Section 1. _Dangerous employment defined._ That every employer

Proceedings

Third National Conference

Workmen's Compensation For

Industrial Accidents

Chicago, June 10-11, 1910

Including

A Brief Report of

The Second National Conference

Washington, January 20, 1910

Copies may be had at fifty cents each from

JOHN B. ANDREWS, _Assistant Secretary_,

Metropolitan Tower, New York City.

GENERAL OFFICERS.

_Chairman_ CHARLES P. NEILL

Commissioner United States Bureau of Labor

_Vice-Chairman_ CHARLES MCCARTHY

Chief Wisconsin Legislative Reference Library

_Treasurer_ HENRY W. FARNAM

Yale University

_Secretary_ H. V. MERCER

Chairman Minnesota Employees Compensation Commission

_Assistant Secretary_ JOHN B. ANDREWS

Secretary American Association for Labor Legislation

EXECUTIVE COMMITTEE.

(In Addition to the General Officers).

HENRY R. SEAGER, _Chairman_,

Vice-Chairman, New York Commission

WILLIAM E. MCEWEN,

Member Minnesota Commission

A. W. SANBORN,

Chairman Wisconsin Commission

EDWIN R. WRIGHT,

Secretary Illinois Commission

JAMES A. LOWELL,

Chairman Massachusetts Commission

WILLIAM B. DICKSON,

Chairman New Jersey Commission

WILLIAM J. ROHR,

Chairman Ohio Commission

HENRY W. BULLOCK,

Delegate from Indiana

JAMES V. BARRY,

Delegate from Michigan

MILES M. DAWSON,

Member-at-large

Proceedings

Third National Conference

Workmen's Compensation For

Industrial Accidents

Chicago, June 10-11, 1910

Including

A Brief Report of

The Second National Conference

Washington, January 20, 1910

CONTENTS

PAGE.

I. INTRODUCTORY NOTE, INCLUDING BY-LAWS 3

II. PROGRAM 5-6

III. PROCEEDINGS 7

1. Friday Forenoon Session, June 10 10

2. Friday Afternoon Session, June 10 39

(1) "Worker's Compensation Code," An Outline for Discussion 40

3. Saturday Forenoon Session, June 11 82

APPENDIX,--Brief Report of Washington Conference, January 20, 1910 124

INDEX 136

Princeton University Press

Princeton, N. J.

INTRODUCTORY NOTE.

The National Conference on Workmen's Compensation for Industrial

Accidents was organized at Atlantic City, July 29-31, 1909. The

second meeting was held in Washington, January 20, 1910. The third

meeting, June 10-11, 1910, was in Chicago. The nature of the

Conference is clearly set forth as follows:

BY-LAWS.

1. The name of this organization shall be the National

Conference on Workmen's Compensation for Industrial Accidents.

2. Its purpose shall be to bring together the members of

the commissions and committees of the various States and of

the National Government, representatives to be appointed by

the governors of the different States, and other interested

citizens, to discuss plans of workmen's compensation and

insurance for industrial accidents.

3. Its officers shall be a chairman, a vice-chairman, a

secretary, an assistant secretary and a treasurer, to be

elected annually and to hold office until their successors

shall have been elected.

4. The business of the organization shall be conducted by an

executive committee, consisting of the officers and of other

members, said committee to represent at least ten different

States.

5. The voting members of the Conference shall be the members,

secretaries and counsels of all State Commissions or committees

on the subject, one or more representatives to be appointed by

the governors of different States, and ten members at large to

be elected at any regular meeting of the Conference.

6. Individuals and associations of individuals may be

admitted as associate members, and as such, be entitled to

the privileges of the floor and to receive the publication of

the Conference upon the payment of $2.00 per annum for each

such individual member, and $25.00 per annum for each such

association.

7. No resolution committing the Conference to any fixed

program, policy or principle, shall be deemed in order at any

of its meetings, except upon unanimous vote.

8. The funds of the Conference shall be derived from

contributions from the commissions and committees on the

subject, and from voluntary subscriptions.

The proceedings of the Atlantic City Conference are published in a

volume of 340 pages, and copies may be had, at fifty cents each,

from H. V. Mercer, of Minneapolis. The proceedings of the Chicago

Conference (including as an Appendix on pages 124-135 a brief report

of the Washington Conference, the proceedings of which have not been

printed _in extenso_), may be had at fifty cents a copy by addressing

John B. Andrews, Metropolitan Tower, New York City.

PROGRAM

Third National Conference on Industrial Accidents and Workmen's

Compensation

Auditorium Hotel, Chicago

June 10-11, 1910

_Chairman_ CHARLES P. NEILL

Commissioner United States Bureau of Labor

_Secretary_ H. V. MERCER

Chairman Minnesota Employees' Compensation Commission

_Assistant Secretary_ JOHN B. ANDREWS

Secretary American Association for Labor Legislation

FRIDAY FORENOON SESSION, 9:30

BRIEF REPORTS FROM STATE COMMISSIONS

_Minnesota_: H. V. Mercer, William E. McEwen, George M. Gillette.

_Wisconsin_: A. W. Sanborn, E. T. Fairchild, John J. Blaine, Wallace

Ingalls, C. B. Culbertson, Walter D. Egan, George G. Brew.

_New York_: J. Mayhew Wainwright, Joseph P. Cotton, Jr., Henry

R. Seager, Crystal Eastman, Howard R. Bayne, Frank C. Platt,

George A. Voss, Cyrus W. Phillips, Edward D. Jackson, Alfred D.

Lowe, Frank B. Thorn, Otto M. Eidlitz, John Mitchell, George W.

Smith.

_Illinois_: Ira G. Rawn, E. T. Bent, Robert E. Conway, P. A.

Peterson, Charles Piez, Mason B. Starring, M. J. Boyle, Patrick

Ladd Carr, John Flora, George Golden, Daniel J. Gorman, Edwin R.

Wright.

_New Jersey_: William D. Dickson, J. William Clark, Samuel Botterill,

John T. Cosgrove, Harry D. Leavitt, Walter E. Edge.

_Massachusetts_: James A. Lowell, Amos T. Saunders, Magnus W.

Alexander, Henry Howard, Joseph A. Parks.

_Ohio_: (Members to be appointed by the Governor.)

GENERAL DISCUSSION "Workers' Compensation Code"

(Outline for Discussion)

Representatives of the Federal Government, Members of State

Commissions, Delegates designated by Governors of States,

Representatives of Manufacturers' Associations and Trade

Unions, Insurance Companies, Russell Sage Foundation and

Association for Labor Legislation, and other interested

organizations and individuals.

FRIDAY AFTERNOON SESSION, 2:00

WORKERS' COMPENSATION CODE (Discussion continued).

SATURDAY FORENOON SESSION, 9:30

SPECIAL DISCUSSION:

Classification of Hazardous Employments.

Repeal of Common Law and Statutory Remedies.

Contract vs. Absolute Liability.

Limited Compensation vs. Pension Plan.

Court Administration vs. Boards of Arbitration.

PROCEEDINGS

Third National Conference

Workmen's Compensation For Industrial Accidents

Chicago, June 10-11, 1910

The third meeting of the National Conference on Workmen's

Compensation for Industrial Accidents brought together from widely

separated parts of the United States a large number of those who

represent the serious thought of the country on this most urgent

question. Members of State Commissions in Minnesota, Wisconsin,

Illinois, New York and Massachusetts were present and submitted

reports. Thirty-eight official delegates were appointed by the

governors of States, and, in addition, representatives were present

from manufacturers' associations, trade unions, insurance companies,

the Russell Sage Foundation, the Association for Labor Legislation,

and other interested organizations. Many individuals from the shops,

the offices and the universities, attended the various sessions and

listened to the arguments of the speakers or participated in the

discussions.

Among those present who took an active interest in the meetings were:

Jane Addams, Hull House, Chicago; T. W. Allinson, Henry Booth House,

Chicago; W. A. Allport, Member Illinois Commission on Occupational

Diseases and State Delegate; L. A. Anderson, State Insurance Actuary,

Madison, Wis.; John B. Andrews, Secretary American Association for

Labor Legislation, New York City.

James V. Barry, State Delegate from Michigan; William P. Belden,

Cleveland Cliffs Iron Company, Mich.; E. T. Bent, Member Illinois

Commission; John J. Blaine, Member of Wisconsin Commission and

State Delegate; M. J. Boyle, Member of Illinois Commission; Frank

Buchanan, Structural Iron Workers' Union, Chicago; Henry W. Bullock,

representing Indiana State Federation of Labor.

Patrick Ladd Carr, Member Illinois Commission; Robert E. Conway,

Member Illinois Commission; Clarence B. Culbertson, Member Wisconsin

Commission and State Delegate.

Edgar T. Davies, Chief Factory Inspector of Illinois and State

Delegate; Miles M. Dawson, Insurance Actuary, New York City; F. S.

Deibler, Northwestern University, Evanston, Ill.; M. M. Duncan, State

Delegate from Michigan.

Crystal Eastman, Secretary and Member New York Commission; Herman L.

Ekern, Deputy Commissioner of Insurance, Wisconsin.

Henry W. Farnam, President American Association for Labor

Legislation, New Haven, Conn.; John Flora, Member Illinois

Commission; Lee K. Frankel, Metropolitan Life Insurance Company, New

York City; Ernst Freund, University of Chicago and President Illinois

Branch A. A. L. L.

John H. Gray, University of Minnesota and President of Minnesota

Branch, A. A. L. L.; John M. Glenn, Director Russell Sage Foundation,

New York City; George Golden, Member Illinois Commission; Daniel J.

Gorman, Member Illinois Commission.

Walter D. Haines, Member Illinois Commission on Occupational Diseases

and State Delegate; Alice Hamilton, Expert Investigator Illinois

Commission on Occupational Diseases; Samuel A. Harper, Attorney

Illinois Commission; Leonard W. Hatch, Statistician, New York State

Department of Labor; Charles R. Henderson, Secretary Illinois

Commission on Occupational Diseases and State Delegate; J. C. A.

Hiller, Missouri Commissioner of Labor and State Delegate; Frederick

L. Hoffman, Statistician Prudential Insurance Company, Newark, New

Jersey.

Wallace Ingalls, Member Wisconsin Commission and State Delegate.

Sherman Kingsley, United Charities, Chicago.

Thomas F. Lane, Missouri State Delegate; Julia Lathrop, Director

Chicago School of Civics; James A. Lowell, Chairman Massachusetts

Commission.

Charles McCarthy, Chief Wisconsin Legislative Reference Library;

Edwin M. McKinney, Chicago; Ruben McKitrick, University of Wisconsin;

Floyd R. Mechem, University of Chicago; H. V. Mercer, Chairman

Minnesota Commission and State Delegate; H. E. Miles, National

Manufacturers' Association and Racine-Sattley Company, Racine, Wis.;

John Mitchell, Member New York Commission; William H. Moulton,

Sociological Department, Cleveland Cliffs Iron Company, Mich.

Cecil Clare North, De Pauw University, Indiana.

Irene Osgood, Assistant Secretary American Association for Labor

Legislation, New York City.

Joseph A. Parks, Member Massachusetts Commission; P. A. Peterson,

Member Illinois Commission; Charles Piez, Member Illinois Commission;

Ralph F. Potter, Attorney Ocean Accident and Guarantee Corporation,

Chicago.

Samuel Rabinovitch, Milwaukee Relief Society; G. A. Ranney,

International Harvester Company, Chicago; Benjamin Rastall,

University of Wisconsin; A. Duncan Reid, Ocean Accident and Guarantee

Corporation, New York; C. T. Graham Rogers, Medical Inspector New

York Department of Labor; David Ross, Secretary Illinois State Bureau

of Labor.

Amos T. Saunders, Member Massachusetts Commission; A. W. Sanborn,

Chairman Wisconsin Commission and State Delegate; Ferd. C.

Schwedtman, National Association of Manufacturers, St. Louis; Henry

R. Seager, Member New York Commission and President of the New York

Branch, A. A. L. L.; A. M. Simons, Chicago; Geo. W. Smith, Member New

York Commission; John T. Smith, Secretary Missouri State Federation

of Labor; Mason B. Starring, Member Illinois Commission; H. Wirt

Steele, Charity Organization Society, Baltimore, Md.; Ethelbert

Stewart, United States Bureau of Labor; Charles A. Sumner, City Club,

Kansas City, Missouri.

Edward G. Trimble, Employers' Indemnity Exchange, Houston, Texas;

James H. Tufts, University of Chicago.

Paul J. Watrous, Secretary Wisconsin Commission and State Delegate;

Agnes Wilson, United Charities, Chicago; Edwin R. Wright, Member and

Secretary Illinois Commission.

FIRST SESSION, FRIDAY, JUNE 10, 1910, 9.30 A. M.

In the absence of Commissioner Charles P. Neill, of the United States

Bureau of Labor, who was detained in Washington by urgent official

matters, the first session of the Chicago Conference was opened by

the Secretary, H. V. Mercer, Chairman of the Minnesota Employes

Compensation Commission, and he was unanimously elected temporary

chairman for the Chicago meetings.

In formally opening the Conference and assuming the chair, Mr. Mercer

said:

CHAIRMAN MERCER: According to the program here, the first order

of business for this meeting is brief reports from the different

state commissions. I understand there are seven States that have

commissions working on the question of compensation for industrial

accidents, or perhaps, more properly speaking, for injuries occurring

in the course of and arising out of the industries in which they

are employed,--for "accidents," according to the courts in some

States, do not mean what we want to cover. Some courts use that term

in the popular sense; some use it as including, and some use it as

excluding, any idea of fault or negligence.

In view of the fact that you have made me temporary chairman, it

would hardly be proper for me to open this meeting with a report from

Minnesota, and hence I will call upon the other States first.

(Upon the Call of States by the Chairman, the following responses

were given.)

WISCONSIN.

SENATOR JOHN J. BLAINE: Our Committee is a legislative committee made

up of three members of the Senate and four members of the Assembly.

The committee was appointed at the last session of the Legislature

in 1909. They have been diligently pursuing the course of their

investigations with the object of arriving at a bill which the

committee can recommend to the Legislature for its adoption. It was a

few months before we got to work after our appointment and it was not

until last April that we drafted the first tentative bills.

I would state briefly that the first tentative bills were drafted

with the object of drawing out discussion on the part of the

employers and employes. We had held some meetings previously, and

those who appeared before us were somewhat in the dark as to just

what we intended to do and wanted to do, and therefore we drafted

tentative bills to which they should direct their fire of criticisms

and suggestions.

The first bill presented was a bill destroying the common law

defenses, assumption of risk, the co-employe doctrine, and modifying

contributory negligence to that of comparative negligence. The second

of the first tentative bills was a compensation measure. The purpose

of the first bill was to use a "constitutional coercion," as we have

termed it, making the compensation bill practically compulsory, but

not in the language of the bill declaring it compulsory, hoping

in this way to bring it within the constitution. That destroyed

the common law defenses and then gave the employer the right to

come under the compensation act. Also in that bill the employe was

presumed to be acting under that bill unless he contracted to the

contrary at the time of entering his employment.

The matter of compensation and the details of the bill are not of

particular interest to the Conference, because they are questions

concerning which there is very little contention, and they resolve

themselves practically to the point of working out the question

of arbitration and the measure of compensation and the manner of

arriving at compensation, and such court procedure as is necessary,

in detail.

We found that our first tentative bills performed the exact object

which we intended they should. Neither the committee nor any of

its members, I believe, had any idea that the first tentative

bills represented their individual ideas or even the idea of the

committee as a whole; but they certainly resulted in bringing about

discussion, and after those bills were sent about the State to

employers and employes they all got busy and we had very valuable

and helpful discussions upon those bills. We held a conference in

Milwaukee lasting about a week. There appeared before the committee

representatives of the Merchants' and Manufacturers' Association of

Milwaukee, and from the northern part of the State representatives

of the lumber and various other industries. We also had the State

Federation of Labor.

After that meeting we met again in May and drafted our second

set of tentative bills, the first bill destroying the defense and

assumption of risk, and also the co-employes doctrine as a defense,

but embodying the question of contributory negligence. That bill,

if enacted into law, independent of every other act, would make all

employers of every nature subject to the law, whether the employer

was a farmer, a manufacturer or whatsoever he might be. The second

bill provided practically the same as our other bill.

We found at these public hearings that the question of who shall

pay for the insurance, as it is called, is not a matter of great

contention in Wisconsin. I think the larger manufacturers, and

the great majority of all of them, favor paying the compensation

themselves and either assuming the obligation, or organizing

mutual insurance companies or protecting themselves with liability

insurance policies. There are a few who believe that the employes

should contribute a small portion toward the compensation, but I do

not believe that is the general sentiment among the employers and

manufacturers in Wisconsin.

I think the only serious problem we have to meet is whether we shall

take away the common law right from the employe. The Federation of

Labor of Wisconsin is very much opposed to that feature of our bill,

and personally I am opposed to it. I have expressed that opposition

at all the hearings and directed many questions along that line to

ascertain the sentiment of employers and employes.

Our bill creates the presumption that an employe is acting under

the act unless he contracts to the contrary at the time of his

employment, and of course the idea of that is to get around the

constitutional provisions; therefore, there will be consent to act

under the law, and consent to arbitration, and hence it will no doubt

be constitutional. But the employes, through their representatives,

believe that they should have the right of selection after the injury

has occurred. The Federation bill that they have prepared, follows

practically the same lines as the English act, giving the double

remedy of a common law right of action, and then also compensation

in case of their failure to recover under the common law; but they

have gone so far, through their representatives, as to state that

they would not ask for that provision in its entirety. While I am

not going to speak authoritatively as to just what they will or will

not do, I think it is their idea that if they are given the right

to elect at the time or within a reasonable time of the injury,

whether they shall proceed under the common law remedy or accept the

provisions of the compensation act, that they will be willing to

waive the double remedy, and whichever act the employe chooses to

proceed under, will be a waiver of all other remedies.

That question is going to be debated by both sides and I think if

we are going to meet with any danger of defeat in promoting this

legislation it will be upon that one subject, and personally I hope

that the employers will find that under a reasonable bill, with

reasonable compensation and protection drawn about them, so there

will be no danger to mulct them in any great damages, that they will

be willing to accept some provision giving the employes the right of

election at the time of the injuries.

Under the second tentative bill we have had public hearings

throughout the State, particularly in the industrial centers,

and concluded those hearings last Friday. We expect to meet as a

committee, redraft our bills and get them into substantial form, and

then I suppose, after we have determined what the committee intends

to do as a committee in submitting its report to the Legislature

on the essential points, we will then have public hearings and the

questions that are debatable will be debated before that committee at

these hearings, and then we will make our report accordingly.

NEW YORK.

MISS CRYSTAL EASTMAN: The New York Commission is in a peculiarly

fortunate position. Our bills have both passed and one of them has

already been signed by the Governor, so that to-day our labors would

be all over and we could return to rest, except for the fact that we

still have to inquire into the causes and prevention of industrial

accidents, the causes and effects and remedies of non-employment, and

the causes and remedies for the lack of farm labor in New York State.

You will see from this that we received a life sentence on the New

York Commission. The Legislature evidently thought it would give to

us the solution of all the problems of modern industry and keep the

reformers quiet for fifty years. However, we have finished up the

Employers' Liability part of our job and we feel that we have done

our part of the work in that regard and now have put it up to the

Legislature.

When I was planning what I should say here, I rather thought I would

discuss the two bills which we have introduced, and passed, and leave

out the discussion of how we did the work, but since I have come here

I believe it is more important to tell you how we did it, and take it

for granted that you know about the bills and are familiar with them.

Our work, to my mind, is divided into five different sections. In the

first place we had reports specially prepared for the Commission,

one on the Employers' Liability Law in New York State and the other

States. That was prepared by our counsel and sent to every member of

the Commission early last summer. Then we had a report prepared on

the Foreign Systems of Compensation and Insurance: That was mailed

to the members of the Commission for their information. Then we had

a report on Relief Associations in New York State, which was very

voluminous and was not generally mailed, but was kept in the office

for reference.

The next section of our work was printed inquiries sent to all the

employers whom we could get the names of from the State Department of

Labor, and to all labor unions on record. These inquiries were just

about the same as those sent to the employers, and in a general way

we asked both the labor unions and the employers what they thought of

the present law on employers' liability, how they thought it met the

situation; and we asked them how they would like a law on workmen's

compensation, describing it very briefly. We received replies from

only a small proportion of the inquiries we sent out, but a large

enough number to give us some general idea of the feeling of both the

employers and the laboring people in the State on this subject. I can

say positively, however, that we found no satisfaction; practically

nobody liked the law. The employers disliked it for one reason and

the workmen disliked it for another, and so nobody was satisfied with

it.

Another printed inquiry we sent to the insurance companies. This was

more in the line of investigation, however, as we got from them not

opinions so much as figures showing how much they had received in

premiums from employers for liability insurance, and what proportion

of this had been spent in paying actual claims, thus showing us what

proportion was, so to speak, wasted in the business of defending

claims.

We then wrote letters, not printed inquiries, but letters containing

a list of questions to a great many lawyers, and to all the judges in

the State, asking their opinion about the constitutional questions

involved. That, I think, ended the inquiry section of our work.

Then we held public hearings, five or six up the State and as many

in New York City, and tried to make the invitations as general as

we could. Many of us felt that those hearings were not going to be

important and perhaps were a waste of money, but after we had them

I believe we all felt that they were worth while. They perhaps did

not furnish us with any definite statistical information, but they

did put us in touch with the feelings of the people of the State

on this subject, and gave us a more concrete view of the subject

than we could have gotten by correspondence or by any statistical

inquiry, and brought us in touch with the people on both sides of

the question, who were interested in the problem. But quite apart

from the value to us, of these written inquiries and of the public

hearings, in informing us on the situation, they were valuable in

arousing interest all over the State, and in educating the public in

regard to the problem.

We were particularly gratified to see the way in which labor unions

seized the opportunity to become interested and to educate themselves

in regard to employers' liability and workmen's compensation. When

we started out last fall most of the labor unions that answered our

inquiries did not know what we were talking about, and now I hardly

think there is a union of any size in the State that is not in a

position to know what it wants in the matter of employers' liability

and workmen's' compensation.

The next section of our work was statistical inquiry--a regular

statistical investigation. The bulk of this was done for us under Mr.

Hatch's direction at the New York State Labor Department. A study

was made of some fourteen hundred actual industrial accident cases,

both injury and death, to show what was the loss of income to the man

injured, how much he received from the employer, how much he paid to

a lawyer and what was the effect of the accident upon his family; in

other words, a study of the economic cost of work accidents.

In addition to that Mr. Hatch conducted an inquiry into the cost

of industrial accidents to some three hundred employers, showing

how much they paid in a year on account of industrial accidents and

into what different channels that money went; how much of it went to

employers' liability and insurance premiums; how much went to the

workmen and how much to the hospitals and so forth. All of this was

exceedingly valuable in giving us information as to the conditions in

our own State.

In addition to this the Commission conducted a similar investigation

of three hundred fatal industrial accident cases to determine their

economic effect upon the family and the income loss, of compensation

received and all that. These fatal accident cases we secured in a

perfectly impartial way by taking a year's fatal industrial accidents

reported to the coroners of Manhattan Borough and Erie County,

where Buffalo is situated. As a result of these two inquiries we

have a mass of statistics on this subject. We were able to put

into our report a statement, from the statistics, of just about

what proportion of workmen who were injured received anything to

compensate them for the income loss, and with regard to the workmen

killed, what proportion of the dependents received anything. Those

four divisions, I think, cover our preliminary work.

Then came the business of preparing and writing the report. The rough

draft was prepared by two or three members of the Commission, and

the counsel, in different sections. When it was in printed proof for

the first time, Senator Wainwright, the chairman, called the whole

Commission together and informed us that he intended to make us read

the whole report aloud, all sitting together, so that every member of

the Commission might feel that he had written the report and that it

was his report. That idea astounded me, I will admit, when I first

heard it, because I thought it was going to take us the rest of the

year to do it; but it turned out to be a very excellent plan, and

we actually did that. We sat down for three days without stopping,

except for meals, and read the report aloud, and there is no member

of the Commission who did not make suggestions, and valuable

suggestions, and I think I may say that we all feel that it is our

report.

When it came to the bills which we introduced we followed somewhat

the same plan. We went over every line and word of the bills, of

course in much greater detail than we did the report, and the bills

are the result of a giving in here and a giving in there, as you can

readily imagine. They did not represent just exactly what every one

of us wanted to do, but they represent what we could agree to do, and

the Legislature has done us the honor to take our advice.

And now just a word in regard to these bills. The first one is

called the Optional Bill. It does two things: It remedies the glaring

injustice of the present law on the basis of negligence by modifying

the fellow-servant rule, by making all fellow-servants in positions

of authority vice-principals instead of fellow-servants; by doing

away with the extreme application of the assumption of risk rule

which allows an employe to assume the risk of an employe's negligence

by remaining in employment, and changes the burden of proof of

contributory negligence over to the defendant. Those three things

we felt it to be necessary to change in the employer's liability

law on the basis of negligence, even if we never changed it in any

other particular. In addition to this feature of the bill, there

is afforded to the employes and employers, if they wish to escape

this situation, by an amendment to the employer's liability law, the

opportunity of making a contract. That is the option feature of the

bill; there is nothing particularly interesting or original about

that. Some members of the Commission were for it because it would

force the employers into compensation, and some members were for it

because they thought it remedied an injustice in the present law

which they could not stand for, but, at any rate, all but two of us

were able to agree on that.

Then the second bill, which we call the Compulsory Compensation Act

for dangerous trades, is our solution of two difficulties which we

met and which, no doubt, all of the other commissions are having to

meet. These two difficulties are the constitutional difficulty, the

fact that we have written constitutions limiting our powers along all

these lines; and, secondly, the interstate competitive difficulty,

the fact that in this country our laws are made by States and we have

state legislative lines, but no state competitive lines--the old cry

of the manufacturer, that if you put a burden upon him in New York

State he cannot compete with a manufacturer in Pennsylvania and New

Jersey, and will, therefore, either have to go out of business or out

of the State. That difficulty of interstate competition we felt to be

a real one. Whether it would actually drive the manufacturer out of

business or not, it would inevitably hinder the passing of our bill,

because the manufacturers of the State in a body would oppose it.

The constitutional difficulty, to be a little more definite, in

our case seemed to be pretty serious; we had only two lawyers in

the State who wrote us that they thought a general compulsory

compensation act similar to the English law would be constitutional,

but we had a great deal of advice to the effect that if we could draw

our bill so it would apply to the risk of the trade, and make the

compensation depend upon the inherent risk of the trade, that that

would be constitutional.

With these two difficulties in mind we drew the bill applying to

dangerous trades. As you know, it provides compensation for all

workmen injured in eight specially dangerous trades, if they were

injured either through the fault of the employer or any of his

agents, which is plainly perfectly constitutional; or if they were

injured in any sense through any risk inherent or necessary as a risk

of the trade. The bill does not take away any statutory or common law

rights that the workman now has, but he must choose between one or

the other. If he begins proceedings under the compensation act, he

loses his right to sue and _vice versâ_.

The importance of this bill, in my mind, is very great. I think

that is the way to go at it in this country. If the employer and

the workman both profit by the enterprise they should both assume

the risk of the trade, and that principle, I think, is what is

established by our compulsory compensation bill.

I want to make clear that the list of dangerous trades in this law

is not an inclusive list of dangerous trades by any means. There

is no reason why we should draw the line where we did draw it. Our

reason in selecting these dangerous trades instead of all dangerous

trades, as we originally had our list drawn, was a purely utilitarian

opportunist reason. It was our solution of the second legislative

difficulty in this country; that is, the interstate competition. We

thought that it would be a good plan to get our entering wedge in on

the industries which did not directly compete with other industries

outside of the State. For instance, the builder in New York State

competes with the builder in New York State, generally speaking; and

the railroad in New York State competes with the railroad in New York

State, generally speaking, and not with the outside railroads. We are

quite frank in saying that we thought we could get this bill passed

if we did not make it hit the manufacturer to begin with. We intend

that it shall cover him in time, and just as soon as we can, make it

cover him; but it seemed a fair as well as a wise thing to introduce

the principle and get the employers used to the burden, and get

the insurance rate adjusted for injuries, so that it would not be a

serious competitive difficulty.

Those two reasons, then, explain this bill; we limited it to the

risks of trade instead of having it cover all accidents in the course

of employment, as the representative list did, because we believed

that that was the constitutional line for us to act on, and we

limited it to those dangerous trades which, generally speaking, are

not involved in interstate competition, because we thought we could

pass it easier and it would be fair to try it out on those employers

first.

PROF. HENRY R. SEAGER (New York): I should like to add just a

word along the line of the practical difficulties that all of our

commissions face when it comes to getting legislation. Some members

of the New York Commission felt that it would be a mistake to try to

make any report at all this last winter when the proposal was first

advanced. We felt that we had a very big problem. That, in addition

to studying the experience in this country and getting reports on

European laws, we ought to send some one over or go over ourselves

to the other side and see just how the European laws operate. The

consideration that finally led us to make a report, and try to get

legislation, was the political situation in New York.

As the winter advanced it became very clear that it was a highly

opportune time to get through legislation that had popular sentiment

behind it. The legislative members of our Commission were so

impressed by that aspect of the matter that they were impatient, some

of them, to bring in bills without any report at all to back them

up, and that consideration finally led all of us to feel that we

should hurry as much as we could and get in the best report we could

in the short time that was allowed, with the hope that the bills

we recommend, if reasonable and fair, would be passed. It was that

situation that led us to make a report which at some points was not

altogether satisfactory to the members of the Commission; and that

consideration, I think, justified our action because, as it turned

out, the Legislature was in a mood to act on our recommendations. The

voluntary law was a bill, aside from the compensation feature of it,

that had slumbered in Albany for five or six years in spite of the

efforts of the labor representatives to have something done. That

it was a favorable situation was shown by the comparative ease with

which that bill was passed, in somewhat modified form, when we put

ourselves behind it.

It is those practical considerations, gentlemen, it seems to me, that

we must consider quite as much as the ideal solution of this question

for many years in this country. I say that because as a professor of

political economy, as a theorist, I perhaps would not be expected to

take that view of the matter.

GEORGE W. SMITH (New York): I was sort of a moderate edition of the

employers' representative on the New York State Commission. I was one

against about thirteen. Of course, you can imagine that my advice

could not have been considered very seriously, but I am willing to

say that they certainly did give me considerable consideration, for

the reason that I was not really a radical against any legislation

that would be fair; and I feel that the employers of New York State

felt largely as I did.

I cannot help but remark, however, about the point that Professor

Seager raised, of the opportunity that seemed to present itself

at this session of our Legislature. I do not suppose I ought to

criticise, but I hope that similar conditions will not exist in other

States at the time this legislation is up, because I think it is of

a very important character, and should not be put through for any

personal reasons or in order to bring political capital to any of the

legislative members. I suppose it is pretty well known that there

were a great many shattered reputations in the Legislature of New

York State this year, and it is always a pretty handy thing to have

around an opportunity to do something for the boys that work hard for

a living. I do not blame those that were in favor of this legislation

for taking advantage of that very favorable opportunity, but it

certainly was a good opportunity and was well taken advantage of.

I had to smile, however, on a number of occasions at the attitude

of some of the labor representatives. They did not seem to realize,

a good many of them, how important this legislation was and how

beneficial it was to them; but if they could have gone behind the

scenes, and had a heart-to-heart talk with some of the employers,

they would have realized that the employers did not like it very well.

As for one of the bills being designated as a voluntary or optional

bill by the removal and absolute wiping out almost of all of the

employers' defenses, it practically makes that almost a compulsory

bill. However, I believe that all the employers in the country

realize that the time has arrived when some fair legislation must be

enacted, and the only thing that I think should be well considered

is not to go so far that you are going to put the country in a bad

financial state.

PROF. SEAGER: If Mr. Mitchell would say something about the labor

situation when we started out I think it would be very interesting.

JOHN MITCHELL (New York): The measures have been discussed so

thoroughly by the other members of the Commission that I shall

not attempt to discuss them now. When this Commission was first

appointed in New York State, as Miss Eastman stated, the workmen

knew very little about the systems of compensation in Europe, and

they knew little about the principles of workmen's compensation.

The Commission was appointed not because of a demand for workmen's

compensation, but because of a demand for a comprehensive system of

employers' liability. But after the Commission was appointed, and

it was suggested that they go into an investigation of workmen's

compensation, the unions took the matter up and made investigations

on their own account, and drafted bills which they thought would

cover the matter to their satisfaction. Of course, as was to be

expected, they asked for a rate of compensation that was very much

higher than anything that prevailed in Europe.

While I, personally, was in sympathy with the workmen in their desire

to have the very best system of compensation that it was possible

to obtain, and one better than any they have in Europe, yet I think

that the more conservative of the trade-union workmen recognized that

we could not go very far beyond the system prevailing in England or

in Great Britain until other States, and particularly the adjoining

States, should also take up the matter. The consequence is, however,

that as the matter was developed, and as the workmen were brought

into the discussion of the matter with the Commission, that very many

of them modified their original demands and were willing to accept

the principles laid down both in the optional and in the compulsory

bills which have passed the Legislature.

It is, of course, not to be expected, either in New York or anywhere

else, I assume, that the bill passed by the New York Legislature

meets at all the desires of the workingmen. That is to say, they

will continue to ask what they will eventually succeed in having, a

compulsory law that will include all the trades. I think there is

no special demand for a bill to include agricultural and domestic

service.

The great difficulty right now in New York is concern as to the scale

of compensation. The New York workmen are not satisfied with one-half

wages. They have asked recently that the bill be made full wages. I

think, however, that somewhere between one-half wages and what they

are asking will be accepted as a final solution of the difficulty.

I want to make this one personal observation about these measures,

and in this respect I think my views are not quite in accord with

the views of all of my fellow-workers. I think the purpose of all

this legislation should be first to do substantial justice to the

workingmen, and I think the second consideration should be to take

out of the courts all this long and expensive litigation, in order

that the money that is not paid by employers, or whatever is paid

by them, may be used for the relief of those who are suffering from

industrial accidents. I do not believe, however, that the workmen

should have the right to sue his employer, and, failing to win his

suit, to go back and receive his compensation. I differ with most

workmen in that respect, because I think if he has the right first

to sue, and, failing to win his suit, to then accept the scale

of compensation, that it is a temptation, an almost irresistible

temptation, for him to sue, because it costs very little to enter the

suit, and inasmuch as he knows in advance that if he fails to win the

suit he will have his compensation any way, too many workmen would

elect to sue perhaps on a contingent fee, and then go back if they

failed to win and take the compensation. I do believe, however, that

he should have the choice of suing under the employer's liability law

or accepting the compensation, but, as I say, I do not think he ought

to have both rights. I believe that perhaps the labor men who have

made the most thorough investigation into the subject will agree with

me that it is a fair proposition to give him his choice, but not both

choices.

ILLINOIS.

MASON B. STARRING (Illinois): The Chairman of the Illinois

Commission, Mr. Rawn, is unavoidably absent to-day and probably will

not be able to attend the conference to-morrow. This second Illinois

Commission is young. The act creating it was passed at a special

meeting of the Legislature, and the appointments to membership on

the Commission are of very recent date. In convening the Commission,

the Governor of the State of Illinois expressed the hope that the

members of the Commission would not indulge in deliberation or

consideration of the features of a bill until first they had fully

advised themselves as to the facts which would necessarily and

properly govern the conclusions which they hoped to attain. Illinois,

therefore, is in the position of being a student of this matter, and

the progress and work of its Commission so far, I believe, to be

largely that of investigation. We come here to learn. And were it not

for the fact that the question of age destroys the illusion, when we

heard the lady from New York (Miss Eastman) speak, we certainly would

have felt that we were "sitting at the feet of Liberty Enlightening

the World."

I want to suggest to this meeting, Mr. Chairman, that there is no

one connected with our Commission so familiar with all its workings,

looking at it both from the side of the employer and the employe, as

is our secretary. The Commission is composed of six men chosen from

among the most respected and eminent leaders of the workingmen in

the State of Illinois, supplemented by a selection by the Governor

of six men from the ranks of the employers. The Chairman is Ira G.

Rawn, president of the Monon Railroad, and the Secretary is Edwin

R. Wright, president of the Illinois State Federation of Labor. I

would suggest, Mr. Chairman, that it might please the members of this

meeting, and certainly it would please the members of the Illinois

Commission, if you would ask Mr. Wright to speak to you.

EDWIN R. WRIGHT (Illinois): We have not in Illinois progressed far

enough to make any report showing any particular progress. So far we

have been trying to find ourselves, and to find a starting point from

which we can work. It took us a meeting or two to become acquainted

with each other, and another meeting or so to try and understand the

different points of view.

For years and years we have been going to the Legislature in Illinois

pleading for protection; a measure that would protect our lives,

a measure that would protect those who are dear to us, and year

after year we have failed, until at the present time patience has

almost ceased to be a virtue. We expect this Commission will make an

investigation into how the men in the State of Illinois work and the

compensation that is paid the injured workmen when any compensation

is paid at all, and the relief that is given a man's family after the

breadwinner is sacrificed on the altar of industry. The conditions

are bad in Illinois; I do not believe they are any worse anywhere.

I do not believe a man's' life is worth very much in Illinois. I am

quite sure of it, and before we get through with the investigation I

believe we can show that an employer owning a cart or a wagon, two

good draft horses attached to this wagon and a good driver on the

wagon, if an accident should occur blotting out the team, wagon and

driver, that the employer, through our court system, values each of

the horses attached to the wagon and the driver at about the same

value; one is worth about as much as the other under our present

court system. That is entirely wrong. At least, we believe so.

To the men who are injured at the present time there is very little

being paid. I believe, and I am speaking my own belief, I am sorry

to say, instead of speaking the opinion of the Commission, that we

should have an automatic compensation law in the State of Illinois,

where the man will know absolutely what he is going to receive if

he is injured; what his family is going to receive if he is killed.

It does not make much difference whether we have a double or single

liability. I prefer, of course, a double liability, but I find that

under our court system a man does not get nearly as much under

the double liability as he could expect to receive under a single

liability law, and that if we would insist upon a double liability in

this State we would have to cut down the other provisions of the bill

to secure it.

We have progressed far enough to put just exactly this provision in

a circular form in the hands of every trades unionist in the State

of Illinois at the present time, and we are going to find out what

the rank and file of the workers want. Just as soon as the six labor

members on the Commission find out what the workers of the State want

we will then try to incorporate it into the bill. A circular has

also gone forth from the Commission to the employers of the State,

trying to crystallize their ideas into a concrete proposition, and

then the six members of the Commission representing the employers

and the six members representing the workingmen will sit down at

a table and thresh this out just as a committee would do that was

trying to settle a wage scale, and I believe we will arrive at some

understanding; and when we arrive at an understanding with our

employers who represent organized capital in the State of Illinois,

and six trade unionists representing the organized workers in the

State of Illinois, I believe that that position will be accepted by

both sides, and that when we go to the next Legislature they will

incorporate that into law, and it will be signed by the governor and

put into full force and effect.

I want to say just a word as to why we were anxious to have the

Commission organized as it is. The original plan of the provision

provided that the public should be represented, but the public is not

particularly interested in this matter, not nearly so much as the

other parties. The life of the employer is at stake in this matter.

If we build up conditions so high that he will have to leave the

State or abandon his property, he cannot afford to pay wages to the

workingmen. We, on the other hand, have all we have to lose; we have

not only our trade, but we have our lives at stake, and the public

has no voice in it. Organized capital, through the Manufacturers'

Association, the Mine Operators' Association, and so forth, has a

voice. Organized labor has a voice, but if the public has any voice

at all it does not amount to a great deal in the State of Illinois.

We who have put everything that we possess into the balance in this

matter expect to get something out of it which is definite, just and

fair; and we have good reason to expect that after we have taken

this matter up and threshed it out from one end of the State to the

other that it will be to the advantage of the Legislature to meet us

half-way. I have been in the Legislature as a labor lobbyist for some

years and I have had a little experience in such matters.

I do not know, Mr. Chairman, as I can enlighten you very much on what

we are going to do. We have taken up the State Bureau of Labor report

which we received from the secretary of the Bureau of Labor, who is

here present, and we tried to get at the real meaning of that report.

We intend to take up the state factory inspector's reports also, and

try to get at and understand the real meaning of all these figures

in these reports. It is one thing to publish column after column of

figures which nobody reads and nobody pays any attention to, but it

is an entirely different proposition to get back of those columns of

figures and see what they stand for. These columns of figures stand

for men's lives and they stand for the happiness of the family; yes,

and they stand for the prosperity of the employer as well.

In looking up a state report the other day I found an analysis that

interested me. It showed apparently that every householder in the

State of Massachusetts was paying $30 a year indirectly on account of

the industrial accidents and occupational diseases that occurred in

that State. That is where the public comes in; it costs the public

too much. Should not that be shifted back upon the employer, and if

it is shifted back upon the employer, the employer will, if possible,

prevent the accidents, because it costs a great deal less to furnish

suitable protection for the machinery than it does to pay damages to

the injured employe or to the families of those who are killed.

I want to say this for the trades unions; we do not wish to rob the

employer; we do not wish any bill that will materially injure the

employer. We want to stop the accidents. We do not want damages from

the employers; we want our brothers to remain alive and able to do

their work.

CHAIRMAN MERCER: Is there any member of the first Illinois Commission

present?

PROF. ERNST FREUND (Illinois): Professor Henderson asked me a few

years ago to give a little assistance in the drafting of the measure

that the Commission had decided upon, and that is the only share I

had in the work of that first Illinois Commission. That Commission

was appointed for the sole purpose of reporting upon schemes of

insurance. The whole matter of compensation was, therefore, only

indirectly involved; at the same time the report as to insurance

was unlimited, as far as I know, and not limited to accidents, but

the Commission thought wise to confine their recommendations to an

insurance scheme covering simply the matter of accidents.

They found that it would have been extremely difficult to recommend

or try to secure some plan of compulsory insurance, and for that

reason it was finally suggested that there should be an opportunity

offered for the employers to make a contract with the employes by

which the employers and the employes together might substitute for

the liability under the common law or statute a plan of insurance

which was worked out with some care, to some extent upon the basis of

the English act, one of the main features being that the employers

and employes should contribute each one-half of the insurance

premium. But the whole scheme was a tentative one, especially this

feature, which was so much opposed, of the sharing of the cost of

insurance between the employers and employes, and it was by no means

suggested as a final solution. The whole matter was a tentative

method of dealing with this problem, it being believed that in this

way the plan of insurance might get a foothold in the State and might

approve itself by experience.

At the same time there was a very strong opposition and perhaps Mr.

Wright could speak to that point, because Mr. Wright was one of those

who opposed that scheme very strongly, and nothing came of it. I

may say that in the same year Massachusetts passed a very similar

measure, and that measure has been in effect now for several years, I

believe, with very little practical result.

I think the failure or lack of suggestion of the plan of

Massachusetts was due to the fact perhaps that the public was not

sufficiently familiarized with the scheme, and no determined effort

was made to introduce it.

As I say, the matter was suggested in Illinois as a tentative

solution, not by any means as anything final; and I think it was felt

that a compensation scheme of some kind would probably be called for

sooner or later, and that was the reason the Legislature was urged to

make provision for a compensation commission, which commission is now

studying the problem.

MASSACHUSETTS.

JAMES A. LOWELL (Massachusetts): I am the last thing in commissions,

together with these other gentlemen with me. We are just about a day

old, and not quite that old. We were appointed in a great hurry when

the bill went through, in order to get here to listen and find out

what was being done by the other States, and in order to make up our

mind what should be done in Massachusetts.

The only thing I desire to say now is to explain the kind of a

commission this is. Massachusetts has got so far under the resolution

appointing us that they say, "We want other laws." We are not to

investigate the question of whether other laws would be good or not;

the Legislature has said, "We want other laws. The present laws are

not satisfactory, and we will appoint five residents of Massachusetts

to look into the matter and to see what kind of other laws are

proper," and it is their command to us that we report at the next

Legislature before the middle of next January some kind of a bill to

change the law relating to injuries of workmen in Massachusetts.

As perhaps most of you know, there have been two commissions

in Massachusetts, or, rather, one Commission and a Legislative

Committee. The first Commission sat in 1904, and Carroll D. Wright

was the chairman. A great many things were referred to that

Commission, not only this subject, but the subject of injunctions

and the subject of blacklisting, and so on. That Commission reported

a workmen's compensation act framed after the English act. That has

come up before each succeeding Legislature since then. Then in 1907,

I think it was, a Legislative Committee was appointed and a great

many things referred to them, not only this present subject, but also

boycotting and things of that kind. That committee did not report or,

rather, the minority of it reported in favor of the same act which

the former Commission reported in favor of, but it has never been

passed, although it has come up at every session, and we have annual

sessions in Massachusetts. So this Commission has now been appointed

with the mandate to bring in some kind of a bill to change the law.

I might be pardoned for saying a word about what seems to me to be

the Massachusetts situation as it differs from others. Our industry

there is largely factory industry. Of course, we have cotton mills

and woolen mills, and boot and shoe factories, and all that sort of

thing. It is a kind of an industry where, take it by large numbers,

the injuries are probably a good many, but not very serious, so that

a bill which might work well with a State where there were a good

many hazardous trades, such as mining and not much manufacturing,

might not work well in Massachusetts. Therefore what this Commission

has to consider is some kind of a bill which we must report relating

to the industries of Massachusetts which will be financially possible.

Of course, we also have the same difficulty which everybody else has

as to getting a constitutional bill. I suppose a voluntary bill would

be constitutional, but, as Professor Freund has just said, we have

had a voluntary bill in Massachusetts for two years which allowed, in

the first place, the employers to propose a scheme for compensation

and thereby get out from under our employer's liability law, and

which the next year was amended so the employes could propose the

scheme. That has been on the statute books for two years, and no

one has ever made the slightest attempt to come in under it, so that

as far as our present situation goes the voluntary system is of no

use in Massachusetts. After a great deal of advertisement, nobody at

the present time cares about it. It seems to me that some kind of a

compulsory law would be necessary to effect anything, and the great

legal difficulty is in getting one which will stand the test of the

courts.

JOSEPH A. PARKS (Massachusetts): I listened very attentively to the

delegates from New York, and while they have done some work there,

I was a little disappointed, on the whole. I do not think they have

gone far enough to please your humble servant. I notice that they

have not included any manufacturing establishments whatever. Of

course, that touches me, because I happen to be a mill operative for

about thirty years, and we have mostly mills in my State.

I have introduced the bill for workmen's compensation in the

Massachusetts Legislature for the last four years, the bill Mr.

Lowell referred to, and, as has been stated, they have reported two

different measures in two different years, and no one took any notice

of them. In the mills in the city where I live, and in all the mill

cities in Massachusetts, they have a great many more small accidents

than they do of the serious ones. That is especially true in the

weaver room, and I happen to be a weaver. We have a lot of things

that are liable to take a finger off or injure an eye, or the shuttle

is liable to come out of the loom suddenly, or you are liable to

slip and get caught in the machinery. The machines are all crowded

together, and a girl is liable to get her skirts or her hand caught

in the machinery, and when little things like that occur, injuries

that will possibly lay the employe up for a week or two, or three

or four weeks, the employe should be protected. The operatives do

not care much about the loss of a finger or the loss of beauty, or

any such thing as that. The particular thing that the operative is

interested in is, if he is a man of family, how his family is going

to make out while he is on a sickbed and unable to work. He does

not make large enough earnings so that he can lay aside his little

savings for a rainy day. Unfortunately, the mill operative is the

worst paid employe in the United States, without any doubt. They

contribute a good deal to the prosperity of the commonwealth which I

have the pleasure in part to represent, but they get very little of

the cream of the industry.

The industry in Massachusetts, as you all know, is a big success,

and we are proud of it and want it to stay there, and do not want

to do anything that will drive it out of the State; but we do want

to do something for the mill operatives, at least I do, and I think

that the Commission which has been appointed will bring about some

system that will give them protection. They make all the way from $6

to $10.50 in the cotton mills. The average, I believe, is about $7 in

Fall River to-day, so that you can see that a mill operative getting

injured has not anything to fall back on. He wants to be assured that

his family is going to be taken care of. The operative has recourse

to the employer's liability act, but it takes too long. It is about

two years before a case comes to court in our State, and while he is

waiting his family is waiting for that income that has been cut off.

I hope the New York delegation will pardon my referring to their

having left out the manufacturers. There is some reason, no doubt,

and I suppose in part it is due to interstate competition, and that

is something we will have to look out for. If we have the time, Mr.

Chairman, before this convention is over, I would like to hear from

the New York delegation in regard to that feature.

JOHN MITCHELL: I think perhaps Mr. Parks did not understand. As I

remember it, both Miss Eastman and Professor Seager called attention

to what was done for those employed in manufacturing in New York.

While our bill did not include those engaged in manufacturing in

express terms, it has provided for them. That is to say, we have

taken from the manufacturer a great many of his defenses from suits

for damages, so that those who are engaged in hazardous occupations

may sue under the employers' liability law, and the employer sued

cannot set up as a defense the assumption of risk; while mill

employes, not only in Massachusetts, but in all the New England

States, are denied redress simply because they assume the risk of the

industry. Those who are employed in industries where they get their

fingers nipped off and other accidents which are not necessarily

fatal, but nevertheless cause a loss of two or three or four months'

time, under the New York law can bring suit under the employers'

liability law, and, no doubt, in most cases would be able to make

settlements without going through the slow process of the courts,

because there would be a liability on the part of the employer

in New York, whereas in the case of Massachusetts I understand at

present there is no liability at all. So that we have, while perhaps

not ample provision for them, yet so much better provisions than they

ever had before that I dare say that nine cases will be compensated

for in a suit for damages or settled because of the right to sue,

where only one would have been compensated for under the old law.

MR. PARKS: I was not aware of that. I thought the bill covered merely

those "dangerous occupations" Miss Eastman referred to.

MR. MITCHELL: No, we have two bills in New York.

NEW JERSEY.

MILES M. DAWSON (New York): I am sorry to say that I do not know very

much about what Governor Fort did in New Jersey, or what the New

Jersey Commission has done, because I am a resident of New York. I do

know, however, that a Commission has been appointed, and that several

gentlemen prominent in labor circles are on the Commission, and an

officer of the United States Steel Corporation, and an officer of

the Public Service Company, which operates nearly all of the trolley

lines and, I think, all the electric lighting systems in northern

New Jersey, are members of the Commission. From the make-up of the

Commission I should expect that they would do good work, but I do not

understand that they have as yet completely organized. I have not

heard of their appointing counsel even, although they may have done

so, and I do not think they have yet got down to work. The fact that

they are not represented at this Conference is an indication that

such is the case.

I do not think there is anything peculiar about their appointment

or any unusual situation in New Jersey, except, as I understand it,

that the Governor particularly and the Legislature to a large degree,

are interested as nearly everybody is becoming interested nowadays

in this general question, and so the Governor considered that there

ought to be something done in New Jersey.

FREDERICK L. HOFFMAN (New Jersey): I am not a member of the New

Jersey Commission and so am not in a position to say very much

about it. Mr. Clark, of the Clark Thread Company, is a member of

the Commission, in addition to the gentlemen whom Mr. Dawson has

mentioned. They have not as yet organized, so far as I know. They

have not elected counsel, and they have not declared their plans,

but I dare say when they get down to work they will follow very

largely the methods of the New York Commission.

OHIO.

Ohio was called, but the members of the Ohio Commission had not yet

been appointed by the Governor.

MICHIGAN.

M. M. DUNCAN (Michigan): There is no Commission in Michigan. The

Governor of Michigan, however, appointed a committee of seven

delegates to attend this convention in order that we might learn of

the progress that is being made and report back.

JAMES V. BARRY (Michigan): As Mr. Duncan stated, the Governor

appointed seven delegates to this convention. We are here simply

to observe what is taking place and to learn from the States that

have made progress what report to make to our own State. We are not

commissioned to prepare any legislation of any kind as are the States

which have already spoken.

MARYLAND.

CHAIRMAN MERCER: Maryland had a bill at one time. Is there any one

here representing Maryland? They had an act passed in 1902, and that

act was declared unconstitutional by one of their lower courts in

the spring of 1904, as I recall now, upon the ground that there were

judicial powers delegated to the insurance commissioner.

H. WIRT STEELE (Maryland): That is true; that act was declared

unconstitutional and is inoperative. We have no legislation in

Maryland covering the matter of workmen's compensation, and we have

simply been relegated to the old doctrine of master and servant. I

believe, however, that out of this Conference will perhaps come a

movement for a Commission similar to the ones represented here.

CONNECTICUT.

CHAIRMAN MERCER: Connecticut had a Commission that reported, I

believe, last year. Is there anyone present from Connecticut?

PROF. HENRY W. FARNAM (Connecticut): I am from Connecticut, but I do

not think there is very much to be said. I was not a member of that

Commission, although I have read their report. It is rather negative,

very cautious.

CHAIRMAN MERCER: Is there any other State Commission represented? We

cannot tell nowadays whether we will have a Commission the next day

or not, and there may have been two or three appointed since this

convention was called. If not, I will tell you briefly how we have

studied the question in Minnesota.

MINNESOTA.

CHAIRMAN MERCER: We have not pursued the same theory exactly in

Minnesota that has been pursued in any other State. We did not

commence as most of the States have commenced. The commencement

of the study of this question in Minnesota was originated in the

Minnesota State Bar Association. At their annual meeting in Duluth,

in the summer of 1908, a paper was read having reference to the then

unfortunate conditions at common law, and asking that something be

done in the way, or along the line, of or on, some compensatory plan.

Somebody made a motion that a committee be appointed to draft a bill

and to report it back to the next Legislature. Some of them were

afraid to have that done for fear the committee might draft a bill

that would not be rational, that would not be fair, and that it might

go through the Legislature as a bar association measure.

I was sitting in the front row, and I moved that the matter be

referred to the Committee on Jurisprudence and Law Reform, knowing

that I was not on that committee and could not be on it under the

then circumstances. The motion passed and then the convention

became frightened for fear that it had placed too much power in the

committee and resolved to have that committee report to a special

meeting of the bar association which would be called in St. Paul,

in January, so that they might go over the recommendations that

were to be made before they would be presented to the Legislature.

Up to the 20th of October absolutely nothing had been done on the

matter. Then it so happened that I was asked to resign from another

committee and take the chairmanship of that committee, its chairman

having resigned. The committee was composed of gentlemen whom it was

supposed would well balance the sentiment on the question. There was

one lawyer that had made a specialty of liability insurance defenses,

there was one country senator, the dean of the College of Law of the

Minnesota University, an attorney that earned most of his living from

the railroads and then I, neither a laborer nor a capitalist.

We took up the question, and found immediately after going over

it with different theorists and by correspondence that there was

no data in Minnesota or elsewhere that we could get upon which

to draw a proper bill. We looked at the experience of Maryland,

we looked at the reports, and the experience of New York down to

that time, and found that they had not passed a bill which had

been recommended for a permissive plan of contract; we looked at

conditions in Massachusetts and found they had not accomplished

very much there except a lot of work; we looked over the work of

the Illinois Commission and corresponded with them, and found that

their bill which had recommended a permissive plan of contract had

been defeated. We found in New York the constitutionality had been

questioned, and in Massachusetts it had been questioned by the

Commission.

In Illinois the reports showed that the plan they wanted to adopt

could not be adopted constitutionally, and they recommended the

permissive plan in lieu thereof. Connecticut, I think, at that time

had appointed a Commission, but it had not yet reported. The United

States had passed a law known as the Act of June 11, 1906, which

affected the comparative negligence rule and also provided certain

obligations with respect to offsetting settlements, and the Supreme

Court had declared that unconstitutional in January, 1908. Two

important measures had been presented to Congress with able arguments

to support them, and up to that time they had been practically

limited in their discussion to leave to print in the _Congressional

Record_.

Our philanthropic and other state institutions in Minnesota had no

data from which we could get any intelligent idea, according to the

correspondence that we had. The Associated Charities, both state and

national, had no sufficient data. The labor unions throughout the

United States had no sufficient data. The National Manufacturers'

Association had no sufficient data. I say this because I wrote to the

President, and the correspondence was referred to Judge Emory, and

we never got any information, because, as I understood, they had not

then studied the matter sufficiently. I wrote to Mr. Mitchell, and

he answered that he had no sufficient data, and referred me to Mr.

Gompers.

I wrote to Mr. Gompers concerning it and he answered practically

to the same effect, sending back a bill to establish comparative

negligence and some other provisions somewhat along the federal lines

that had been declared unconstitutional by the United States Supreme

Court, because covering business within the State as distinguished

from interstate business; that is, it related to both, as the court

construed it.

From Eugene V. Debs, representing, as I thought, another group of

men, I received an excellent letter explaining what had been done in

other countries, and referring me to the data, he having evidently

studied it considerably.

From James J. Hill, through his counsel, I received the answer that

they favored such legislation if it could be properly made.

Andrew Carnegie had his secretary write that he favored an act along

the lines of "Britain."

Now, I may confess to you that up to this time, neither the Minnesota

employers nor the labor unions were in this, and not because I was

a politician, but because I had had some experience, I concluded if

I could get some expressions from these various interests that it

might be valuable when we came to the Legislature with this bill,

if some bill along this line was drafted. I ransacked the libraries

at home, and communicated with the largest libraries in Boston and

New York and all over the country to secure the books and magazine

articles touching on the matter, but nowhere could we find any

sufficient argument as to the constitutionality of such a law, nor

any sufficient data to make an economic law. A paragraph by Professor

Freund, in his work on _Police Power_, and an article by P. Tecumseh

Sherman, a former commissioner of the State of New York, were about

all I found on the question of constitutionality.

Later we found that the Russell Sage Foundation had been looking into

the matter abroad, through two able men, Dr. Frankel and Mr. Dawson.

They were abroad that summer to study the matter and we afterward

got in touch with them. The result was that our committee, or rather

myself and one other gentleman, because we were not able to get

any of the others to meet with us, reported to the bar association

that we thought we ought to have three kinds of laws passed; one to

appoint a Commission to educate itself, another which would require

those persons who had accidents, both employers and employes, to

report data, and the third, one that would require the insurance

companies insuring such risks in Minnesota to make reports in detail

to the Commission, in order that they might study out precisely all

the results.

We found that New York and Wisconsin had valuable articles, and so

had Massachusetts and one or two other States, in their Labor Bureau

reports. Our correspondence with every labor department in the United

States did not develop very much more, except some valuable work by

the Illinois Commission, and some valuable work by some professors

in various institutions in the form of articles and a pamphlet, I

believe by the Chicago _Record-Herald_, that was put out while the

Illinois Commission had this work under consideration.

The bar association approved that report and asked us to send it on

to the Legislature with recommendations for those three bills. Just

prior to that we had arranged for meetings with the labor unions in

our State for political reasons, to find out what their views were.

Then with the president of the employers' association, again for

political reasons, to find out what their views were. Finally we got

the two together, and they had not been working together so well

up there as they might have been in some other places. But by the

time of the second meeting they passed a resolution which was to the

effect that they would join hands in trying to get a compensation

movement started in Minnesota, but that neither should undertake to

take any advantage of the other in the Legislature, while they were

both faithfully performing their part of that agreement, and they

stuck loyally by it.

Then we took up the question of how we should present the matter

to the Legislature, and the Governor said he would send a special

message to the Legislature recommending our plan. That was done, and

bills immediately began to appear in the Legislature from various

motives, but we all three stood on the position that we were going

to have an absolute plan on an intelligent basis if we could get it.

Along toward the end of the session the Legislature passed the three

bills which we had recommended.

Our Commission at the present time has thousands of reports of

accidents in its possession, with the dates of the accidents and all

the data concerning them, which we are not at liberty to make public

because the bill does not permit us to do so. We wanted a bill that

would prevent our doing so until we had our reports made, so that no

one could get in and get hold of this information and take advantage

of it.

In addition to that, we have the reports coming into the labor

department as to the actual injuries that occur. Those we have not

yet tabulated.

The Governor appointed George M. Gillette, who was a large

manufacturer; William E. McEwen, the State Labor Commissioner, and

myself on that committee. One of the first things we did when we

met was to take up the question of the foreign laws. We found that

they were not translated into English. One of the first things we

undertook then was to get the labor department at Washington to

translate all that were not translated. It agreed to do so. When

we held the Atlantic City convention a resolution was passed at

that meeting requesting the same thing. We wanted not only some

education, but some uniform action. So we started to correspond with

the members of the other commissions, like the New York Commission

and some others that had been appointed in the meantime, and asked

them to meet us and discuss matters. It was finally suggested that

invitations be sent out for a joint meeting. That was done under

my own name, representing the Minnesota Commission. We met down at

Atlantic City, and after that meeting was held, we held our second

meeting down in Washington, and this meeting is the third.

Mr. McEwen and Mr. Gillette have been abroad to study the question

and have just returned. I hoped they would be here, but they have not

arrived.

We have taken up the matter through correspondence, we have asked

special questions through the press, and we expect to get our bills

in shape so that they will be intelligible for discussion through

this convention and others, and then put them up to the public and

ask the manufacturers and the railroads and the labor unions and all

of the other representative bodies that will be affected by them, to

appoint men who may study the questions sufficiently to come before

us and discuss them intelligently, so that we may be educated to the

best possible theoretical standpoint.

In the meantime I shall probably go to Europe in July. Our report

will not be made until next January. The bill which passed the

Legislature requires us to study the conditions in this country and

abroad, and to report a bill or bills which we think are consistent

with the necessities of the case, and, so far as possible, to make

the bill or bills constitutional. The report of the Atlantic City

Conference, when it was printed, was sent to the Governor of each

State, to the attorney-general of each State, and to the labor

department of each State, and that report was quite a large volume.

Bar associations throughout the United States have quite generally

taken this matter up, and I should think in not less than eight or

ten States they have it under consideration now. The labor unions

in quite a number of States also have it under consideration.

We sent out invitations to the governors, and nineteen of them

appointed delegates to the Conference held in Washington, in January.

Fifteen States were represented. I do not know how many States are

represented here to-day, but all these delegates were accredited to

come to this convention.

We have done a lot of miscellaneous work up there, but we are trying

to get all our work in shape, so that when we do draft our bill we

shall know as nearly as we possibly can, at least theoretically, what

we are doing, and we are glad to see that New York and Wisconsin and

all these other States are moving ahead. You have good commissions

and we glory in the work you are doing. We only hope that we may be

able to profit a little by your experience and by your legislation.

We hope that the movement can be made as nearly uniform as possible.

Up to the present time we have been discussing very largely in

Minnesota the sort of a bill which has been sent out for discussion

this afternoon, and I shall not go into that matter at all, but as

temporary chairman. I wish to thank both you ladies and you gentlemen

for being present at this meeting and for taking part in this

discussion.

PROF. SEAGER: At the last meeting of the Conference a committee of

three was appointed to choose an Executive Committee of fifteen

members. It appears that I am the only member of that committee of

three present at this meeting, so I can offer a unanimous report.

[The recommendations of Professor Seager were accepted by the

Conference, which accordingly elected ten members of the Executive

Committee to serve as executive officials with the five general

officers. The complete list as finally elected is printed on the

second page of the cover of this volume.]

SECOND SESSION, FRIDAY, JUNE 10, 1910, 2.00 P. M.

Chairman Mercer called the second session of the Conference to order

at 2 P. M., and announced that the Reports of Committees was the

first order of business.

As chairman of the Executive Committee, Professor Seager submitted a

draft of by-laws, which was, with slight amendment, adopted by the

Conference. The final draft is printed in the Introductory Note to

this volume.

The report of the Committee on Nominations was then presented by

Miles M. Dawson, and upon motion adopted by the secretary casting the

unanimous ballot of the Conference for the election of the general

officers as printed on the second page of the cover of this volume.

This completed the order of business to come before the Conference,

and the discussion of the "Workers' Compensation Code" was taken up

as follows:

WORKERS' COMPENSATION CODE.

CHAIRMAN MERCER: There is one further committee, I think, that was

appointed to draft a bill for discussion, and we were so far apart

that we never got together. One was sent out, however, in printed

form, and I think all of you have had copies of it. A thousand copies

were distributed.

I will say before we begin the discussion of that bill that it was

meant to be drawn as an outline, and to be sufficiently broad in the

different sections to raise all the points for discussion and not

intended to be either technically correct, or what might be called

an artistic measure. It was intended to be broad enough to provoke

discussion as to all of the necessary elements of a bill. The formal

program, as outlined, involves this one that was distributed, and if

that brings out all the points which you want to discuss it might

be best to take that up section by section and hear your views on

that, or other schemes if you desire. It would seem hardly right,

however, since there are a number of other bills here, and they might

not all agree, to limit you to this specific bill, but you ought to

be permitted to discuss, I suppose, the principle involved in each

section as you take it up.

[The bill which was designed and used as an outline for the

discussion which follows is here reprinted.]

WORKERS' COMPENSATION CODE.

(OUTLINE FOR DISCUSSION).

BE IT ENACTED BY THE LEGISLATURE OF THE STATE OF MINNESOTA:

Section 1. _Dangerous employment defined._ That every employer

in the State of Minnesota conducting an employment in which

there hereafter occurs bodily injuries to any of the employes

arising out of, and in the course of, such employment, is for

the purposes of this act hereby defined to be conducting a

dangerous employment [at the time of such occurrence], and

consequently subject to the provisions of this act and entitled

to the benefits thereof.

Sec. 2. _Liability of employers._ That every such employer

shall be liable to pay to every such employe so injured,

or in case of his death, to the legal representatives, as

hereinafter defined and apportioned for all bodily injuries

received by such employe arising out of, and in the course

of, such employment in this State disabling such employe from

regular services in such employment for more than ten days

and according to the schedule of rates contained in Section 3

of this act, on the condition precedent only, that, in case

of dispute as to the amount to be paid for such injuries, or

the failure or refusal to agree upon or to pay the same, such

employe or the legal representatives thereof shall comply with

the provisions of this act.

Sec. 3. _Compensation allowed._ The compensation herein and

hereby allowed, if established as herein provided, having

arisen out of and in the course of such dangerous employment

within this State, shall be on the following basis:

(a) For immediate death or for death accruing within five years

as a result of such injuries, or for injuries causing total

incapacity for that service for five years or more, 60 per

cent. of the amount of wages the injured was receiving at the

time of the accident for a period of five years, provided, such

payment shall not continue longer than to aggregate $3000.

(b) For total or partial disability for less than five years,

60 per cent. of the wages the injured was receiving at the time

of the injury so long as there is complete disability for that

service and that proportion of the said percentage which the

depleted earning capacity for that service bears to the total

disability when the injury is only partial or after it becomes

only partial.

(c) In addition to the foregoing payments, if the injured loses

both feet or both hands, or one foot and one hand, or both

eyes, or one eye and one foot or one hand, he shall receive,

during the full period of five years, 40 per cent. of the

wages which he was receiving at the time of such accident; or

if he loses one foot, one hand, or one eye, the additional

compensation therefor shall be 15 per cent. of his said wages;

or if he be otherwise maimed or disfigured, then, for such

maiming or disfigurement, during the time it shall continue,

he shall receive therefor such proportion of 40 per cent. as

such maiming or disfigurement bears in depleted ability in

the employment to the relative loss of the members specified

herein; _Provided_, That in no case shall all of the payments

received herein exceed in any month the whole wages earned when

the injury occurs, nor shall the said 40 per cent. when all

received, or any portion thereof, and the said 60 per cent.

when all received, or any portion thereof, continue longer than

to make all sums aggregate $5000.

Sec. 4. _Repeal of other liabilities._ The right to

compensation and the remedy therefor, as herein specified,

shall be in lieu of all other causes of action for such

injuries and awards upon which they are based as to all persons

covered by this act, whether formerly authorized or allowed by,

or as the result of, either state, statute or common law, and

no other compensation, right of action, damages or liability,

either for such injuries or for any result thereof, either in

favor of those covered by this act or against such employer

based on state law, shall hereafter be allowed for such

injuries to any persons or for any of the injuries covered by

this act so long as this law shall remain in force, unless, and

then only to the extent, that this law shall be specifically

amended.

Sec. 5. _Conditions precedent to right of recovery._ That as a

condition precedent to such right to compensation, such employe

or the legal representatives thereof, as the case may be, shall

within ten days after knowledge of such injury, unless there be

valid excuse for delay and then immediately after such excuse

is removed, cause a written notice thereof in substantially

the form designated in paragraph ---- (form to be provided)

of this act, to be served upon the said employer by leaving

a copy thereof addressed to the employer with the person in

charge of such employe while he was so working, if that person

is still in said employ, or with some superior agent, officer

or person in charge of said business at any office thereof

within this State in the same way that a summons can now be

served; and in case of a dispute between the employe and the

said employer, or in case of the failure of such employer and

employe to agree upon such claim or in case of failure or

refusal of such employer to pay, such employe shall submit his

claim for compensation hereunder, both as to the nature of the

injuries and the amount to compensate therefor under this act,

to a board of three arbitrators, as hereinafter specified, in

substantial compliance with the form contained in section ----

hereof.

Sec. 6. _Board of arbitration and awards._ There is hereby

created a Board of Arbitration and Awards, known as "Board of

Awards" with jurisdiction throughout the State of Minnesota

to arbitrate the questions arising hereunder and make awards

consistent herewith, which is now and shall remain subdivided

into districts with the same numbers and co-ordinate with

the judicial districts of this State as they now are and may

hereafter be changed, which board shall consist of three

members from each judicial district, which members shall be

non-partisan in politics, appointed by .....................,

and hold their offices during a period of ............. years;

except for fraud, or want of jurisdiction the findings and

awards made herein shall be final and conclusive as to the

nature of the injuries and the amount of compensation.

Sec. 7. (The law shall provide for compensation, expenses and

secretary, and probably that the Clerk of Courts act as Clerk

and make annual report to Commissioner of Labor.)

Sec. 8. _Remedy._

(a) Every person claiming the benefits of compensation under

this act, may issue to the employer from whom he claims the

same a notice of claim in substantially the following form:

First: You are hereby notified that ...................... has

this day filed the original of this notice of claim against you

with the Clerk of the Board of Awards in District No. ........

and that you are required to answer the same with a copy served

upon the undersigned within ten days.

Second: Said ............................... was in your

employ as a ......................... at ..................

on or about the ....... day of ........ 19.... and received

an injury of the supposed general nature following:

.......................................................... by

reason of the following incident (describe it) and that such

injury arose in and out of the course of said employment and

has lasted more than ten days and it is claimed that you are

liable to pay compensation for .......... per cent. of the

wages which were $....... per ........ at the time of such

injury, and for ....... per cent. for maiming and crippling.

(b) Answer. The answer shall

1. Admit or deny the employment.

2. Admit or deny that an injury was received at the time and

place.

3. Admit or deny that the injury, if any, was in the course of

employment and that it arose out of the course of employment.

4. Set up the injury claimed if different from the injured's

claim.

5. Admit or deny or correct the amount of wages.

6. Give notice of any special claim to be urged to defeat

compensation.

(c) Reply. The reply shall so far as possible admit or deny the

specific statements of the answer which contradict or bar the

complaint.

(d) Hearing. As soon as the reply is filed with proof of

service the clerk shall set such claim for hearing in its order

at the earliest date possible and notify both parties by mail,

thereof.

Sec. 9. _Award._ The Board of Awards shall make its award upon

a full hearing, to both parties held after notice and shall

consider the whole record and may visit the premises if within

its district and make such award as it shall decide to be

consistent with the spirit and powers of this act, and in the

following form:

1. Title.

2. We find in the above case that the injured received injuries

arising in and growing out of the course of such employment

when he was receiving as wages the sum of $......... per

............ payable .................

3. That the injuries appear now to be and are as follows:

...........................................................

...........................................................

4. That for ................. disability the compensation

to be paid is hereby found and awarded against the employer

................... of ................. at ............ per

cent. of such wages payable to the following persons in the

respective proportions for ......... ........... and as said

wages were paid and (of injuries uncertain) ................

this proceeding is hereby adjourned to the ........ ........

day of ............... for further consideration.

Sec. 10. _How risk may be insured._ That any such employer,

or any association of employers, may keep the risks created

by this law fully covered by insurance, in associations, or

insurance companies approved by the insurance department of

this State, for policies covering the full liability under

this law, and thereby relieve themselves from any further

responsibility with respect to paying such compensation, and

if any such employer or employers shall so insure such risks

they shall be entitled to take and keep from the wages of their

laborers, on a pro rata basis, of the wages, .......... per

cent. of the amount necessary to pay the regular premiums for

carrying such insurance.

Sec. 11. All insurance and all benefits of compensation due or

to become due to any employe under this act shall be and remain

exempt from garnishment and all other forms of attachment.

Sec. 12. Provision defining the words and phrases, and covering

all tenses, pronouns and both sexes.

Sec. 13. Of course the jurisdictional features and all matters

of practice, rehearings, etc., must be worked out after we see

what substantive provisions are to be made.

CHAIRMAN MERCER: The reason for heading that, "Workers' Compensation

Code," was to cover the constitutional provisions in some of the

States, which prohibit a bill from covering more than one subject,

which shall be expressed in its title, and the fact that the term

"code" means a system of law. By the adoption of that scheme it was

our intention to raise the point, so that if you agreed to that

general idea you could adopt a law with a heading sufficiently broad

to codify the law of your State on that question, to allow you to

repeal such portions of the common law as you wanted to repeal as

a part of that chapter, and not be subject to the limitations of

the constitutions of a number of States which would prohibit your

covering more than one law. Do you care to waste any time on the

heading?

MR. DAWSON: I would like to ask one question about the heading and

that is why the word "workers" was used instead of "workmen?"

CHAIRMAN MERCER: Like everything else, that was used to provoke

discussion. Workmen's Compensation, or Workingmen's Compensation,

seems to have a technical meaning in this field of legislation. It

seems to be understood generally as covering this whole subject,

and yet when you come to define your bill and outline it and cover

it section by section, you must either leave something to the

construction of the courts, or else you must make provision to the

effect that workmen shall cover workwomen and children and boys and

girls and everybody connected with it. It seems to me it would cover

that point (although it seems to be revolutionary in form) if we used

the term "workers," because that would include everybody.

MR. DAWSON: Your idea then was, Mr. Chairman, that the word "worker"

is believed to have more comprehensive significance than the word

"workmen," and that it would be certain to be so held by the courts?

CHAIRMAN MERCER: That was my own idea. I think I am sound on it, but

I have tried enough lawsuits to know that a fellow is never sound

until he is done. Shall we pass to the first section and leave it

without any expression as to the heading?

MASON B. STARRING (Illinois): I would like to inquire in regard to

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