. depending on |Location on floor:
| | family income: | front, rear, right, left.
======================================================================================
| | | | | MARITAL | | |EDUCATION AND INDUSTRIAL
| | | | |CONDITION| | | TRAINING.[*]
| | | | +---------+ | +----------------------------
Family |Age|Place of|Time |Reason|M|S|W|D|S|Chr|Pol|R|W|M S|M C|M I S|M T|T |W F
Members. | | Birth. |in | for |a|i|i|i|e| + | X |e|r|o c|o o|o n c|o r|r |h o
| | |N.Y. |coming|r|n|d|v|p| | |a|i|s h|s l|s d h|s a|a |e l
| | | |to |.|g|.|.|.| | |d|t| o|. l|. u o|. d|d |r l
| | | |N.Y. | |.| | | | | |.|e|i o| e| s o| e|e |e o
| | | | | | | | | | | | |.|n l|i g|i t l|a .| | w
| | | | | | | | | | | | | | .|n e|n r .|t | | e
| | | | | | | | | | | | | | | .| i | | | d
| | | | | | | | | | | | | | | | a | | | .
| | | | | | | | | | | | | | | | l | | |
------------+---+--------+-----+------+-+-+-+-+-+---+---+-+-+---+---+-----+---+--+---
1. Man | | | | | | | | | | | | | | | | | | |
2. Woman | | | | | | | | | | | | | | | | | | |
(Sex.) | | | | | | | | | | | | | | | | | | |
3. | | | | | | | | | | | | | | | | | | |
4. | | | | | | | | | | | | | | | | | | |
5. | | | | | | | | | | | | | | | | | | |
6. (Lodgers)| | | | | | | | | | | | | | | | | | |
7. | | | | | | | | | | | | | | | | | | |
8. | | | | | | | | | | | | | | | | | | |
======================================================================================
| [*] OCCUPATION. (State exact kind of work done and weekly pay.)
|-------+------+-----+------+------+-------+-------+----------------------
Family | At | |Hours|During| |D l p y|During |+ Church
Members. |present|Weekly| per | past |Weekly|a o a e|entire | affiliations.
| time. | Pay. | day.| year.| Pay. |y s s a|time |B = Baptist.
| | | | | |s t t r|in N.Y.|M = Methodist.
| | | | | | .|City. |E = Episcopal
------------+-------+------+-----+------+------+-------+-------+P = Presbyterian.
1. Man | | | | | | | |C = Catholic.
2. Woman | | | | | | | |MN = Moravian.
(Sex) | | | | | | | +----------------------
3. | | | | | | | |X Political
4. | | | | | | | | affiliations.
5. | | | | | | | |R = Republican.
6.(Lodgers) | | | | | | | |D = Democrat.
7. | | | | | | | |S = Socialist.
8. | | | | | | | |PB = Prohibition.
9. | | | | | | | +----------------------
10. | | | | | | | | *See space for
11. | | | | | | | |remarks on other
| | | | | | | |side (3) (4).
--------------------------------------------------------------------------------------
FAMILY SCHEDULE (REVERSE SIDE)
UNSUCCESSFUL APPLICATIONS | |TRADE UNION, SECRET
FOR WORK.* (1) | REASON FOR REFUSAL.* (1) | SOCIETIES.* (2)
------------+------------------------------------------------------------------------
Family |Date|Place: Name |Kind of|Place |Lack of| | |Name of |Why not
Members | | and Address| Work |Filled| Skill |Color|Other|Organiz-| member?
| | | | | | | | ation |Did you
| | | | | | | | | apply?
------------+----+------------+-------+------+-------+-----+-----+--------+----------
1. Man | | | | | | | | |
2. Woman | | | | | | | | |
(Sex.) | | | | | | | | |
3. | | | | | | | | |
4. | | | | | | | | |
5. | | | | | | | | |
6. (Lodgers)| | | | | | | | |
7. | | | | | | | | |
8. | | | | | | | | |
------------+----+------------+-------+------+-------+-----+-----+--------+----------
* (1) Remarks on Unsuccessful Applications:
* (2) Remarks on Trade Unions and Secret Societies:
* (3) Remarks on Occupation:
* (4) Remarks on Education, Trade Training, _etc._: (Where and how was trade learned?)
APPENDIX B
FIRM EMPLOYEES SCHEDULE
(The information given will be regarded as confidential.)
Nature of business of firm-------------------------------
1. Total number of employees: 2. Total number Negro employees:
3. In spaces below state exact nature of work done by your Negro
employees:
------------+-----+--------+------+------------+-----+--------+------
|Male | No. |Weekly| |Male | No. |Weekly
WORK DONE. |or F.|Employed|Wages.| WORK DONE. |or F.|Employed|Wages.
------------+-----+--------+------+------------+-----+--------+------
| | | | | | |
| | | | | | |
| | | | | | |
| | | | | | |
------------+-----+--------+------+------------+-----+--------+------
4. Are white workmen paid same wages for same kind of work?
5. Are your Negro workmen
(a) Faster, equal, or slower in speed than white workmen?
(_underline proper word_).
(b) Better, equal, or poorer in quality of work done than white workmen?
(_underline proper word_).
(c) More, equally, or less reliable than white workmen?
(_underline proper word_).
6. If not now, have you ever employed Negroes?
(See the other side.)
FIRM EMPLOYEES SCHEDULE (REVERSE SIDE)
7. If competent Negro workmen could be furnished, would you employ them?
8. If you would not employ them, please give reasons.
9. Remarks on attitude of your white workmen toward Negro workmen, _etc._
APPENDIX C
BUSINESS SCHEDULE.
BUSINESS SCHEDULE--CONFIDENTIAL
DATE: FIRM NAME:
ADDRESS:
INFORMANT: WHEN ESTABLISHED: HOW LONG AT THIS ADDRESS?
----------------------------------------------------------------------
1. Organization (underline): individual, partnership,
number of partners______, agent.
2. (underline): Manufacture, jobbing, wholesale, retail,______________
3. Kind of service or goods offered (e.g., hotel, barber,
groceries, real estate, etc.)______________________________________
4. Number of employees: ______ Estimated total business
done past 1907: $____________
1908: $____________
5. Previous occupations of owners or promoters: ______________________
6. Birthplace of owners or promoters: ________________________________
Years in N.Y. City: ______
7. Valuation of plant, tools, Fixtures, etc.: $_________
Of merchandise on hand: $_________
8. Other assets: $__________ Liabilities: $__________
9. Insurance: $__________ Rent per month: $_________ Floor space:_____
10. Nationality of customers: ________________________________________
11. Account books used (underline): Ledger, journal, cash-book,
day-book
12. How often are books balanced? ____________________________________
13. Inventory taken?__________________________________________________
14. For what special reasons did you enter business: _________________
(How was capital secured?):_______________________________________
15. Remarks on history, etc., of firm: (Credit given occasionally?
Habitually? Received?): __________________________________________
(For further remarks use back).
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INDEX
Assembly districts, Negroes in, 52-53
Back-to-the-land movement, 33
Business establishments, nature of, 98
Classified, 99
Floor space occupied by, 106
Gross receipts of, 113-114
Length of residence in New York of proprietors of, 101
Number of employees in, 105
Ownership of, 100
Permanence of location of, 118-119
Table of floor space of, 107
Table of gross receipts of, 115
City growth, causes of, 13
Foot-note on, 43-44
Colonial General Assembly, laws passed by, 94-95
Colored American (newspaper), 67, 96
Crime in cities, 39-41
Death-rates of whites and Negroes, 34-37
Changes in Richmond, Va., 37-38
Diagrams:
I. Increase of whites and Negroes in cities, 16
II. Death-rates in cities, 36
III. Distribution of Negro population in Harlem, 50
IV. Distribution of Negro population in "San Juan Hill" district, 51
Freedmen, as shiphands, 66
Property escheated, 95
Health of Negroes in cities, 34-38
Industrial centers, migration of Negroes to, 19-25
Lake George, Negroes in battle of, 66
Lodgers, natural members and, 62
Consist of, 63
Natural members in families, 62-63
Number of lodgers in families, 64
Migration to cities, 15-17
Secondary causes of, 29
Nativity of Negroes, of New York State, 57
Of New York City, 58-59
Of West Indians, 58
Of business proprietors, 100
Negro population of New York, table showing growth of, 47
Distribution of 2,500 families in, 52-53
Segregation of Negro, 48-51
Negro, riot of 1712, 95
So-called plot of 1741, 67
New Amsterdam Colony, slaves as laborers in, 66
Slaves owned land in, 67
Occupations, history of, 66-69
In 1890 and 1900, 69-71
In 1905, 72
Proportion of males and females in, 73
Tables of, 71-72, 74
Reasons for Negroes coming to New York, 27-28
Tables of, 27, 31-32
Slaves, as farm laborers and stevedores, 66
Able to hold land, 67
Forbidden to trade, 94
Soil, divorce of Negro from, 18-19
United Public Waiters, 68
Becomes Beneficial Association, 69
United States, city growth in, 13
Wages, in domestic and personal service, 78-79
In hotel service, 81
Table of, 80-81
Union rates, 82
Wage-earners, sex and age, 54-55
Efficiency of male, 83
Efficiency of female, 84
Efficiency of skilled, 88
Marital condition of, 60-61
Tables of efficiency of, 85, 87
Wilcox, Professor, quoted, 14
Work, M.N., quoted, 40-41
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