CHAPTER XXIV.

AUNT RACHEL’S WILL, 337

LIVING TOO FAST;

OR,

THE CONFESSIONS OF A BANK OFFICER.

_CHAPTER I._

GETTING A SITUATION.

[Illustration]

“I DON’T wish to stand in your way, Tom Flynn.”

“And I don’t wish to stand in your way, Paley Glasswood,” replied Tom,

with a refreshing promptness, which was intended to assure me, and did

assure me, that he was my friend, and that he was unwilling to take any

unfair advantage of me.

Tom and myself were applicants for the situation of discount clerk

in the Forty-ninth National Bank of Boston. We had submitted our

applications separately, and each without the knowledge of the

other. If we had taken counsel together before doing so, possibly

some sentimental outbreak would have prevented one or the other from

placing himself even in a seeming attitude of competition with the

other. We had been schoolmates in Springhaven, had been cronies,

and agreed as well as boys usually do. It is true he had given me a

tremendous thrashing on one occasion, when I ventured to regard myself

as physically his equal. Though I could not quite forgive him for the

drubbing he gave me, I did not respect him any the less. While we were

good friends, as the world goes, I was sometimes rather annoyed by the

consciousness of being slightly his inferior.

Tom was always a little ahead of me in scholarship, and always

contrived to come out just in advance of me in every thing in which we

were brought into real or fancied rivalry with each other. Still he

was never so far before me as to shut me out of the sphere in which he

moved. But in spite of my repeated partial defeats, I regarded myself

as fully his equal. Perhaps my vanity assured me that I was slightly

his superior, for, like the rest of the world, I was human then, as I

have unfortunately proved myself to be since. I was tolerably sure that

in the great battle of life which all of us are compelled to fight, I

should come out all right. When it came to the matter of business, I

was confident that I should outstrip him.

Both of us had been graduated at the Springhaven High School, with the

highest honors, though as usual Tom was a little higher than myself,

for while he received the first diploma, the second was awarded to me.

Tom was my friend, and always treated me with the utmost kindness and

consideration, but I could not help feeling just a little stung by his

superiority; by his continually coming out about half a length ahead

of me. Springhaven is not so far from the metropolis of New England as

to be regarded as a provincial town; and though engaging in business

anywhere except in the great city was not the height of his or my

ambition, Tom had gone into a store in his native place, and obtained

his earliest knowledge of the ways of the world. But when he was

twenty-one he obtained a situation in an office in the city in which

he received a salary of six hundred dollars a year.

Again, at this interesting period of life which seems to be the

beginning of all things to a young man, Tom was ahead of me, for I

had gone to the city as a boy of sixteen, and when I was of age, my

employers refused to give me over five hundred a year. Tom had been

lucky—this was my view of the case. Tom had blundered into a good

situation, and it was no merit of his own. I deserved something better

than I had, and it was only the stupid and stingy policy of the firm

which had “brought me up” that rendered my position inferior to that of

my friend.

I had one advantage over my friendly rival, however, in my own

estimation. My character was above suspicion, which could not be said

of Tom, though in the city not a word affecting his reputation had ever

been breathed, so far as I was aware. At the store in Springhaven where

Tom had served two years as a clerk, several sums of money had been

missed. There was no proof that Tom took them, but a few people in town

knew that he was suspected of the theft, especially as he appeared to

be living beyond his income. I do not believe my friend even knew that

he was suspected of the theft, but inasmuch as he was the only person

besides the two partners who had access to the safe where the money was

kept, it seemed probable to Mr. Gorham, the senior member, that he was

guilty.

It was a serious matter, and the two partners used every effort to

discover the thief. They put decoys in the safe, such as marked bank

bills, and resorted to various expedients, but it always happened

that none of these traps were ever disturbed. Though various sums

mysteriously disappeared, the decoys were never touched. Mr. Gorham

declared that Tom was too smart for him, and Mr. Welch, the junior,

never said much about the matter. At a convenient time, without

stating any reason for the step, Tom was informed that his services

were no longer required; that a change in the business rendered them

unnecessary. The junior partner retired from the firm, and the senior

carried on the store alone.

Mr. Gorham was a relative of my mother, and knowing of my intimacy with

Tom, he regarded it as his duty to inform her of the suspicions which

he entertained. My mother was shocked and appalled. Tom was the son of

one of the best men in the town, and as there was no direct proof of

the crime, it was not deemed expedient to say anything about it. Mr.

Gorham did not say anything, except to my mother, and she, appreciating

the kindness of her kinsman, faithfully promised to keep the momentous

secret. Probably there were not a half dozen persons in Springhaven who

knew that Tom left his place under suspicion, and those were the family

and intimate friends of the storekeeper.

I will not say that the knowledge of this circumstance afforded me

any satisfaction, but it helped me to feel that I was the superior

of Tom; that in being honest I had a decided advantage over him. I

could not disbelieve the story as it came from the lips of my mother,

though it was possible there was some mistake. Within three years after

the change in the firm of Gorham & Welch, the junior partner “went

to destruction,” and in the light of this after revelation, it was

possible that he had appropriated the money. Mr. Gorham hinted as much

to my mother, and she, knowing that Tom and myself were still intimate,

gave me the suggestion as a confirmation of what I had always said in

his defence. I had found it quite impossible to dissolve my relations

with Tom, strongly as my mother desired it. Without exactly believing

that he was guilty of the whispered iniquity, I felt that he would be a

sufferer on account of it.

The position in the bank for which we were both applicants, was

considered a remarkably good one for a young man like Tom or me. I had

considerable influence which I could bring to bear upon the directors,

and so had my friend, but it seemed to be an even thing between him and

me. In the light of past experience, I felt that Tom would get ahead of

me again, and I was intensely anxious to succeed, in order that I might

regain the ground I had continually lost.

I have called my book “Confessions.” I mean that they shall be such;

and of course I do not set myself up as a model man. I did wrong, and

that was the source of all my misery. I shall not, therefore, deem it

necessary to apologize for each individual fault of which I was guilty.

My readers can blame me as they will—and I deserve the severest

censure. I have sent grief and dismay into the bosoms of my friends,

and my story is a warning voice to all who are disposed to yield to the

temptations which beset every man in his business relations.

I met Tom Flynn on the street, and I think he was sincerely desirous

not to step into my path. I am confident he had a genuine regard for

me, and that, if he could have been sure of securing the situation in

the bank to me by withdrawing from the competition himself, he would

have done so on the moment. But there were other applicants, and if he

retired from the field at all, he was as likely to do it in favor of

some stranger as of me.

“I should like the place, Tom, though I don’t wish to stand in your

way,” I added; but in saying so, I am afraid I only indulged in a

conventional form of speech, desiring only to appear to be as generous

and self-sacrificing as he was.

“Of course it is my duty to do as well as I can for myself, but if I

can get out of your way without losing the chance for one of us, I will

do so.”

“Thank you, Tom. That’s handsome, and I would do as much for you; but

as neither of us can foresee the issue, we will each do the best he can

to get the place. That’s fair.”

“Certainly it is; and whichever is successful, there shall be no hard

feelings on the part of the other.”

At that moment Tom raised his hat to a lady, and turning from me spoke

to her. She was a beautiful creature, and though it would have been

quite proper for me to terminate the interview, I was not inclined to

do so, for the lady filled my eye, and I could not help looking at her.

“Be sure and come, Mr. Flynn,” said she.

“I shall certainly go if nothing unforeseen occurs,” replied he. “Miss

Oliphant, allow me to make you acquainted with my particular friend,

Mr. Paley Glasswood,” he added, turning to me.

I was very glad indeed to know her, for I could not remember that any

lady had ever before made so captivating an impression upon me, even

after a much longer acquaintance. She was not only very pretty, but

she was elegantly dressed, and I concluded that she belonged to some

“nobby” family. I was pleased with her, and said some of the prettiest

things I could invent for the occasion. I hoped we should meet again.

“Mr. Flynn, you must bring your friend with you to-morrow evening,” she

continued.

“Thank you, Miss Oliphant; I should be delighted to take him with me,

and as he is here, he can speak for himself,” replied Tom.

“Just a quiet little party of half-a-dozen at our house, to-morrow

evening. I hope you will come, Mr. Glasswood,” she added.

“I should be very happy to join you, and I will do so,” I answered.

She was very pretty, and she seemed to grow prettier every moment

that I looked at her. Her eyes sparkled and she smiled so sweetly,

that I am forced to acknowledge I experienced a new sensation in her

presence. I repeated my promise to join the little party, and no

entreaty was necessary to render me a willing follower. She bowed and

passed on, mingling with the bright throng that gaily flitted up and

down Washington Street. My eyes followed her till she was lost in the

crowd, and I almost forgot that I was an applicant for the situation of

discount clerk in the Forty-ninth National Bank.

“Well, Paley, they say the place will be filled at the meeting of the

directors to-morrow forenoon,” said Tom, calling me away from the

sea of moonshine in which I was at that moment floating, as my eyes

followed the graceful form of Miss Oliphant.

“So I have been told, and we shall have but little time left to work.

By the way, who is Miss Oliphant?”

“She is a very pretty girl,” laughed Tom.

“Tell me what I don’t know. What is she?”

“She is the daughter of a small merchant, who is in rather shaky

circumstances, they say. He lives on Tremont Street, and has three

marriageable daughters.

“If they are all as passable as the one I have just seen, their chances

are good.”

“I don’t know about that,” added Tom, laughing. “Miss Lilian dresses

magnificently, you perceive; and whoever marries one of those girls

will find money a cash article. You shall see them all to-morrow.”

“I should say that a wife like this Miss Oliphant was cheap at any

price.”

“I think so myself, if a fellow can afford such an expensive luxury.

But, Paley, we must not waste our time,” added Tom, glancing at the Old

South clock. “I must find a man who can do a good thing for me at the

bank.”

“So must I.”

We parted, and as I walked down the street, I could not help recalling

the vision of loveliness I had beheld in the person of Miss Lilian

Oliphant. I was on my way to one of the insurance offices frequented

by my uncle, Captain Halliard, a retired shipmaster, who dabbled in

stocks, and was a director in the Japan Marine Insurance Company.

He had influence, and I relied principally upon him to engineer my

application at the bank. He was a man of the world in the broadest

sense of the term. He believed in making money, and in getting ahead

in business, and though he paid a reasonable respect to conventional

forms, I am not quite certain that he believed in anything higher. In

character and purposes, he was the very antipode of my mother, whose

brother he was.

I found him reading a newspaper in the office. He dropped it when he

saw me, and I thought he looked very anxious. He had undertaken to

procure me the situation I was ambitious to obtain, and though I don’t

think he cared much for me individually, he was persistent in carrying

out any scheme upon which he had fixed his mind.

“Paley, your chance is small,” said he, candidly, after we had passed

the time of day.

My heart sank within me.

“I am sorry to hear it,” I replied, gloomily.

“Tom Flynn has the inside track.”

As usual! It seemed to be laid down as the immutable law of

circumstances that Tom should always come out just a little ahead of

me. I was vexed. Tom had six hundred dollars a year, while I had but

five hundred. It was cruel and unjust to me. His income was to be

doubled, and mine to remain as it was.

“I was afraid Tom would get ahead of me,” I added. “But I would rather

he should have the place than any other person, if I can’t get it.”

“Nonsense, Paley. Don’t talk bosh! I haven’t given up all hope yet,

by any means. Tom is well enough, I dare say, but you must have this

place, if possible.”

“I should like to have it,” I added, hopelessly.

“Paley, what was that story about Tom which was kept so still in

Springhaven?” continued Captain Halliard in a low tone. “I heard your

mother say something about it, when she was speaking about your being

intimate with him. I have forgotten about it.”

“His employers in Springhaven thought that he took money from the safe.”

“Exactly so; that was the idea,” added my uncle, rubbing his hands

involuntarily.

“But I don’t think there was any foundation for the suspicion,” I

protested, rather faintly, too faintly to produce any decided effect.

“We are not called upon to try the case,” he replied, chuckling at his

own cunning.

“But I don’t wish to have anything to say about that old affair.”

“Then you needn’t have anything to say about it, except to me. I have

begun to manage this business, and I shall finish it.”

“I don’t want to injure Tom in the estimation of any one,” I added.

“Don’t be a spooney, Paley. You must look out for your own chances. You

can have this place, if we can get Tom off the track.”

Although I was not the author of the brilliant idea foreshadowed in

my uncle’s remarks, I permitted him to develop it. I told him all I

knew about Tom’s affair with Gorham & Welch. If I stated that those

who knew anything about the matter now generally believed that the

junior partner was the thief, I stated it so mildly that my uncle took

no notice of it. I confess that I virtually assented to his scheme;

at least, I offered no decided opposition to it. I knew that Captain

Halliard had only to whisper the fact that Tom had been suspected, and

had lost his situation in consequence of this suspicion, to throw my

chief competitor out of the field.

Practically, I assented to the scheme; if I did anything to prevent

its being carried into execution, I only “fastened the door with a

boiled carrot.” I wanted the place, not alone for its emoluments, but

in order, in the race of life, to surpass my friend. I regard this weak

yielding as my first crime—the crime against my friend, one of the

basest and most loathsome in the calendar of offences. This was my real

fall; and it was this, it has since seemed to me, which made me capable

of all that followed.

I left my uncle in the office, and went back to the store in which I

was employed. Between the bright vision of Miss Oliphant’s loveliness

and the dark one of my own perfidy, I was nervous and uneasy all the

rest of the day. What was the use of being over nice? If I did not

look out for myself, no one would look out for me! I think I did not

sleep an hour that night, and the next day I performed my duties

mechanically. About one o’clock I was rather startled to see Tom Flynn

enter the counting-room.

“Paley, my dear fellow, I congratulate you,” said he, grasping my hand.

“What’s the matter, Tom?” I asked.

“Why, haven’t you heard of it?”

“Heard of what?”

“You have been appointed discount clerk in the Forty-ninth National

Bank. ’Pon my soul, I am glad to be the first to tell you of it,” added

Tom, with enthusiasm, as he rung my hand.

Iniquity had prospered, but only for a time.

_CHAPTER II._

MISS LILIAN OLIPHANT.

[Illustration]

HOW could I look Tom Flynn in the face, after what I had done, or

permitted to be done? He had been my competitor in the race for the

situation in the bank, and probably would have obtained it if my uncle

had not whispered the old slander in the ears of Mr. Bristlebach, the

president. It is true this plan had originated with Captain Halliard,

but I consented to it, to say the very least. I could have prevented

him from carrying it into operation. I could have protested in the

strongest of terms that there was no truth in the story, and that I

would not take the place if it were procured for me by such a base

sacrifice of honor and integrity.

I did not do so. If I protested at all, it was so faintly that my

worldly-minded uncle only regarded it as a piece of “buncombe.” It is

not for me to blame him, for I regard myself as equally guilty of the

infamous deed—more guilty, for Tom was my friend. It is a satisfaction

for me now to know that I blushed when my old schoolfellow entered

the counting-room; and to remember that my conscience stung me like

a hot iron when he informed me that the situation had been given to

me. It was not the glorious triumph which I had anticipated, and I

could hardly felicitate myself that I was to step immediately into the

enjoyment of a salary of twelve hundred a year. I could not even enjoy

the triumph of being, for once, actually ahead of my fortunate friend.

“I congratulate you, Paley, with all my soul,” said Tom, with

enthusiasm. “I should have liked the place myself, but I am really

better satisfied with the result, than I should have been if I had been

successful.”

“You don’t mean that, Tom,” I suggested; and I felt that I was almost

incapable of giving birth to a lofty emotion.

“‘Pon my word, I do, Paley. I was thinking this forenoon that, if

the place fell to me, I should reproach myself for having stood in

your way. I never should have felt just right about it. Now I am

satisfied—more than satisfied; I am delighted with the result.”

“I thank you, Tom. I didn’t expect any such magnanimity from any person

in this world;” but I comforted myself with the thought that, if the

place had been assigned to him, he would have contrived to endure the

disappointment which fell to my lot.

“If I had known that you were an applicant, with any chance of success,

I would not have entered the field. But it is all right as it is; and I

am as much pleased as you are,” added Tom.

“I don’t exactly see how I happened to get the place,” I replied, in

order to tempt him to tell what he knew about the canvass, rather than

because I was astonished at the result.

“I do,” answered Tom, laughing. Your uncle, Captain Halliard, has

a great deal of influence with Mr. Bristlebach, the president.

Rhodes—you know Rhodes?”

“I know of him; he’s book-keeper in the Forty-ninth National.”

“Yes; well, he says Captain Halliard had a long talk with Mr.

Bristlebach this forenoon. I have no doubt he made a strong personal

appeal for you, and that settled the case.”

I should very gladly have believed that I owed my good luck to the

personal influence of my uncle, but I was confident that he had used

that old slander to procure my appointment. Tom left me after I had

promised to meet him at Mr. Oliphant’s in the evening. I was sad, and

I felt mean. I was tempted to go to Mr. Bristlebach and undo what

my uncle had done. I could even procure a letter from Mr. Gorham

testifying to the integrity of Tom. Alas! I had not the courage to

do justice to my friend. A salary of twelve hundred dollars was too

glittering a prize to be thrown away; and after all it was possible

that Tom had been guilty—possible, but not at all probable.

Before the store closed I received official notice of my appointment,

and informed my employers of my intention to leave them. They did not

say much, and I am not sure that they were very sorry to have me go. I

went to my boarding-house, and dressed myself with the utmost care for

the occasion in the evening. Miss Lilian Oliphant was a bright vision

before my eyes. I wondered that she had been condescending enough to

notice a person so insignificant as I was. I was thinking only of her,

and as the happy moment drew near when I was to see her again, I even

forgot my own infamy towards Tom.

Twelve hundred a year! It was an immense sum for a young fellow like

me, and with such a foundation for an air-castle, I pictured to myself

a pleasant home with Lilian as the presiding genius of the place,

shedding unutterable bliss upon my existence. Twelve hundred dollars

would hire a house, furnish it, and enables me to live like a lord. If

Lilian did dress well, if she was rather extravagant, I could stand the

pressure with the magnificent income which would be mine.

I was admitted to the parlor in which the family were seated. Tom and

two other gentlemen were there, conversing with the young ladies, all

of whom were dressed elegantly, and were evidently “got up” for the

purpose of making an impression. Miss Lilian gave me a cordial welcome,

and introduced me to the rest of the party. Mr. Oliphant had heard of

my good fortune. He congratulated me, and did me the honor to say that

I should soon be the cashier of the Forty-ninth National Bank. I was

treated with distinguished consideration, and, without exactly knowing

why, I felt myself to be the lion of the occasion. Discount clerk of

the bank, I was a bigger man than any of the gentlemen present.

Miss Lilian was very gracious to me, but I bore my honors with

tolerable meekness. I tried to avoid putting on any airs, and I think

I produced a favorable impression. We played whist, and Lilian was my

partner; I did not do myself justice, for I was so fascinated by her

loveliness that I could not keep my thoughts about me, and Tom and Miss

Bertha beat us badly. But Miss Lilian attributed our misfortune to

ill-luck, and smiled as sweetly as ever. I may as well hasten to the

catastrophe, and declare at once that I was deeply and irretrievably

smitten, as I had intended to be from the first. She was very kind

to me, and seemed to look with a favorable eye upon me; but I could

not, of course, know whether she would accept me. I was fearful that

she would require even a bigger man than the discount clerk of the

Forty-ninth National Bank.

I left the house at eleven o’clock with the most intense regret. I knew

not how soon I might see her again, but I ascertained where she went

to church, and I went there the very next Sunday. It was cloudy, and

she did not appear. I was sad and impatient. It seemed to me that I

must see her again soon, or I should do some desperate deed. I tried to

invent an excuse for calling at her father’s house on Sunday evening,

but my ingenuity failed me. I dropped in upon Tom Flynn, and talked

of nothing but Lilian Oliphant. I hoped he would take the hint, and

propose to call upon her that evening, but he would not; in fact, he

was going to a prayer-meeting, and only invited me to go there with

him. It was not Lilian’s church, and I did not wish to go. It would be

pleasanter to walk on the Common and think of her, if I could not see

her.

I did not sleep half an hour that night. I was madly, desperately in

love with Lilian, and I was afraid that some young fellow with only a

thousand a year might snap her up while I was waiting to go through

all the forms of society in decent and conventional order. I was not

to take my desk in the bank till the first day of the new year, a week

hence, and I induced my employers to let me off from the last four

days’ service, for the reason that I was so infatuated with Miss Lilian

I could not do anything. I walked by Mr. Oliphant’s house twenty times

a day, but I had not the pluck to call. On Tuesday afternoon I sent

her a beautiful bouquet labelled “In memory of a pleasant evening. P.

G.” When I had done so, I happened to think that one of my companions

during the pleasant evening alluded to was Paul Grahame. It was an

awful blunder on my part, for how could she know whether Paul Grahame

or Paley Glasswood was the sender of the flowers, which had cost me

five dollars! If Paul, who was more intimate in the family than I,

should happen to call during the week, Lilian, under the consciousness

that such a pretty bouquet could come only from a sincere admirer,

might speak a gentle word or bestow a loving smile upon him, which

would forever darken my hopes.

The situation looked desperate, and I must call on Wednesday, or drown

myself in the icy waters off Long Wharf on Thursday. Water below a

reasonable temperature was particularly repugnant to me, and I did not

relish the alternative. I wondered if she would be glad to see me. I

tried to determine whether her gracious demeanor towards me during

that important evening had been dictated by mere politeness, or by a

genuine interest in me. I was vain enough to flatter myself that I had

made an impression upon her gushing heart. In my native town I had

been accounted a good-looking fellow, as revealed to me through sundry

“compliments.” I thought I was not bad looking, and I consulted my

mirror on this momentous question. The result was satisfactory, and I

was quite willing to believe that Miss Lilian ought to be pardoned for

feeling an interest in me.

On Wednesday afternoon I walked by her father’s house seven times,

and probably I should have passed it seven times more, if on the

eighth I had not seen Lilian at the window. The stars favored me. The

dear divinity saw me; she smiled, she bowed to me, and I thought she

blushed. Whether she did or not, I blushed, and the die was cast. The

thrilling glance the fair being bestowed upon me inspired me with a

resolution equal to the occasion. I rushed to the door, and before I

had time to change my purpose, I rang the bell.

I was admitted. I asked for Miss Lilian Oliphant, and was shown into

the parlor in which she was seated. My heart throbbed like the beatings

of the ocean in a tempest, and my face felt as if a blast of fire

had swept over it; but I survived. I was more than fascinated; I was

infatuated with the fair being before me. I am free to say that no

such vision of loveliness was ever realized before or since in my

experience.

“This is a very unexpected pleasure, Mr. Glasswood,” said she, more

self-possessed than I was.

“I beg your pardon for calling,” I stammered.

“I’m sure you needn’t do that, for I’m very glad to see you, sir,” she

replied, kindly helping me out.

“I didn’t—really—I thought—it’s a beautiful day, Miss Oliphant.”

“Splendid day!” laughed she; but I saw that she was beginning to be

embarrassed.

I ventured to hint that I had spent a very pleasant evening at her

house on the preceding Friday; and she was kind enough to say she had

enjoyed it very much, and hoped I would call again soon with my friend,

Tom Flynn, and have another game of whist.

“I played so badly then that I shall hardly dare to try again,” I

replied. I was—really, I was—”

“What?” she asked, when I broke down completely.

“I was going to say that I usually play better, but something disturbed

me that evening so that I was not myself;” and I fixed my loving gaze

upon the threadbare carpet at my feet.

“Why, what was the matter with you?” laughed the vision of loveliness

before me.

“I don’t know, but I didn’t seem to have the command of my faculties.”

“Then you must come again and redeem your reputation, if you feel that

you did not do yourself justice.”

“Thank you! When shall I come?” I asked eagerly.

“As soon as you please.”

“If it were as soon as I pleased, it would be this very evening,” I

added with a boldness which absolutely confounded me.

“Do come this evening then. We can make up a set without any other

help.”

Why didn’t she say something about that bouquet, and thus enable me to

advance a step nearer to the conquest. She did not, and I was afraid

the five dollar trifle had been placed to the credit of Paul Grahame.

I went away, but I hastened to the florist’s and bought another

bouquet—price seven dollars. On the card I wrote, “In memory of a

pleasant call. P. G******d.” She could not make Grahame out of that.

Early in the evening I rang the bell, and was ushered into the parlor.

On the piano was my bouquet, and near it stood Lilian, who, as I

entered the room, was in the act of inhaling its fragrance. I think she

blushed a little when she saw me.

“What a beautiful bouquet!” she exclaimed with rapture, after the

preliminary formalities had been disposed of. “I am very grateful to

you Mr. Glasswood, for this kind remembrancer.”

“O, not at all; it was the best I could find, but it is altogether

unworthy.”

“Why, it is positively lovely! It is beautiful, delicious. My friends

are very kind. It was only the other day that Mr. Grahame sent me one,

but it was not so pretty as this one.”

“Did he, indeed?” I asked.

“How stupid I am! Why it was you Mr. Glasswood. I interpreted the

initials as those of his name.”

Miss Lilian looked upon the floor, and her chest heaved with emotion

that agitated me more than her. I fancied it was all right—and it was.

I played whist, and the old gentleman and one of the other daughters

beat us worse than before. I trumped my partner’s tricks, and put my

ace upon her king. But I consoled myself with the reflection that she

must be thinking of something else, or she would not so often have

played the king before the ace was out. We played a double game, of

which whist was the less important; but we played into each other’s

hands, and won the game in which hearts were trumps, if we lost on all

other suits.

I ought to have gone home at ten o’clock, but I staid till half-past

eleven. I was cordially invited to come again, and I may say I went

again, until my visits included every evening in the week, not

excepting Saturday and Sunday, when all but “fiddlers and fools” stay

at home. Before the snows melted we were engaged.

On the first day of the new year I took my place in the bank. It looked

to me then like a bed of roses; I have since found it to be a bed of

thorns; though I ought to add that I made it so myself. I knew the

routine of bank business tolerably well, though I had much to learn. I

tried to discharge my duties faithfully, and though Mr. Bristlebach,

the president, was a hard man, I won even his approval. I need not

dwell on this season of happiness, for as I look back upon it, I

appreciate it; I could not then.

My services were so satisfactory that when our paying teller was

promoted to a higher place in another institution, I was advanced to

his situation with a salary of eighteen hundred dollars, and a promise

of an additional two hundred if I proved to be competent to discharge

the duties of the office. My uncle and others were my bondsmen. Never

did a young man look forward to a brighter future than I did.

Every evening in the week I went to Mr. Oliphant’s and was treated as

one of the family. During the year I had been paying assiduous court

to my beautiful charmer. I spent all my salary, and more than all,

for I was in debt at the end of this time. I wore good clothes, for I

wished Lilian to be proud of me; I sent her bouquets, I took her to the

theatre, the opera, the concerts, and to balls and parties, a single

one of which in some instances, spoiled a twenty dollar bill. I took

her out to ride, and paid for many costly suppers. But Lilian appeared

to love me with all her soul, and I was satisfied.

I had found the end of my twelve hundred dollars so easily that I dared

not think of getting married; but my promotion decided me. Lilian

offered no unreasonable objections, neither did her parents, and the

happy day was fixed. Tom Flynn, who had taken my place as discount

clerk in the Forty-ninth National, was to stand up with me. Somewhat

oddly, as it seemed to me, my good friend advised me not to marry, and

we almost quarrelled over some plain talking which he did. The die was

cast; I would not have retreated if I could.

_CHAPTER III._

GOING TO HOUSEKEEPING.

I was married in the spring, and the bank gave me my vacation on the

joyous occasion, so that I was enabled to make a bridal tour of ten

days to the South. I went to Philadelphia, Baltimore and Washington,

and while I distinctly recollect that I enjoyed myself exceedingly, and

traveled like a prince, I can more vividly recall the rapidity with

which my funds were expended. It had cost me all my salary to pay my

board and to take Miss Lilian to the opera and the balls, but I could

not afford to deprive Mrs. Glasswood of any luxury.

Before we started I was “hard up,” and I tried to contrive some clever

expedient by which the bridal tour might be dispensed with. I suggested

to Lilian that the journey was not absolutely necessary; that some very

“nobby” people staid at home after they were married. Her chin dropped

down as though a ten pound weight had been attached to it, and she

looked so sad and gloomy that I could not think for a moment longer of

depriving her of this triumphal march, for so I am afraid she regarded

it. Of course I did not hint to her that I could not afford to spend

two or three hundred dollars in travelling, for we were still lovingly

cheating each other into the belief that she was a princess and I was a

representative of Crœsus himself.

There was not a dollar to my credit at the bank, and I had not a dollar

to my credit anywhere else. I was fretful one day, and unguardedly

mentioned to Tom Flynn that I was short. The generous fellow promptly

offered to lend me a hundred dollars. I am surprised now that I was

able to accept it, but I did, and he put my “value received” into his

wallet as choicely as though it had been as good as the gold itself.

But a hundred dollars, though Tom seemed to think it would pay for

every thing which it could possibly enter into the head of a groom to

procure, was expended in trifles and before we were ready to start upon

the bridal tour I was penniless again.

I wanted three hundred dollars, for it would not be safe to start on a

ten-days’ trip attended by such a helpmate as Lilian with less than

this sum in my pocket. First class hotels, private parlors, carriages,

the opera in New York, would make large demands upon my purse. I was

rather sorry that Tom Flynn had offered to lend me a hundred dollars,

for if he had not done so I should have asked him to favor me with the

loan I now needed. I could not ask him, after what he had done. My

uncle, Captain Halliard was a rich man, though he was a calculating and

a careful one. I had been a favorite of his in my earlier years, and I

knew that he had a great deal of regard for the honor of the family. I

had hardly seen him since he helped me into my situation, for he had

been on a business mission to Europe.

Three hundred dollars was nothing to a man of his resources, and, with

some sacrifice of pride on my part, I made up my mind to wait upon him

with my request. He would understand the case, and readily see that a

young man about to be married must incur a great many extraordinary

expenses, and it would not be at all strange that he was temporarily

“short.” I found the worthy old gentleman in the insurance office, up

to his eyes in the news of the day. I talked with him for some time

about indifferent topics, about my mother’s health and the affairs of

Springhaven. Then I rose to depart, in the most natural manner in the

world though I was rather grieved to see that he was not sorry to have

me go; in fact, he returned to his newspaper with an eagerness which

seemed to intimate that I had bored him. I took a few steps towards the

door, and then, as though I had forgotten something, I hastily retraced

my steps.

[Illustration: I CALL UPON MY UNCLE. Page 45.]

“By the way, uncle—I’m sorry to trouble you, but—could you lend me

three hundred dollars for a few weeks?”

“Three hundred dollars!” exclaimed the venerable seeker after the main

chance, just as though I had attacked him in the tenderest part of his

being.

“The fact is, uncle, getting married in these times is an expensive

luxury, and I find myself a little short, though, of course, I shall be

all right as soon as I get settled down.”

“It’s rather a bad sign for a young man to have to borrow money to get

married with,” he added with a glance of severe dignity at me.

“Never mind it, uncle. I won’t trouble you, then, if it is not

convenient,” I replied, in a thoroughly off-hand manner, as though the

little favor I asked was of more consequence to him than to me. “I

shall expect to see you at the house of Mr. Oliphant at the ceremony,

and remember the levee is at eight o’clock. Don’t fail to be there,

uncle.”

“Stop a minute! I suppose if you need three hundred dollars, I can let

you have it,” he added.

“O, it is of no consequence. Don’t trouble yourself. Two or three of my

friends wanted to lend it to me, but I did not exactly like to accept

such a favor outside of the family. Aunt Rachel, I dare say, will be

glad to accommodate me.”

“Write a note,” said he, rather crustily, as he went to one of the

desks, and drew a check for the amount I required.

I could not help smiling, as I wrote the due bill, to think of the

address with which I had managed my case. I am confident if I had

whined and begged until the sun went down, he would have been hard

enough to refuse me. Possibly he did not like to have me apply to Aunt

Rachel. She was a maiden sister of my father who had about twenty

thousand dollars and lived with my mother. Her inheritance had been

the same as my father’s, but, having no expenses, she had kept certain

lands in the middle of the town till they increased in value so that

she was made independent. As I wished to be her heir, I had always

treated her with the utmost consideration. Captain Halliard managed

some stocks for her, and he was anxious to keep in her good graces.

I put the check in my pocket with the utmost nonchalance, and again

begging my uncle not to fail to be present at the ceremony, I left him.

It was all right with me for the present. When I started on my bridal

tour I owed about six hundred dollars, which I calculated that I could

easily pay off in six months with my increased salary. When we returned

from Washington I had barely money enough left to pay the hackman for

conveying us to the house of my wife’s father. If I had not been so

cautious as to count up my money, and estimate the expenses of the

return trip, I should have exhausted my exchequer before we reached

home. When I found I had just enough left to pay these expenses, I

told Lilian that I had received a letter which compelled me to return

immediately, though we had intended to stay two days longer.

She pouted, but I told her I should lose my situation if I did not

go back. She thought I might get another situation rather than break

up the pleasant excursion so abruptly. I told her I could easily

get another situation, but it was not exactly prudent to give up one

until the other was obtained. It almost broke my heart to cross her

in anything, and if I could have met a friend good-natured enough to

lend me a hundred dollars I might have been spared the annoyance. I met

no such friend, and we went on cheating each other as before. It was

stupid in me to do so, but I had not the courage to tell her that I was

not made of money, and I permitted her to believe that my pockets were

still well lined.

We returned home, but on the way I was obliged to pretend that I was

sick, in order to save the expense of supper aboard the steamer. We had

dined at four o’clock, and though it was absurd to eat again at six,

Lilian wanted to see who were at the tables; but my pretended illness

saved me, and, what was more important, saved the two dollars for the

hack hire in Boston.

“What shall we do when we get home?” asked Lilian, as we sat that

evening in the cabin of the steamer.

“We shall live on love for years to come,” I replied, with enthusiasm.

“Of course we shall do that,” she added; but I thought she did not

seem to be exactly pleased with the diet. “Shall we board or keep

house?”

“Which do you prefer, my dear Lilian?” I asked, for though we had

discussed this question before, she had not been able to make up her

mind.

“If we can board at the Revere House, or at Mrs. Peecksmith’s in Beacon

street, I would rather board.”

“It would not be possible to obtain such rooms as would suit us at

the Revere House at this season of the year; and I heard a gentleman

in Washington say that Mrs. Peecksmith had not a single apartment

unoccupied.”

“How provoking!”

It was provoking, but I had to invent my excuses as I went along. I

did not venture to suggest that my entire salary would not pay the

expenses of boarding at either of the places she named. I was too weak

and vain to tell her the truth. I deceived her. She had no knowledge

of the world, no experience of the value of money, for her poor father

had actually ruined himself in a vain attempt to keep up the style of

living he had enjoyed in more prosperous days. Nearly all his profits

went upon the backs of his daughters, each of whom had been taught to

believe that a husband, when interpreted, was money. I did nothing to

disturb the illusion.

“I think we must find a place to board for a few weeks, till we can get

a house, and then we will go to housekeeping,” I suggested.

“We must go to housekeeping if we can’t get rooms at the Revere, or at

Mrs. Peecksmith’s,” added Lilian. “But dear ma will take us to board

for a time; and really I could not think of going anywhere else.”

We went to “dear ma’s,” and after I had paid the hackman, I had just

twenty-five cents left in my pocket. “Dear ma” was willing to take

us to board for a time, under the circumstances, though it would be

a great inconvenience to her. She would not think of taking anybody

else, though she had plenty of house room. I ventured to hint that, as

a prudent man, I should like to know what the terms would be, though

really it did not make the least difference to me, in point of fact.

“Dear ma” did not like to speak of such things; she was going to take

us simply as a matter of accommodation—“under the circumstances.”

“Of course, Mrs. Oliphant, I understand you, and I am very grateful

for the sacrifice you propose to make; but it is always well to have

things clearly set forth,” I replied, mildly.

“Certainly it is. I always believe in having things in black and

white. I suppose it would cost you fifty dollars a week to board at

Mrs. Peecksmith’s; but I should not think of charging you that,” she

continued, with a benevolent smile.

“Gracious! I should hope not,” I mentally ejaculated, for at the Beacon

Street house the boarders walked on Wilton carpets, looked out through

windows decked with velvet draperies, slept upon rosewood bedsteads,

and had seven courses at dinner, while Mr. Oliphant’s house was an old

one, its furniture worn out and dilapidated, its carpets threadbare,

and the fare—when they had no extra company—below the grade of a

cheap boarding-house. If I had not loved Lilian with all my soul, I

should have deemed it a charity to take her off her parents’ hands. As

it was, she was cheap at any price.

“Whatever you say will be all right,” I replied. “I am getting a

handsome salary now, and I am willing to pay a fair price.”

“I think thirty dollars a week would be no more than the cost to us. Of

course I don’t expect you to pay anything near what it would cost at

Mrs. Peecksmith’s.”

Whew! I could board at a house only one grade below Beacon Street for

twenty. I expected she would say ten, or at the most fifteen dollars,

but, poor “dear ma!” I suppose she needed the money to deck out the

next daughter for the sacrifice. I could not object. It was all in the

family; but I determined to find a house with all possible dispatch.

I went to the bank and took my place. I flatter myself that I was

smart, for I won the approbation of even Mr. Bristlebach. I made no

mistakes. I was not nervous. When I drew my month’s salary of one

hundred and fifty dollars, all but about twenty dollars of it went

into the purse of “dear ma,” for board which would have been high at

ten dollars a week. Though Lilian complained of the accommodations,

she said nothing about housekeeping. I made some inquiries, and

found I could board better for half the price I was paying. I then

said something about engaging rooms nearer to the bank. My dear wife

protested. She could not leave “dear ma’s,” where she had all the

comforts of a home, and was in her own family. I saw that she was a

party to the swindle; that “dear ma” had instructed her what to do and

what to say.

My home was no home at all, and I was determined to leave it before I

had another month’s board to pay. To stay any longer would be ruin. My

twenty dollars’ surplus would pay for only a few concerts and rides,

and in less than a fortnight I was penniless again. My debts began to

trouble me. One day Captain Halliard wanted to know if he had not lent

me three hundred dollars for a few weeks. I assured him he had, and

that I intended to pay him in a few days. Tom Flynn hinted that he was

short, though he did not directly say he wanted his money. My tailor

was becoming slightly unreasonable, and the keeper of a livery stable

stupidly insisted upon being paid, and even had the audacity to refuse

to trust me for any more teams.

It would not do for me to have these importunate creditors coming into

the bank to see me. The president and the cashier would be alarmed if

they discovered that the paying teller was in debt. But trying as these

duns were, they were insignificant compared with the annoyances which I

endured at “dear ma’s.” Lilian hinted, and then insisted, that I should

refurnish our room at my own expense. I told her I would think of it,

and went out to walk after dinner. I did think of it; and thought

I would not do it. Strange as it may seem, “dear ma” was absolutely

becoming disagreeable to me, and I wondered how such an angel as Lilian

could have been born of such a designing woman as I found her mother to

be.

I stumbled upon a friend who had been to look at a house. It was a

splendid little place, but not quite large enough for him, and the rent

was only six hundred dollars a year. I went with him to see it. It

looked like a fairy palace to me, and was just the size I wanted. It

was an English basement house, three stories high. I went to see the

owner. Another man had just left it, and meant to take the house, but

he must first consult his wife. If I stopped to consult mine, I should

lose it, and I closed with him on the instant, regarding myself as the

luckiest fellow in the world.

Lilian would be delighted with it; there could be no doubt of that.

What a magnificent surprise it would be to her, if I could take her

in, after it was all furnished! Stupid as the idea may seem to lady

housekeepers, I was so enamored of my plan that I determined to put it

into operation. I was satisfied we could live in this gem of a house

for less than I paid for board, and live in much better style.

The idea of a surprise to Lilian was delightful to me, and I laid out

the plan in detail; but the first thing was to provide the funds.

Then my jaw dropped down. I owed over six hundred dollars to certain

restless creditors; but I could save money by going to housekeeping,

and my duty to them required that I should do so. I had not yet

troubled Aunt Rachel, and taking Lilian with me, I went down to

Springhaven to spend the Fourth of July, ostensibly to escape the noise

and dust of the city, but really to lay siege to my venerable aunt’s

purse strings.

The only thing that was likely to defeat me was the fact that Aunt

Rachel did not like my wife, for Lilian, who regarded the worthy

spinster as an “old fuss,” had not always been as prudent in her

presence as I could have wished. But I caught my aunt alone at five

o’clock in the morning, for the noise of fire-crackers had driven the

old creature from her bed at an unwonted hour. I played my cards with

all the skill of which I was master. She not only gave me the money,

a thousand dollars, which she had “salted down” in the house for fear

all the banks would break, but she promised to keep my secret. She

declared that Lilian was too extravagant for a young man like me, and

I explained that I wished to furnish the house without her knowledge,

so as to save expense. She commended my good motive, and I returned to

the city with a thousand dollars in my pocket, to furnish the English

basement house.

_CHAPTER IV._

THE ENGLISH BASEMENT HOUSE.

A THOUSAND dollars in cash was more than I had ever before possessed

at one time. I felt like a rich man, for the shadow of the six hundred

dollars which I owed did not offensively obtrude itself upon me. I

could hardly conceal my exhilaration from Lilian, but I was so intent

upon giving her a grand surprise that I kept the great secret, and

preserved a forced calmness. I had made very careful estimates of the

cost of living in my new palace—I thought they were very careful—and

I was fully satisfied that I should save one-third of my present

expenses.

My column of figures, after I had thought of every possible expense

that could be incurred in the course of the week, footed up at a trifle

over twenty dollars a week, but I was entirely convinced that I should

bring the actual below the estimated expense. From the first of July my

salary was to be two thousand a year, or about thirty-eight dollars and

a half a week. I could therefore let my expenses go up to twenty-five

dollars a week without upsetting the argument.

Then I allowed three hundred a year for clothing my wife and myself,

and for incidental expenses. In our beautiful home we should not care

to ride and go to concerts and theatres much, and both of us were

well supplied with clothing. I deemed the sum appropriated as amply

sufficient. At this rate I could pay off my debts in a year and a half,

and be square with the world. Until this was done, I intended to hold

myself to a most rigid economy. I must even contrive some way to let

Lilian know that I could not spend money so freely as I had done, but I

could promise her that, when my debts were paid, she should have every

thing she wanted.

I was perfectly satisfied. My prudential calculations set me all right

with myself and with the rest of mankind. The vision of the English

basement house, all finished and furnished, with Lilian sitting in

state in the little boudoir of a parlor, was my castle in the air for

the present. I was very cheerful and light hearted, and went to my

daily duties at the bank with an alacrity I had never before felt.

I told Lilian I should not be at home to dinner that day. When she

wanted to know why, I said something about bank commissioners, and was

afraid I should be detained until a late hour. She kissed me as usual

when I left her, and even “dear ma” looked so very amiable, that I was

afraid she would kiss me too. But she did not, and my heart smote me

as I thought of the treason I was meditating against her and the two

unmarried daughters.

I ought to say here, in justice to myself, that these two sisters

of my wife were a heavy burden upon me, independently of the thirty

dollars a week I paid for my board; for if Lilian and I proposed to go

to a concert, to the theatre or the opera, it was somehow contrived

that one or both of them should join the party. My wife reasoned that

a carriage would cost no more for four than for two, and the paltry

expense of the tickets was all the additional outlay I incurred, while

it was _such_ a pleasure for the sisters to go. Then I could just as

well purchase three pairs of white kids as one—Mrs. Oliphant would pay

me for them. I must do her the justice to say that she always offered

to do so, but, as it was “all in the family,” I was too magnificent to

stoop to such trifles; and I know that she would have considered me

mean if I had accepted the paltry dollars. I went to the bank with the

thousand dollars in my pocket. I intended to devote the afternoon to

selecting the furniture for my new house. My friend Buckleton was in

the furniture business. He would not only keep my secret, but he would

give me a bargain on his wares; and what was better, if I came a little

short he would trust me. The thousand dollars’ worth of goods in my

house was so much real property, the possession of which would add to

my credit, and was available as security, if occasion required.

[Illustration: Shaytop’s Little Bill.]

The bank closed, and after I had settled my cash, I decided to take

a little lunch at Parker’s before I went to Buckleton’s store. I was

going out of the bank when that confounded Shaytop, the stable man,

presented himself before me like the ghost of a faded joy. He had the

impudence to thrust his little bill, which amounted to only sixty odd

dollars, in my sunny face. Humph! sixty dollars was nothing to me in

my present frame of mind. I didn’t “cotton” to any such sum as that,

and Mr. Bristlebach, the president of the bank, who was reputed to be

worth a million, could not have looked more magnificent than I did, if

he had tried.

“Mr. Glasswood, I am getting rather tired of calling on you about my

bill,” Shaytop began, in the most uncompromising manner.

“Do I owe you anything, Mr. Shaytop?” I inquired, very loftily.

“Do you owe me anything!” exclaimed the fellow, opening his eyes wide

enough to catch a vision of the prophetic future. “I reckon you do.”

“Is it possible? I declare, I had quite forgotten the circumstance.”

“Forgotten it! I’ll bet you didn’t! I think I have taken pains enough

to keep you informed of it.”

“Don’t be rude, Mr. Shaytop. I don’t permit any man to dun me.”

“Don’t you? Well, by George, you have made an exception in my favor.

Haven’t I been to see you once a week for the last three months?”

“I don’t remember,” I replied, vacantly.

“Look here, my gay bird, you can’t tom-fool me any longer. I’m going to

have my money, or break something,” he added, with an energetic gesture.

“Certainly, my dear sir, if I owe you anything, I shall pay it with

greater pleasure than you will receive it.”

“I’ll bet you won’t! I want to see Mr. Bristlebach. I don’t think he

likes to have his clerks run up bills for teams, and not pay for them.”

“All right; you can see Mr. Bristlebach, if you wish. He is in the

director’s room. Shall I introduce you to him?”

“I want to see him if you are not going to pay me.”

“Haven’t I told you that I should take great pleasure in paying you,

if I owe you anything. It had slipped my mind that I owed you’ a bill,

though now it comes to me that there is a small balance due you.”

“A small balance! You owe me sixty-two dollars!”

“Well, I call that a small balance. In the bank we deal in big figures.

How long have I owed you sixty-two dollars, Mr. Shaytop?”

“About six months.”

“Exactly so! Have you added interest?”

“No. I shall be glad enough to get the bill, without saying anything

about the interest.”

“If I forgot this little matter, it is not right that you should lose

anything by my neglect. Add the interest to your bill, and I will pay

it.”

“That’s what you said every time I asked you for the money—all but the

interest.”

“I’m going up to Parker’s for a lunch now. If you will call there in

half an hour, I will pay you the bill and the interest,” I continued,

glancing at the clock in the bank.

“If you mean so, I’ll be there.”

“Don’t insult me, Mr. Shaytop.”

“I’ll be there, and if you are not there, I’ll take the next best step.”

He turned on his heel, and left me. It was painfully impressed upon

my mind that I must pay that bill, and thus diminish the resources

for furnishing the house. But I was something of a philosopher, and

I argued that paying this demand would not increase the sum total

of my indebtedness; it would only transfer it to the account of the

furniture. This thought suggested a new train of ideas. My tailor was

bothering me about a little bill I owed him; Uncle Halliard would be

asking me again if I did not owe him three hundred dollars; and Tom

Flynn would hint that he was short. Why could I not improve my credit

by paying off all these debts, and “running my face” for the furniture?

It was worthy of consideration as a piece of financial policy.

I went to Parker’s, and ordered “a little lunch” which cost me a dollar

and a half. Before I had finished it, Shaytop made his appearance.

I never saw a fellow look more doubtful than he did. He evidently

believed that he had come on a fool’s errand. Since I could not well

avoid paying the bill, I was to have the pleasure of dissolving this

illusion in his mind.

“Sit down, Mr. Shaytop,” I began politely, pointing to the chair

opposite my own at the table.

“I haven’t much time to spare,” he replied, glancing at the viands

before me, perhaps with the ill-natured reflection that this was the

way the money went which ought to be used in paying his bill.

“Won’t you have something to eat, Mr. Shaytop; or something to drink,

if you please?”

“No, I thank you; I’ve been to dinner, and I never drink anything.”

“Happy to have you eat or drink with me,” I added, coolly.

“I’m in a hurry, Mr. Glasswood.”

“Are you? Well, I’m sorry for that. We don’t live out more than half of

our lives on account of always being in a hurry. By the way it seems

to me very strange I forgot that little bill of yours. One hundred and

sixty-two dollars, I think you said it was?”

“Sixty-two dollars, I said,” he answered as if congratulating himself

that it was not the sum I named.

He took the bill from his pocket, and laid it on the table before me.

“Good!” said I, glancing at the document. “I’m a hundred dollars in. I

was thinking you said it was a hundred and sixty-two.”

I intimated to the waiter that he might bring me a Charlotte Russe, and

he removed the dishes from the table.

“I don’t like to hurry you, Mr. Glasswood, but I ought to be at the

stable.”

“O, you are in a hurry! I had quite forgotten that you said so. Well, I

will not keep you waiting,” I replied drawing my _porte-monnaie_ from

my pocket.

His eyes glistened, and I think he had a hope by this time. I glanced

at the bill again.

“You haven’t added the interest,” I continued.

“Never mind the interest.”

“But I am very willing to pay it.”

“Well, you add it. You can figure as fast again as I can.

“Sixty-three, eighty-six,” I replied. “Receipt the bill, Mr. Shaytop.”

He went over to the cashier’s desk and performed this pleasing

operation. I think the act gave him an additional hope of receiving his

money.

“Perhaps you had just as lief take my due bill for six months for this

amount, now that we have added the interest?” I suggested.

“No, I’ll be hanged if I had!” retorted he, very sharply. “Have you

brought me up here, and wasted an hour of my time, to give me your

note, which isn’t worth the paper you will write it on?”

“You are impudent, Mr. Shaytop.”

“Perhaps I am, but—”

“Never mind; if you don’t want the note, you can have the money. It

don’t make much difference to me, though it would be more convenient to

pay the bill at another time than now. There isn’t the least need of

making use of any strong language.”

“Pay me, and I won’t use any, then.”

I opened my _porte-monnaie_ and took therefrom the roll of bills I had

received from Aunt Rachel. A five hundred dollar bill was on the top,

and the balance of the pile was in hundreds and fifties. I ran through

the bills with professional dexterity, so that he could see the quality

of them.

“I can’t make the change, Mr. Shaytop,” I replied, with cool

indifference.

I glanced at him. I went up in that man’s estimation from zero to

summer heat. He would have trusted me for a span every day in the week

for six months. I took out a hundred dollar bill and tossed it over to

him. As I suspected, he could not give me the change. He went to the

counter and procured smaller bills for it, and gave me the sum coming

to me. He had ceased to be in a hurry.

“If you want any more teams, Mr. Glasswood, I think I can fit you out

as well as any other stable in the city,” said he, after he had put his

wallet back into his pocket.

“I don’t,” I replied, curtly.

“Don’t you ride any now?”

“Yes, just as much as ever; but you see, Mr. Shaytop, I don’t like

to be bothered with these small accounts, and to deal with men who

think so much of little things,” I answered, magnificently. “You have

threatened to speak to Mr. Bristlebach, which you are quite welcome to

do; and you intimate that my note is not worth the paper on which it is

written.

“I hope you will excuse me for what I said, but I was a little vexed”

pleaded he. “I was mistaken in you. The fact of it is, I lost two or

three bills—”

“You haven’t lost anything by me, and I don’t intend you shall,” I

interposed.

I finished my “little lunch,” rose from the table, and having paid

my bill, left the house. Shaytop followed me. He wanted my trade,

now that he had seen the inside of my pocket-book. But I shook him

off as soon as I desired to do so, and hastened to the store of

Buckleton. Confidentially I stated my plan to him, and he was willing

to be my bosom friend. In the course of the interview I opened my

_porte-monnaie_, and contrived that he should see the figures on the

bank bills it contained. It was surprising how those figures opened his

heart.

When I suggested that I was making a large outlay, he volunteered to

trust me to any extent I desired. He was kind enough to go with me to

the carpet store, and assist me in the selection of the goods I wanted.

I insisted upon paying two hundred dollars on account, which made the

carpet people astonishingly good-natured to me; and I was taken aback

when they offered to give me credit. Buckleton then went with me to

the kitchen furnishing store, and his advice helped me very much as I

wandered through the long lists of articles. I made the selection and

paid the bill.

When we returned to the furniture store, I warmed toward him, and

finally prevailed on him to accept two hundred dollars towards the bill

I bought of him. He gave me a receipt. When we footed up the prices of

the goods I had selected, I was rather startled to find they amounted

to nearly eight hundred dollars.

“I can’t afford that!” I protested, “I must go over it again, and take

some cheaper articles.”

“It don’t pay to buy cheap furniture, Glasswood,” replied my friend.

“You have been very moderate in your selections.”

He overcame my scruples by declaring that I need not pay for the goods

till it suited my own convenience. I left him and went back to the bank

to count my funds. I had only four hundred and seventy dollars left.

I could not pay off the six hundred of old debts now; so I left the

matter open for further consideration.

The carpet people went to work immediately, and in a week all the rooms

were ready for the furniture. Buckleton was so obliging as to go to

the house himself and arrange the chairs, tables, bedsteads and other

articles. The kitchen furniture was all put in the closets, hung up on

the walls, or otherwise disposed of, so that the place looked like an

occupied home. I had sheets, pillow-cases, towels, and other articles

made up, and in three weeks the English basement-house looked as cosey

as the heart of a bank officer could desire.

But fearful inroads had been made upon my exchequer. The carpet people

made up a total bill of three hundred and thirty dollars; and when I

hinted that I might possibly find it necessary to avail myself of their

offer to give me credit, they had a note to pay and wanted the cash. I

was too magnificent to haggle. I settled their bill—and cursed them

in my heart. When I had paid everything except the six hundred I owed

Buckleton, I had only ninety dollars in my pocket.

I was alarmed. A cold sweat stood on my forehead as I added up

the items and found that I was twelve hundred dollars in debt. The

situation worried me for a few days, but I soon became accustomed

to it. I consoled myself with the hope that the bank would raise my

salary, though I could pay off the debts with my present income in

three years. It would all come out right in the end, and it was useless

to worry about the matter.

I didn’t worry long. The English basement house, all furnished, new

and elegant, with a Biddy in the kitchen, was a joy which could not be

ignored. If it had cost me nearly fifteen hundred dollars to furnish

the house, I had that amount of property on hand, and my debts were

really no more than before. The house was ready for my wife, and I

proposed to her, one afternoon, when all was ready, to take a walk with

me.

_CHAPTER V._

LILIAN ASTONISHED—SO AM I.

IN spite of the doubts and fears which had disturbed me, I was

delighted with the English basement house and already in anticipation

I enjoyed the surprise of Lilian, when I should tell her that the

beautiful home was her own. I asked her to walk with me, but she was a

little fretful that day; somehow she seemed more like “dear ma” than I

had ever seen her before.

“I don’t want to walk to-day, Paley. I’m tired,” she replied, with a

languid air.

“I only wish to go a little way,” I added.

“Not to-day, Paley.”

“I want to show you a house, Lilian.”

“A house!” she exclaimed with something like an abused expression on

her beautiful face, as though she half suspected the treason towards

“dear ma” which I was meditating.

“I saw a little English basement house in Needham street, which I would

like to have you look at, just as a curiosity, you know,” I continued,

with as much indifference as I could assume.

“Why do you wish me to see it, Paley?” she asked, exhibiting more

interest and apparently forgetting that she was tired.

“Well, because I saw it, and liked the looks of it. There can be no

harm in seeing it.”

“I don’t know, Paley,” she answered, doubtfully; but whatever

suspicions she cherished, she could have no idea of the truth, “We will

go some other day.”

“But we may not have the opportunity another day. I happen to know that

the house is open to-day.”

What do you mean, Paley? You look just as though you were planning

something.”

“So I am. I am planning a little walk that will not take half an hour

of your time.”

“Something worse than that,” she added, shaking her head.

“I was thinking that, some time or other, we might possibly go to

housekeeping.”

“Well, I suppose we shall, some time or other,” she answered,

languidly. “But I hope you are not thinking of doing it yet awhile.

I can’t bear the thought of leaving dear ma; we are so pleasantly

situated here.”

To use a vulgar expression, “I did not see it.” I was not wicked enough

to attempt to prejudice my darling against “dear ma,” and I felt

obliged to manage the matter with care. But, as the shock could not

long be deferred, I might as well make some approaches.

“Of course we are situated pleasantly enough here; but you know,

Lilian, that you said we must go to housekeeping.”

“Certainly, we must go to housekeeping in time, but not yet.”

“But you know that your mother was kind enough to take us to board only

till we could complete our arrangements. She is very obliging, and I

am very grateful to her for the favor; but I don’t think it would be

right for us to impose ourselves upon her any longer than is absolutely

necessary.”

“O—well—of course not; but it will be very hard for me to go away

from home.”

“We need not go far; indeed, not so far but that you can call upon her

every day. My conscience reproaches me when I think of the trouble we

are giving her.”

“She does not complain.”

“She will not complain, but at the same time it is not right for us to

remain here, under the circumstances, any longer than we are compelled

to do so. You know she said she should not think of taking any body

else to board; and after she has been so kind to us, we ought to be

considerate enough not to trespass upon her goodness.”

“I will speak to her about the matter; and if she really does not wish

to keep us, why, we’ll leave,” added Lilian.

“But, my dear, you must not forget that she is your mother, and that

she will make any sacrifice for your sake, even to her own great

injury. It is a matter of conscience with me; and I do not feel like

asking her to make this sacrifice of comfort any longer than necessary.

Our coming here was only a temporary arrangement, you know, and

whatever she may say, our being here will give her a great deal of

trouble and anxiety. Come, Lilian, dearest, put on your bonnet. It will

do no harm to look at the house. It is already rented to a young couple

who are just going to housekeeping,” I continued; but I did not think

it necessary to say who the young couple were, and she did not seem to

care enough about it to ask me.

“If the house is let, why do you wish me to see it?” she inquired.

“I want to get at your ideas in regard to a house,” I replied,

ingeniously.

She looked at me, and seemed to have some doubts, but she probably

reasoned that the house was already rented, and there could be no

treason against “dear ma” in merely looking at it. She put on her

bonnet and shawl. When my hand was on the door the ever watchful Mrs.

Oliphant appeared, and wished to know whether we should be back to tea.

We should; but this was not enough. Lilian was not very well, and she

must not walk too far. We were only going around to Needham street,

and should return in half an hour. If Lilian was going to call on the

Trescotts, why had she not told her mother, for both owed them a call?

We did not intend to call on the Trescotts; we were only going out

for a little walk. If we were going to walk, why were we particular

in saying that we were going through Needham street? There was some

treason in Needham street, and Lilian was forced to say that we desired

to see a house which was already leased to a young couple who were

going to housekeeping.

“Dear ma” looked uneasy, but she permitted us to depart. I was afraid

she would insist upon accompanying us, as I think she would, had she

not been satisfied by the assurance that the house was already leased.

We walked to Needham street. I was full of hope. Lilian would like

the English basement house—she could not help liking it, and what a

rapturous moment would it be when I told her that it was all her own!

Even the anticipated battle with “dear ma” seemed to be farther removed

and of much less consequence than before. We approached the house, and

my heart beat high with transports of delight. In a few days, perhaps

the very next day, I should see the idol of my soul enthroned within

its walls!

With Lilian leaning lovingly on my arm, I halted at No. 21. On the

door, to my intense confusion and disgust, glittered a new silver plate

whereon was inscribed the name,”P. GLASSWOOD,” not in Old English,

German text, or any other letter which he who runs may _not_ often

read, but in plain script! I had told the maker not to put it on the

door for a week; but he had misunderstood me, or had taken it upon

himself to defeat my plan.

“P. GLASSWOOD!”—exclaimed dear Lilian, stunned and horrified, so that

the shock she had thrilled my whole frame.

“Certainly; P. Glasswood,” I interposed, promptly. “You know

Pierce—don’t you, Lilian? I think you saw him when we were at

Springhaven. He is only a second cousin of mine, but he is a good

fellow.”

“I didn’t know you had a cousin of that name,” she replied, much

comforted.

As I did not know it myself, I did not blame her for not being aware of

the circumstance. I opened the door, and we went in, for I had already

provided myself with a night key—that gross metallic sin against a

wife. Of course the house and furniture were at their best estate.

Every thing was new, nice and elegant. The hall gave the first cheerful

impression of the house, and Lilian was delighted with it. The little

sitting-room was so cosy and snug that my wife actually cried out with

pleasure.

The parlors and the chambers were equally satisfactory, and Lilian

thought my cousin would be very happy with his bride in this new

house. We proceeded to the kitchen, where the Biddy in charge smiled

benignantly upon her new “missus,” though, she did not betray the

secret she had been instructed to keep. My wife was not so much

interested in the kitchen as in the parlor and sitting-room, but she

was kind enough to say that every thing was neat and convenient, though

I am afraid she was hardly a judge on the latter point. We returned to

the sitting-room, and my wife seated herself in the low rocking-chair

which had been selected for her use.

“How do you like it on the whole, Lilian?” I asked, dropping into the

arm-chair, in which I intended to read the Transcript every evening.

“I think it is real nice,” she replied, with a degree of enthusiasm

which fully rewarded me for all the pains I had taken, and the anxiety

I had suffered.

“I’m glad you like it, Lilian. I like it exceedingly, and I am glad to

find our tastes are one and the same.”

“I don’t mean to say that, if I were going to housekeeping, I wouldn’t

have some things different,” she added.

“But you think you could contrive to exist in a house like this?”

“Why, yes; I like it very much indeed.”

“Then it is yours Lilian!” I added, rising from my arm-chair, as I

precipitated the climax upon her.

“What do you mean, Paley?” she asked, bewildered by my words.

“This house and all that it contains are ours, dearest Lilian.”

“I thought you said it was your cousin’s.”

“So I did, Lilian; but that was only a little fiction to aid me in

giving you a delightful surprise. This house is yours, my dear, and all

that it contains, including myself, and Biddy in the kitchen.”

“Is it possible? Do you mean so, Paley?”

“I do; every word, syllable, letter and point, including the crossing

of the t’s and the dotting of the i’s, of what I say is true. The house

and all that it contains are ours.”

“I don’t understand it.”

“Well, dearest, it is plain enough. Not only to give you a pleasant

surprise, but to save you all trouble and anxiety, I have hired the

house and furnished it.”

“You have, Paley?”

“I have, dearest Lilian! How happy we shall be in our new home.”

“I don’t think so!”

Certainly Lilian had been duly and properly astonished. It was my turn

now, and I was, if possible, more astonished than she had been. She did

not think so! What an unwarrantable conclusion!

“You don’t think so, Lilian?” I added, interrogatively.

“No, I don’t! If you begin in this way we can never be happy.”

“Why not?”

“In the first place, I don’t want to go to housekeeping yet.”

“But I thought you did. The plan has been from the beginning, since

we could not get board at the Revere or in Beacon Street, to go to

housekeeping,” I replied, with rather more sharpness than I had ever

before found it necessary to use to dear Lilian.

She was evidently angry, and her eyes glowed like diamonds in the

sunlight. But she never looked so pretty as she did at that moment when

her face was rouged with natural roses, and her eyes appeared like a

living soul.

“Do you think, Paley, that I want to go to housekeeping in a little,

narrow contracted box like this?” she added.

“I thought you liked the house, dearest Lilian.”

“I like it very well for Mrs. Pierce Glasswood, but not for Mrs. Paley

Glasswood.”

“I am sorry you don’t like it, for it is too late now to recede,” I

replied, gasping for breath. “I was sure it would please you.”

“It don’t!”

“What possible fault can you find with it?”

“It don’t suit me. How could you do such a thing, Paley, as to hire a

house and furnish it, without saying a word to me?”

By this time I had come to the conclusion that it was very stupid in me

to do it.

“I wanted to surprise you.”

“Well, you have surprised me,” she snapped, with such a sweet

expression of contempt that I was almost annihilated. “Do you think a

lady has no will of her own? No taste, no judgment, no fancy? How could

you be so ridiculous as to furnish a house without asking my advice?

Could you have found a homelier carpet in Boston, if you had looked for

one, than this very carpet under our feet?”

“Buckleton said it was the handsomest one in the city, and the neatest

pattern.”

“Then Buckleton has no taste. No one can select a carpet for a woman.

What did you put that cold oil-cloth on the entry for? I should think

you imported it from the polar regions on purpose to give me a chill

every time I see it! The figure in the parlor carpet is large enough

for a room a hundred feet square. That great blundering tete-a-tete

is fit for a bar-room, but not for a parlor. There is no end to the

absurdities in this house.”

“Now, really, dearest Lilian, I was sure you would be pleased with

every thing,” I pleaded.

“You are a stupid, Paley Glasswood.”

I agreed with her.

“I am very sorry, Lilian; but I did everything with the hope of

pleasing you.”

“Now here’s a pretty kettle of fish!” exclaimed my indignant bride.

“What can we do?”

“I can’t alter the house, my dear, but I can change the furniture so

as to suit you, though doing so will be very expensive,” I continued,

meekly, as I endeavored to conciliate her.

We had been married only about four months, and the present occasion

looked very much like a quarrel. I had not had the remotest suspicion

that she was so spunky. It did occur to me that she was slightly

unreasonable, if one so beautiful could be unreasonable. Her father

was as poor as a church mouse. His house, as I have hinted, was meanly

furnished, and certainly neither the house nor the furniture was worthy

to be compared with the one I had provided for my little wife. She had

no reason for putting on airs, and being so fiercely critical about the

carpets and the chairs. They were vastly better than she had ever had

at home.

“Do you think I will live in this house, Paley Glasswood?” said she,

with her lips compressed and her eyes snapping with indignation.

“Why, I hope so,” I replied, more astonished than she had been at any

time during the visit to the new house.

“You are mistaken, Paley Glasswood. I am your wife, but not your slave;

I am not to be dragged from my home when and where you please. You

ought to have told me what you intended to do in the beginning.”

“I know it now; and I confess that I was wrong,” I replied, with due

humility, and, I may add, with perfect sincerity. “I hope you will

forgive me, this time Lilian, and I will never be guilty of such an

offence again.”

“I should hope not. But here we are! What’s to be done with this house

and furniture?”

“Why, my dear, won’t you go to housekeeping with me?”

“Certainly not, in this house,” she answered, with a flourish.

This announcement was very startling to me. It was appalling to think

that I had expended fifteen hundred in preparing a cage which the bird

refused to occupy. Intensely as I loved, adored Lilian, I could not

help seeing that she was developing a trait of character which I did

not like. But I was a politic man, and seeing how useless it was to

attempt to argue the matter while she was in her present frame of mind,

I had to keep still. We left the house and walked home. For the first

time since we were married she declined to take my arm, and I began to

be very miserable. Somehow it seemed to me that the meeker I was, and

the more I deprecated her wrath, the greater became her objection to

the house.

“What shall I say to dear ma?” demanded Lilian, after she had thrown

off her things.

“My dear, you need not say a word to her. I will do all this unpleasant

business myself,” I replied. “You can lay all the blame upon me. I will

tell her that we are going to our new house to-morrow.”

“You needn’t tell her any such thing, for I am not.”

Before we had proceeded any farther with the discussion Mrs. Oliphant

entered the room. The battle was imminent.

_CHAPTER VI._

A FAMILY JAR.

I DID not feel at all at ease when Mrs. Oliphant entered the room. I

was entirely willing to be conquered and trodden under the little feet

of the fair Lilian, but I was not so ready to be trampled upon by the

unromantic feet of “dear ma.” I was conscious that my pretty wife was

getting the weather-gage of me—that she had already got it, in fact.

I was not disposed to complain of this, but I intended, if possible,

to out-manœuvre Mrs. Oliphant. I regarded Lilian as “my family,” and I

wished to have her “set off” from my mother-in-law.

In spite of all the strong talk which my lovely wife had used in regard

to the English basement house, I confidently expected that she would

take her place in the new home I had provided for her. If she was

dissatisfied with it, she would soon love it for my sake, if not for

its own. But I was sure she did not rebel on her own account; it was

the influence of her mother which had controlled her. I accepted the

theory that the queen’s majesty could do no wrong. If anything was not

right, it was the fault of the ministers.

After I had permitted her to say all she had to say, and to exhaust her

vocabulary of invective, she would quietly submit to the new house,

move in, be as happy as a queen in a short time, and wonder how she had

ever thought the little snuggery was not a palace. I had made a fearful

expenditure in preparing the house for her; I had thrust my head into

the jaws of the monster Debt, and I must make the best of the situation.

“Ma,” said Lilian, as her mother entered the room, “what do you suppose

Paley has done?”

The poor child looked at the faded carpet as she spoke, hardly daring

to raise her eyes to the maternal visage. I hoped she contrasted the

hueless fabric on the floor with those bright colors which gleamed from

her own carpet in the Needham street house.

“Why, what has he done?” asked Mrs. Oliphant, with a theatrical start,

which was modified by a tiger smile bestowed upon me.

“He has hired a house?” replied Lilian, with a gasping sigh, which was

simply intended as convincing evidence that she was not implicated in

the nefarious transaction.

[Illustration: Mrs. Oliphant.]

“Hired a house!” exclaimed Mrs. Oliphant; and her sigh was genuine, and

not intended for effect.

“And furnished it too!” added Lilian, with horror, as she piled up the

details of my hideous wickedness.

“And furnished it too!” groaned poor Mrs. Oliphant, sinking into a

chair, as though she had reached the depth of despair in the gulf into

which my infamous conduct had plunged her.

“He did not say a word to me about the house or furniture until this

very afternoon!” continued my beautiful wife, holding up both her

pretty white hands the better to emphasize her astonishment and chagrin.

“Of course, if you desire to leave your own pleasant home, Lilian, it

is not for me to say a word,” added the meek mamma, with another sigh,

which seemed to measure the depth of the resignation that could submit

to such an outrage.

“But I do not desire to leave my pleasant home,” protested Lilian. “I

never had such a thought. I am sure, I have been so happy here that I

never dreamed of another home, as long as you were willing to keep us,

mother.”

“You have been very kind indeed to us, Mrs. Oliphant,” I ventured to

remark, though I was not certain that the time had come for me to

defend myself. “I feel very grateful to you for the sacrifice you have

made to accommodate us; and I am sure I shall never forget it.”

“A mother lives for her children alone,” sighed Mrs. Oliphant. “Even

when they are married she cannot lose her interest in them.”

“Certainly not, madam; especially not in so good a daughter as Lilian.”

“It is hard enough to have them removed by marriage from the direct

influence of a mother, and to feel that she is no longer a mother in

the sense she has been.”

I thought that Mrs. Oliphant had submitted to the marriage of her

daughter with tolerable resignation, and would even permit the other

two to go to the sacrifice without rebelling against the dictates of

fate.

“Of course she can never be entirely removed from a mother’s

influence,” I replied, wishing that she could. “You have been very kind

and considerate toward us since we were married—to me for Lilian’s

sake.”

“And for your own,” she interposed.

“I trust I shall never be ungrateful. I feel called upon to explain

my conduct,” I continued. “You remember, when we returned from our

bridal tour that something was said about boarding. We could not

find such accommodations as we desired, and you were so kind as to

offer to accommodate us till we could obtain a house, or make other

arrangements.”

“Yes, I remember,” replied Mrs. Oliphant. “I don’t take boarders, but I

was willing to do what I could for Lilian’s comfort and happiness.”

“You were, madam; and I was very grateful to you for your

consideration, both to Lilian and to me. You intimated that it would

not be convenient for you to take us to board, but you were willing

to sacrifice your own comfort and your own feelings to oblige us. I

was very sorry indeed that the circumstances compelled us to trespass

upon your kindness. You did us a favor for which I shall never cease

to be grateful. But I did not feel willing to compel you to submit

to the inconvenience of boarding us any longer than was absolutely

necessary. My gratitude compelled me, when I found a house, to take it,

and relieve you at once from all the care and responsibility which your

self-sacrificing nature had imposed upon you.”

“And without even permitting me to see the house in which I was to

live!” exclaimed Lilian, coming to the assistance of her mother, who

seemed to be thrown into disorder by my tactics.

“I did not suppose it was possible for any one, even with your refined

taste, Lilian, to object to such a beautiful little house. But I was

obliged to hire it on the instant, or lose it. Another man would have

taken it in less than half an hour. It is so near your mother’s that

you can come to see her half-a-dozen times a day, if you please.”

“But I will never live in that house,” protested Lilian, with more

energy than I thought the occasion required, though I could not help

adoring her while her cheeks glowed and her eyes snapped.

“Don’t say that, dear Lilian. You should endeavor to conform to the

wishes of your husband,” mildly interposed the suffering parent.

“Doubtless he has done all for the best, and perhaps you will like the

house, after all.”

“I know I never shall like it,” snapped the divine Lilian; which was as

much as to say that she was fully determined not to like it.

“Mrs. Oliphant, would you do me the favor to walk over to the house

with me?” I suggested to the affectionate mother.

“No; I would rather not. I never step between man and wife,” replied

she, with praiseworthy resolution. “I do not wish to see the house.

This is an affair between you and Lilian, and it is my duty to be

strictly neutral.”

“But I hope you appreciate my motives?”

“I can not say that I do,” she answered. “I think a man should consult

his wife before he hires and furnishes the house in which she is to

spend a great deal more time than her husband.”

I wish to say to my readers that I heartily endorse Mrs. Oliphant’s

position. A man ought to consult his wife about the house in which

she is to spend more of her time than he. It is eminently proper,

right and just that he should do so; but I beg to call the attention

of the critic to my unfortunate position. Lilian was an angel (in my

estimation); her mother was not an angel. The daughter was a mere

doll—I am writing after the lapse of years. She was completely

under the control of her mother. What I suspected then, I knew

afterwards—that Mrs. Oliphant intended to have us as permanent

boarders.

Mr. Oliphant had long been running behind-hand under the heavy expenses

of his extravagant family. Something must be done to eke out his

failing income, or the two unmarried daughters could no longer hold

their position in society. They must dress, or be banished by their own

vanity from the circle in which they moved—a circle which contained

husbands. They could not take strangers as boarders, for the house was

not fit to accommodate them; but a son-in-law would submit in silence,

while a stranger would rebel. I was the victim.

If I proposed housekeeping, my plan would be condemned, as another

boarding-place had been already. Perhaps I persuaded myself into the

belief, under the necessities of the occasion, that I was hiring and

furnishing the English basement house as a pleasant surprise to Lilian.

If I did, it was a comfortable delusion, for it was really only a

scheme to escape from the clutches of my mother-in-law, and to avoid

the martyrdom of my situation on Tremont street. Perhaps the reader

will forgive me after this explanation. If he does not, it is not the

worst of my errors, and I would thank God most devoutly if I had no

graver sin to answer for.

I told Mrs. Oliphant that I had hired a house which was rather better

than I could afford; that I had furnished it at an expense which was

beyond my means, in order to please Lilian. I said something more about

the “pleasant surprise,” and was positive that no bank officer of my

degree had so fine an establishment. I repeated all I had said about

not imposing upon her self-sacrificing nature. But all I said seemed

to fall flat upon her ear. She was not touched by my devotion to her

daughter; on the contrary she was disgusted with me, as I read her

sentiments in her face, for she did not utter them.

Lilian felt that she had an able champion in her mother, and she said

but little. Still professing entire impartiality, Mrs. Oliphant read me

a lecture on the impropriety of my conduct, frequently interpolating

the discourse with the statement that it was none of her business

though, as I had asked her advice (which I had not), she felt obliged

to be candid with me. She and Lilian seemed to understand each other

perfectly, and while the latter resolutely refused to occupy the house

I had prepared for her reception, the former mildly and often declared

that a wife should submit to her husband. Lilian knew what to say so as

not to implicate her mother in any improper remarks. I think my wife

loved me almost as much as she feared her mother. I am sure that she

would have accepted the situation with pleasure, if she had not been

under her “dear ma’s” influence.

What could I do? I had well-nigh ruined myself in fitting up the

house. I was vexed, and as the conversation proceeded I began to grow

impatient. Finally I left the house to buy some cigars, I said, but in

reality to find an opportunity to think over my situation. I did think

it over, and I did not buy any cigars, for I was not allowed to smoke

them, even in the kitchen. Lilian would yield at once, if she could

escape her mother’s influence. As it was, I must fight the battle with

both of them.

I walked across the Common, thinking what I should do. If I submitted

this time, I should not only be obliged to bear the privations to which

the Oliphants subjected themselves in order to maintain their social

position, but I must forever be the willing slave of “dear ma.” I could

not endure the thought. If the family chose to live on tough beef and

salt fish, it was their affair, not mine. I could not stand it, and the

result of my deliberations was that I decided not to stand it. I went

back to the house, stiffened for any thing that might occur, though it

almost broke my heart to think of opposing Lilian.

“Perhaps the person who wanted the house you have hired would be

willing to take it now, and purchase the furniture you have put into

it?” suggested Mrs. Oliphant, when the subject was resumed.

Perhaps he would; but my idea just then was that he would not have the

opportunity to do so.

“I think not; the party who wanted it would have furnished it at half

the expense I have incurred,” I replied.

“Couldn’t you let it as a furnished house?” she added.

“My lease does not permit me to underlet it.”

“I think it would be cruel to take Lilian away from her own pleasant

home, when she wishes to remain here so much,” continued Mrs. Oliphant,

a little more sharply than she had yet spoken. “But, of course, it is

none of my business and I do not wish to interfere between you.”

After supper, I saw Lilian alone in our room. She was as resolute as a

little tiger. She positively refused to go into the English basement

house, or to have anything to do with it.

“I think you have insulted my mother,” she added.

“Insulted her!” I exclaimed, rather startled by this new charge which

had evidently been put into her brain by “dear ma.”

“She has made her arrangements to board us, and now you want to go

away.”

“She hasn’t made any arrangements at all. Not an article of furniture

has been added to the house.”

“She says she has; and I think she knows best,” retorted Lilian,

sharply.

“You have spoken to me every day for a month about furnishing our room.”

“I think we ought to furnish it.”

“And pay thirty dollars a week for our board! I don’t think so,” I

replied; and this was almost the first time I had ventured to disagree

with her.

“Mother says she boards us cheaper than any body else would,” snapped

my pretty one. “Now you insult her for her kindness to us.”

“I have already explained my position to her. I did not mean to insult

her, and I don’t think my conduct will bear that construction. But,

Lilian, the house in Needham Street is all ready for us. I have even

hired a servant girl, who is there now.”

“I will not go into it, Paley. If you wish to abuse my mother you can,

but I will not. I am sorry you have ceased to love me.”

“I have not ceased to love you, Lilian,” I replied, putting my arm

around her neck and kissing her.

Then I went over the whole argument again, and if I did not convince

her that I had not insulted or wronged her mother, it was because her

fears set logic at naught.

“You will sell the furniture, and give up the house—won’t you, Paley?”

said she, in her most fascinating way.

“I would if I could Lilian, but the die is cast. I must go, or I am

ruined.”

Suddenly, in a fit of passion, she shook my arm from her neck and

shrunk from me.

“For the last time, Paley, I say it, I will never go into that house,”

said she, angrily.

“I am sorry, Lilian,” I replied, sadly. “You do not act like the loving

wife you have always been.”

“I will not be insulted any longer.”

“Very well, Lilian; I am going to move into the new house to-morrow.”

“What!” exclaimed she, aghast, for she evidently did not believe me

capable of such rebellion.

“I shall go to the new house to-morrow, after bank hours. If you will

not go with me, I cannot help it; and I must go alone.”

“Do you mean to say that you will desert me?” gasped she.

“Lilian, I will not pretend to say that what I have done is right,

though I did it to please you. I have provided you a house much better

than the home of your parents. I have done everything I could to

make it comfortable and pleasant. I am sorry I did this without your

knowledge, but it is done, and cannot be undone. If you will live in

the house for a year or so, and then are not happy, I will leave it. I

can do no more to please you.”

“I will not move into it!” said she, more bitterly than ever.

I went out of the house, and walked the streets till eleven o’clock at

night in utter misery. I returned home. Lilian told me ever so many

things her mother had said, and was firmer than ever. The next morning

when I went to the bank, I felt like a hopeless martyr.

“Mr. Bristlebach wishes to see you in the director’s room, Mr.

Glasswood,” said the messenger to me.

The president looked stern when I entered the room, and I realized that

some charge was pending against me.

_CHAPTER VII._

A SHADOW OF SUSPICION.

I HAD not sinned against the bank in thought, word, or deed, and

I had no fears of the result of an interview with the president.

All my sorrows related to my domestic difficulty, which was hardly

banished from my mind for a moment, though I did try to imagine what

Mr. Bristlebach could possibly want of me. Whatever pecuniary trouble

stared me in the face, I had never even been tempted to appropriate a

penny belonging to the bank.

“Mr. Glasswood, I have sent for you,” said Mr. Bristlebach, sternly.

“Yes, sir; and I am here,” I replied, very respectfully.

“When did you balance your cash last?”

“Yesterday afternoon.”

“Did it come out right?”

“Yes, sir,” I replied, with the utmost confidence.

“Close the door, if you please.”

I did so, and though Mr. Bristlebach did not often take the trouble

to spare any one’s feelings, this order looked ominous to me. I would

give all my earthly hopes at this moment for the consciousness of the

rectitude of my character which I possessed at that time. I shut the

door, and took my stand again in the august presence of the great

man—he was great to me, if he was not to others.

“Mr. Glasswood!” continued Mr. Bristlebach, sternly.

I bowed meekly, to intimate that I was ready to hear anything he

pleased to say.

“Your cash is not right.”

“It was right yesterday, at three o’clock,” I answered.

“If it was right at three, it was not at five. I advise you, Mr.

Glasswood, to make no denials to any statement which you know to be

true. You are a defaulter, sir!”

Troubles never come singly. It was not enough that I should quarrel

with my angelic wife, but I must cross swords with Mr. Bristlebach,

who was far from angelic. I might as well find the deep water off Long

Wharf and drown myself. What would Lilian say if I did? Would she care?

Or would she be only shocked? Bad as it was, the affair at the bank

did not seem half so desperate as the quarrel with Lilian. I bowed my

head meekly to Mr. Bristlebach’s charge. I was innocent, and it did not

make much difference to me what the president said. Under the shadow as

I was of a heavier woe than this, it really did not seem worth while to

defend myself.

“I say you are a defaulter, Mr. Glasswood,” repeated the president,

more severely than before.

“No, sir, I am not,” I answered, very mildly.

“Have you the effrontery to deny the charge?”

“Yes, sir, I have.”

“You have robbed the bank of twelve hundred dollars, at least; and how

much more I don’t know.”

“No, sir; I have not robbed the bank of twelve hundred dollars; nor of

even a single cent.”

“I am surprised that you should have the hardihood to deny the charge.

Shall I call on your uncle, who is one of your bondsmen?”

“If you please, I do not object,” I replied; and I think I should not

have objected to any thing.

“Perhaps you will make the bank good yourself?” sneered Mr.

Bristlebach.

“I don’t owe the bank a penny, sir.”

“Mr. Glasswood—sit down!”

I sat down.

“Listen to me, sir!”

I listened.

“I have worked up the case, and understand it perfectly. I am

informed that three or four weeks ago you had in your pocket several

hundred dollars—perhaps a thousand dollars or more,” continued Mr.

Bristlebach, whose looks as well as his words were intended to carry

confusion to my soul. “Will you do me the favor to say whether or not

this statement is true?”

“Quite true, sir. The sum in my pocket-book was one thousand dollars,”

I replied, beginning to gather up a little light on the subject.

“A thousand dollars! Very well, sir! I am glad you have not the

effrontery to deny it. Bank officers in your situation do not usually

carry a thousand dollars about with them.”

“I do, when I have it to carry, sir.”

“Don’t be impudent, Mr. Glasswood. Will you deny that this sum was

abstracted from the funds of the bank?”

“Certainly I shall deny it, sir. Did Mr. Shaytop inform you that I had

taken it from the bank?”

“Who said anything about Mr. Shaytop?” demanded he, sternly.

“I did, sir. It is not very manly in him to accuse me of stealing

simply because I refused to hire any more teams of him. Since I was

married I have found it necessary to curtail my expenses.”

“Do not attempt to dodge the issue, sir.”

“I am ready to look the issue fairly in the face.”

“You had this money. You confess it.”

“I affirm it. I don’t confess it.”

“Since you had it, perhaps you will not deem it impertinent in me to

ask where you got it?” sneered Mr. Bristlebach, who seemed to be as

certain that I had robbed the bank as though he had already proved the

charge.

“Under the circumstances, sir, I should not deem it impertinent,” I

replied coolly; and, under the influence of my domestic trouble, I felt

rather reckless.

“Well, sir, where did you get it?”

“I borrowed it.”

“Precisely so! Borrowed it of the bank!”

“I beg your pardon, Mr. Bristlebach, but there is a wide gulf between

my premise and your conclusion. I did not borrow the money of the

bank. If I had, doubtless the paper I offered would have passed under

your eyes.”

“Mr. Glasswood, your tone and manner do not please me.”

“I hope you will excuse me, sir, if I venture to say that the charge

you make against me does not please me.”

“Will you tell me of whom you borrowed the money?”

“With pleasure, sir. Of my Aunt Rachel.”

Mr. Bristlebach looked at me; looked sharply at me. He seemed to be a

little staggered at something, though, of course, I did not suppose he

believed me. He asked me twenty questions about my aunt, all of which

I answered with a greater regard for the truth than I was sometimes in

the habit of paying to that sublime virtue.

“Mr. Glasswood, your cash is twelve hundred dollars short,” he added.

“I was not aware of the fact,” I replied.

“After you went away yesterday, I made a strict examination of your

department, and you have heard the result.”

I was surprised at the announcement, and of course I could not disprove

the assertion.

“I can only say, sir, that I left it right at three o’clock yesterday,”

I added.

“Do you doubt my statement?”

“Certainly not, sir; but I do not understand it.”

“The fact that you had a thousand dollars, or any large sum about you,

and that you recklessly exhibited it in the dining-room of a hotel, was

quite enough to excite my suspicions.”

“If I had stolen the money, I think I should not have been so stupid as

to exhibit it. If I know myself, I should not.”

“But you did show it.”

“I did show it; but it was not stolen.”

“I think it was; and when I heard of the circumstances, I spent my

afternoon here in making the investigation. Perhaps you can put me in

the way of verifying your statement that you borrowed the money of your

aunt?”

“I shall be very glad to do so. My aunt lives in Springhaven. She will

show you my note.”

“Even if she does show me your note, and it is fully proved that you

borrowed a thousand dollars of her, that will not explain how your cash

happens to be twelve hundred dollars short.”

“Perhaps I can explain that myself, if you will allow me to examine my

drawer,” I replied.

Just then a light flashed through my mind, and I recalled an incident

which had occurred just after the closing of the bank on the preceding

day, which my private griefs had driven out of my head. I understood

it all then, and I was satisfied that I should utterly confound Mr.

Bristlebach, though I was, at the same time, in danger of confounding

the cashier. But the clock was striking nine, and it was time to open

the bank. There was not time to count the cash again, and I did not

care to expose a little irregularity on the part of the cashier, by

telling what I knew.

Mr. Bristlebach bit his lips and looked at the clock. Through the

glass windows of the directors’ room, he saw a man come in with a

check in his hand. He was evidently deliberating upon the propriety of

permitting me to discharge my duties for the forenoon. We were one hand

short, and there was no one to take my place.

“Mr. Glasswood, you will not go out of the bank, even for a moment,

until this matter is settled. Go to your place, and as soon as the bank

closes, we will count the cash again in your presence.”

I went to my station, after taking my drawer from the safe. I was now

not quite willing to believe that the president considered me guilty.

If he did, he would not trust me with the funds of the bank, though he

had forbidden me to leave the building. I proceeded in the discharge of

my duties as usual, but I soon discovered that the eyes of my superiors

were upon me, and if I had been disposed to indulge in a _coup d’etat_,

I was too closely watched to permit it to be a success.

Within half an hour after the opening of the bank, the cashier handed

me twelve hundred dollars in payment for a draft, which had been placed

in my keeping, and which I had deposited in the safe. Just after the

bank closed the day before, he had accommodated a friend from my

department, by giving him the cash for this draft on a bank, which, for

some reasons best known to its officers, declined to pay it after bank

hours. It is not for me to discuss the propriety of this action on the

part of my superior. It was irregular, and the cashier was personally

responsible for his conduct. The draft had been handed to me, and I

included it in my cash in balancing.

I learned that the cashier had not been present when the president

counted my cash. The book-keeper and receiving teller had assisted him,

and as the draft was not in my drawer, the amount appeared to be a

deficit on my part. It was very strange to me that I did not think of

this transaction sooner.

Perhaps if my family trouble had not perplexed me, I should have done

so. But it came to my mind soon enough to correct the impression in the

mind of the president, if I had not chosen to suffer rather than betray

the irregularity of my superior.

“That makes it all right,” said the cashier, as he slipped the bills

into my drawer, rather slyly.

“I’m afraid not, Mr. Heavyside,” I replied, in a low tone, for Mr.

Bristlebach seemed to be all eyes and ears on this forenoon.

“What do you mean, Glasswood?” he asked.

“What time did you leave the bank yesterday?”

“About three. I went out to ride with my wife.”

“Where do you get your teams?”

“Of Shaytop. Why do you ask?”

“My cash was examined yesterday afternoon, after both of us left; and I

am charged with a deficit of twelve hundred dollars.”

“Whew!” whistled Heavyside, more alarmed than I was.

He stood by my side at the counter while I told him that Shaytop “had

put a flea into the ear of the president” on my account.

“The scoundrel! I will never drive another of his teams!” exclaimed the

cashier.

Shaytop was not likely to make much by his snivelling operation, which

was too mean for any gentleman to appreciate. There was no ground for

a charge against me, and I think the stable-keeper made it out of pure

malice.

“I said nothing to Mr. Bristlebach about the draft,” I continued; “and

he still thinks the cash is twelve hundred dollars short.”

“This is bad,” said he, biting his lips with vexation.

I paid a check, and the cashier walked away to his desk. I saw that he

was much disturbed. He was an honest man, in the ordinary sense of the

word, and the worst which could be said of the transaction in which he

was implicated was that it was simply irregular. He came to me again

soon.

“Although this affair amounts to nothing at all, it will cost me my

situation, and perhaps my reputation, if the president knows of it,”

said he.

“He shall not know of it through me,” I replied.

“Thank you, Glasswood,” he added, warmly; but the conversation was

interrupted so that nothing more was said on the subject.

Mr. Bristlebach was a very particular man, but I do not complain

of him on this account. It was proper and right that he should be

very exact, and even very exacting, in his requirements. Though Mr.

Heavyside had no intention of defrauding the bank of a single dollar,

he was imprudent. I believe he did not realize the nature of the act

when he obliged his friend out of the funds of the institution. I was

fully satisfied in regard to his integrity, and I was more disposed to

suffer myself than to excite a suspicion against him.

I am willing now to acknowledge that my position was wrong. The truth

should have been told in the beginning. Mr. Heavyside might have been

censured, as doubtless he ought to have been, but I do not think he

would have been discharged. If he had been, perhaps the tendency would

have been to make bank officers more circumspect, more inflexible in

the discharge of their duties. It is not safe to step over the straight

line of duty even for a moment, for there is no knowing how far one may

wander on the wrong side of it.

If this incident did not injure him, it paved the way for me to

take a long stride down the road to ruin. When he consented to be

sheltered from the displeasure of the president by the cunning of

his subordinate, he placed himself, to some extent, in my power. A

superior should never sacrifice his dignity before a subordinate, and

should never place himself in the attitude of dependence upon him.

The business of the bank went on as usual. My griefs at home had robbed

me of my appetite, and I had taken no breakfast. I was not permitted

to go out for a lunch, and when the doors were closed my empty stomach

and my sleepless night had produced an effect upon me. I was pale and

faint, but I was too proud to say anything, and my looks told against

me. I could hardly stand up, and doubtless Mr. Bristlebach thought he

saw in my wan features and trembling frame abundant evidences of my

guilt. He looked triumphant.

The examination of my department was commenced at once. The checks paid

were called off, and the bills counted. To the intense astonishment of

the president, and, I am sorry to add, to his intense chagrin also,

the balance came out all right. There was not a dollar missing. Two

counts gave the same result. Mr. Bristlebach was compelled to give it

up. I persisted that my account had been squared the day before, but

I suggested that some papers had been laid upon a few odd bills which

had probably escaped his notice in counting—if I had been present the

mistake could not have occurred.

The president stumbled through something which he intended for an

apology; and while he was doing so, I absolutely fainted away from

sheer exhaustion. Mr. Bristlebach was not a bad man, and I am sure

he regretted his inconsiderate accusation. I told him I was not very

well, and that the satisfactory result of the investigation was all I

desired. I did not blame him. I thanked him for his fairness, and all

that sort of thing. From that moment he had more confidence in me than

ever—and Shaytop lost another customer.

A cup of coffee and a beefsteak set me right, and I started for my

miserable home. I was thinking of meeting Lilian, when my uncle,

Captain Halliard, stopped me in the street.

“By the way, didn’t I let you have three hundred dollars some months

ago?” said he.

“I think you did,” I replied, blandly.

He wanted to talk with me, and led the way into an insurance office.

_CHAPTER VIII._

COMING TO THE POINT.

I WAS not pleased at the meeting, and ventured to suggest that I had

important business at home; but my uncle gently dragged me into the

insurance office. It was not pleasant to see him just then, and for

several weeks I had avoided him, so far as it was practicable to do so.

Captain Halliard was a rich man, and it could not possibly make any

difference to him whether or not I paid the money I owed him. But I

knew that he was exacting.

“I think you said you did borrow three hundred dollars of me,” said

my uncle, as he seated himself at the long table and took out his

pocket-book, evidently for the purpose of finding the note.

“There is no doubt about it,” I replied, with what self-possession I

could command.

“Just so; I had forgotten the particulars,” he continued, as he took

the note from the papers in his pocket-book.

He might as well have told me that I had forgotten it, as that he had;

but I am sorry to say that both of us had a bad habit of pretending not

to remember what, from the nature of the case, must have been uppermost

in the mind. It was a stupid and ridiculous affectation. My creditors

were often in my mind, and I am sure his debtors were as faithfully

remembered.

“I am not prepared to pay the note just now,” I began, with more candor

than I generally used.

“But, Paley, it is three or four months since I lent you the money; and

you promised to pay it in a few weeks.”

His memory was improving wonderfully.

“I have just furnished my house, uncle, and that cost me a good deal of

money,” I pleaded.

“But you got trusted for that,” said he, sharply.

“For only a small portion of it,” I answered, wondering how he could

know that I owed any thing.

“Paley, how much do you owe?” he demanded.

“O, only a few hundred dollars! I don’t know precisely how much, but

not more than I can pay in a short time.”

“I’m glad to hear it,” replied he, rather dryly. “In how short a time?”

“In a few weeks.”

“That won’t do. When I lend money to any one I expect him to pay me,

whether friend or foe, in the family or out of it. I’m afraid you are

getting along a little too fast.”

“I don’t think so.”

“Your wife is rather extravagant, I’m told.”

“I don’t think so.”

“Where have you taken a house.”

“In Needham street.”

“Humph! What do you pay for it?”

“Six hundred dollars.”

“Six hundred dollars!” exclaimed he, leaping to his feet.

“A very moderate rent for the house,” I added, not at all pleased at

what I considered the impudence of my uncle.

“That is more than I pay, Paley. I’m astonished!”

“I think it is a fair rent.”

“I don’t think so. What did it cost you to furnish it?” he continued,

fixing a severe gaze upon me.

“About eight hundred dollars,” I answered, not deeming it prudent to

give more than half of the actual cost.

“You are crazy, Paley! You will run yourself out in a couple of years,

at this rate. Eight hundred dollars! When I was married I didn’t spend

a hundred dollars on my house. Paley, I will give you three days to pay

this note. If you don’t do it in that time, I shall do the next thing.”

“What’s the next thing?” I asked, indignantly.

“I’ll trustee your salary!”

“You needn’t trouble yourself about the little sum I owe you; I will

pay you,” I replied, rising and walking towards the door. “The next

time I have occasion to ask a favor, I shall not go to a relation.”

Doubtless he regarded this as a very savage threat, though perhaps he

did not think its execution involved any great hardship on his own

part. I walked out of the insurance office with a degree of dignity and

self-possession which would have been creditable in a bank president.

My uncle must be paid. There was no doubt of that. I would not be

thorned by him for all the money in the world, for he was a very

uncomfortable sort of man to a debtor, and very obstinately insisted on

collecting his dues.

It was patent to me that some one had been talking to Captain Halliard.

Perhaps that mischievous stable-keeper had been in communication with

him; and it was possible that my friend Buckleton had mentioned the

trivial circumstance that I owed him eight hundred dollars. It was not

impossible that Mr. Bristlebach and my uncle had been discussing my

affairs. They were intimate acquaintances, and the captain did business

at the Forty-ninth.

[Illustration: Tom Flynn.]

I must pay Captain Halliard, or there would be a tempest about me at

once. Not that he would trustee my salary, or anything of that kind;

for this was only a hint that he would mention the matter to the

president of our bank. I must pay him, but how to do so, was a matter

about which I could not venture an opinion. I had little money, and I

had already bled my friends as much as it was prudent to bleed them. I

must “raise the wind,” or go under. I walked up State Street, trying

to think who should suffer next for my sins, when I met Tom Flynn.

We never passed each other without stopping to speak, though we stood

side by side in the bank during business hours. I saw that he looked

embarrassed, and it flashed upon my mind before he opened his mouth

that he wanted his money, and that he had made up his mind to ask me

for it. I did not regard it as proper for him to do so.

“Tom, I’m glad to see you,” I began. “I wanted to meet you.”

“That’s just my case. I was going down to the bank to find you, after

calling upon you at Mr. Oliphant’s. I wanted to see you very badly;”

and the honest fellow looked more embarrassed than ever.

“Well, that’s a coincidence,” I replied, deeming it my duty to spare

him any unnecessary embarrassment. “I have just had a call for a

little money I owe, and it was not convenient for me to pay it. It was

awkward, because I have a habit of paying up all these little things at

sight, even if I have to borrow the money to do so. I shall be flush in

three or four days, but I dislike to make this particular fellow wait.

Could you lend me a hundred dollars till Monday?”

“I am very sorry, Paley,” replied the poor fellow, the wind all taken

out of his sails. “The fact is, I’m short myself.”

“O, well, never mind it. I’m sorry I said any thing,” I continued.

“There was no harm in saying it to me,” laughed he, apparently more

troubled at my necessity than his own. “I had a chance to buy some

stock at a low figure, if I could raise the money to-day, so that the

owner can leave to-night for New York. I am one hundred short of the

amount required; but no matter; let it go.”

“I’m sorry I haven’t the amount about me,” I replied, with a troubled

look. “Perhaps I can raise it for you.”

“O, no! I don’t want you to do that. You said you should be flush in a

few days.”

“Yes; I shall have some money on Monday.”

“Well, then, Paley, since you can’t help me out, I can help you out,”

said the noble fellow, with a generous smile. “I can’t buy my stock,

and you may as well have the money as to let it remain idle.”

“Thank you, Tom,” I replied, warmly.

“You said a hundred dollars,” he continued, stepping into a doorway and

drawing out his wallet.

“I said a hundred dollars, but only because I had not the cheek to

mention more. I must raise three hundred to-morrow—but only till

Monday you know.”

“Three hundred,” said he musing. “I think I can help you out.”

“Thank you, Tom. Next Monday I will pay you this and the other hundred

I owe you. And by the way, I had quite forgotten that you held my note.”

“It’s of no consequence. I haven’t wanted it very badly. But I have a

chance to invest what little I possess next week, and if I can get it

then it will suit me better than to receive it now.”

“You shall have the whole next Monday, without fail,” I replied, though

I had no more idea where the money was to come from than I had of the

source of the Nile.

“That will fit my case exactly.”

“We will step into the bank, and I will give you a note.”

Every body had left the bank except the messenger, and I wrote the

note. I had the three hundred dollars in my fist. I was intent upon

taking the sting out of my uncle’s tongue. I meant to overwhelm him by

paying my note before I slept. I parted with Tom in the street, and

hastened to the insurance office, where I had left Captain Halliard.

I found him tipped back in his chair in the inner room, talking with

Mr. Bristlebach. I suspected that my case was the subject of their

discussion.

“Is that you, Paley?” called my uncle, as I made a movement to retire.

“Yes, sir; but I won’t trouble you now, if you are engaged,” I replied.

“Come in; we were talking about you, Mr. Glasswood,” said the

president. “I was just telling your uncle how well satisfied I am with

you.”

“Thank you, sir. I am very much obliged to you for your good opinion,

and I hope I shall always merit it,” I added, with becoming modesty.

“Do you wish to see me, Paley?” asked my uncle.

“Only for a moment, sir; but I will wait till you are at leisure.”

Living Too Fast; Or, The Confessions of a Bank Officer · 第 24 / 26 章