[G] The maximum of the discounts of the Bank of France was in 1810,
when it amounted to 710 million francs. In 1813, they were 640
millions, in 1826, 689 millions; at these two periods the Bank made a
great effort to sustain commerce. It had less courage in the crisis of
1831-32.
[H] The Americans have retained the English word _farmer_, which
properly signifies one who cultivates a hired soil, _fermier_, although
among them the cultivators are proprietors.
[I] The number of banks at that time.
[J] There was more paper in circulation in 1816 than in 1834, when the
extent and value of business were very much greater.
[K] The mechanics and farmers have no credit open at the banks, but
the traders from whom they buy their tools, implements, raw material,
and provisions, having that advantage, are able to deal with them
on favourable terms; the farmer and mechanic are thus benefitted
indirectly, if not immediately, by the banks.