We will not indulge in the proverbs handed out by the savings bank in
the matter of saving. We are not pessimistic when we say that no man
ever became wealthy through the savings bank plan of putting away a
certain amount each week. We will say, however, that there is no better
training for the employe than this one thing of saving. Saving a part
of your weekly income and putting it away, if carried on for a number
of years becomes a habit and it means that you will keep your expenses
within your income. It is the saving habit that makes the benefit, for
later on when you are in business the habit stands you in good stead
and teaches you the value of having a reserve.
By all means, put away a certain amount each week. If it is not a
dollar, put away fifty cents. If that is too much, put away half of it,
or even ten cents a week.
Have some amount as a fixed charge in your operations and put this
amount in the savings bank. Later on your balance will grow and you
will have much satisfaction in watching its development to better
proportions.
Habitual saving makes you careful in the things you do. It teaches you
the relationship between principal and interest. It shows you that when
you buy something useless and pay ten dollars for it that it is costing
you interest each year to maintain it.
The man who does not save is pretty sure to live beyond his means and
some day trouble or affliction will come and he will be out of a job
and then he appreciates the difference between the butterfly and the
bee.
When you haven't anything to fall back upon, the world is a mighty blue
place. When you have money in the bank it is a mighty good place to
live in.