CHAPTER XXII.

WITHOUT FEAR AND WITHOUT REPROACH.

Doctor Davidson allowed himself, in later years, the pleasant luxury of

an after luncheon nap, and then it was his habit--weather

permitting--to go out and meet Posty, who adhered so closely to his

time-table--notwithstanding certain wayside rests--that the Doctor's

dog knew his hour of arrival, and saw that his master was on the road

in time. It was a fine April morning when the news of the great

disaster came, and the Doctor felt the stirring of spring in his blood.

On the first hint from Skye he sprang from his chair, declaring it was

a sin to be in the house on such a day, and went out in such haste that

he had to return for his hat. As he went up the walk, the Doctor

plucked some early lilies and placed them in his coat; he threw so many

stones that Skye forgot his habit of body and ecclesiastical position;

and he was altogether so youthful and frolicsome that John was

seriously alarmed, and afterwards remarked to Rebecca that he was not

unprepared for calamity.

"The best o's tempts Providence at a time, and when a man like the

Doctor tries tae rin aifter his dog jidgment canna be far off. A 'm no

sayin'," John concluded, with characteristic modesty, "that onybody cud

tell what was coming, but a' jaloused there wud be tribble."

The Doctor met Posty in the avenue, the finest bit on our main road,

where the road has wide margins of grass on either side, and the two

rows of tall ancient trees arch their branches overhead. Some day in

the past it had been part of the approach to the house of Tochty, and

under this long green arch the Jacobite cavaliers rode away after black

John Carnegie's burial. No one could stand beneath those stately trees

without thinking of the former days, when men fought not for money and

an easy life, but for loyalty and love, and in this place the minister

of Drumtochty received his evil tidings like a brave gentleman who does

not lose heart while honour is left. During his years in the Glen he

had carried himself well, with dignity and charity, in peace and

kindliness, so that now when he is dead and gone--the last of his

family--he still remains to many of us a type of the country clergyman

that is no longer found in Scotland, but is greatly missed. It seemed,

however, to many of us--I have heard both Drumsheugh and Burnbrae say

this, each in his own way--that it needed adversity to bring out the

greatness of the Doctor, just as frost gives the last touch of ripeness

to certain fruits.

"Fower letters the day, Doctor, ane frae Dunleith, ane frae Glasgie,

another frae Edinburgh, and the fourth no clean stampit, so a' can say

naethin' aboot it. Twa circulars an' the _Caledonian_ maks up the hale

hypothic."

Posty buckled and adjusted his bag, and made as though he was going,

but he loitered to give opportunity fur any questions the Doctor might

wish to ask on foreign affairs. For Posty was not merely the carrier

of letters to the Glen, but a scout who was sent down to collect

information regarding the affairs of the outer world. He was an

introduction to and running commentary on the weekly paper. By-and-by,

when the labour of the day was done, and the Glen was full of sweet,

soft light from the sides of Ben Urtach, a farmer would make for his

favourite seat beside the white rose-tree in the garden, and take his

first dip into the _Muirtown Advertiser_. It was a full and satisfying

paper, with its agricultural advertisements, its roups, reported with

an accuracy of detail that condescended on a solitary stirk, its local

intelligence, its facetious anecdotes. Through this familiar country

the good man found his own way at a rate which allowed him to complete

the survey in six days. Foreign telegrams, however, and political

intelligence, as well as the turmoil of the great cities, were strange

to him, and here he greatly valued Posty's laconic hints, who, visiting

the frontier, was supposed to be in communication with those centres.

"Posty says that the Afghans are no makin' muckle o' the war," and

Hillocks would sally forth to enjoy Sir Frederick Roberts' great march,

line by line, afterwards enlarging thereon with much unction, and

laying up a store of allusion that would last for many days.

Persons raised to the height of a daily newspaper like the minister

might be supposed independent of Posty's précis, but even Doctor

Davidson, with that day's _Caledonian_ in his hand, still availed

himself of the spoken word.

"Well, Posty, any news this morning?"

"Naethin', Doctor, worth mentionin', except the failure o' a company

Glasgie wy; it's been rotten, a' wes hearin', for a while, an' noo it's

fair stramash. They say it 'll no be lichtsome for weedows an' mony

decent fouk in Scotland."

"That's bad news, Posty. There 's too many of those swindling concerns

in the country. People ought to take care where they place their

savings, and keep to old-established institutions. We 're pretty

hard-headed up here, and I 'll wager that nobody in the Glen has lost a

penny in any of those new-fangled companies."

"The auld fouk in Drumtochty pit their siller in a pock and hode it

ablow their beds, an', ma certes, that bank didna break;" and Posty

went along the avenue, his very back suggestive of a past, cautious,

unenterprising, safe and honest.

The Doctor glanced at the envelopes and thrust the letters into his

pocket. His good nature was touched at the thought of another

financial disaster, by which many hard-working people would lose their

little savings, and all the more that he had some of his private means

invested in a Glasgow bank--one of those tried and powerful

institutions which was indifferent to every crisis in trade. Already

he anticipated an appeal, and considered what he would give, for it did

not matter whether it was a coalpit explosion in Lanarkshire or a loss

of fishing-boats in the Moray Firth, if widows needed help the Doctor's

guinea was on its way within four-and-twenty hours. Some forms of

religious philanthropy had very little hold on the Doctor's

sympathy--one of the religious prints mentioned him freely as a

Unitarian, because he had spoken unkindly of the Jewish mission--but in

the matter of widows and orphans he was a specialist.

"Widows, Posty said; poor things! and very likely bairns. Well, well,

we 'll see what can be done out of Daisy's fund."

Very unlikely people have their whims, and it was his humour to assign

one fourth of his income to his little sister, who was to have kept

house for him, and "never to leave you, Sandie," and out of this fund

the Doctor did his public charities. "In memory of a little maid,"

appeared in various subscription lists; but the reference thereof was

only known after the Doctor's death.

"The Western Counties Bank did not open its doors yesterday, and it was

officially announced at the head-office, Glasgow, that the bank had

stopped. It is impossible as yet to forecast the debts, but they are

known to be enormous, and as the bank is not limited, it is feared that

the consequences to the shareholders will be very serious. This

failure was quite unexpected, the Western Counties Bank having been

looked on as a prosperous and stable concern."

He read the paragraph twice word by word--it did not take long--he

folded the paper carefully and put it in his pocket, and he stood in

the spot for five minutes to take in the meaning in its length and

breadth. A pleasant spring sun was shining upon him through a break in

the leafy arch, a handful of primroses were blooming at his feet, a

lark was singing in the neighbouring field. Sometimes the Doctor used

to speculate how he would have liked being a poor man, and he concluded

that he would have disliked it very much. He had never been rich, and

he was not given to extravagance, but he was accustomed to easy

circumstances, and he pitied some of his old friends who had seen it

their duty to secede at the Disruption, and had to practise many little

economies, who travelled third class and had to walk from the station,

and could not offer their friends a glass of wine. This was the way he

must live now, and Daisy's fund would have to be closed, which seemed

to him the sweetest pleasure of his life.

"And Jack! Would to God I had never mentioned this wretched bank to

him. Poor Jack, with the few hundreds he had saved for Kit!"

For some five minutes more the Doctor stood in the place; then he

straightened himself as one who, come what may, would play the man, and

when he passed Janet's cottage, on his way to the Lodge, that honest

admirer of able-bodied, good-looking men came out and followed him with

her eyes for the sight of his firm unbroken carriage.

"Miss Kate will be grieving very much about Doctor Saunderson's death,"

Donald explained at the Lodge, "and she went down this forenoon with

the General to put flowers on his grave; but they will be coming back

every minute," and the Doctor met them at the Beeches.

[Illustration: "To put flowers on his grave."]

"May I have as fair hands to decorate my grave, Miss Catherine

Carnegie," and the Doctor bowed gallantly; "but of one thing I am sure,

I have done nothing to deserve it. Saunderson was a scholar of the

ancient kind, and a very fine spirit."

"Don't you think," said Kate, "that he was . . . like À Kempis, I mean,

and George Herbert, a kind of . . . saint?"

"Altogether one, I should say. I don't think he would have known port

wine from sherry, or an _entrée_ from a mutton chop; beside a man like

that what worldly fellows you and I are, Jack, and mine is the greater

shame."

"I'll have no comparisons, Padre"--Kate was a little puzzled by the

tone in the Doctor's voice; "he was so good that I loved him; but there

are some points in the General and you, quite nice points, and for the

sake of them you shall have afternoon tea in my room," where the Doctor

and the General fell on former days and were wonderful company.

"It's not really about the road I wish to talk to you," and the Doctor

closed the door of the General's den, "but about . . . a terrible

calamity that has befallen you and me, Jack, and I am to blame."

"What is it?" and Carnegie sat erect; "does it touch our name or . . .

Kate?"

"Neither, thank God," said Davidson.

"Then it cannot be so very bad. Let us have it at once," and the

General lighted a cheroot.

"Our bank has failed, and we shall have to give up everything to pay

the debt, and . . . Jack, it was I advised you to buy the shares." The

Doctor rose and went to the window.

"For God's sake don't do that, Sandie. Why, man, you gave me the best

advice you knew, and there 's an end of it. It's the fortune of war,

and we must take it without whining. I know whom you are thinking

about, and I am . . . a bit sorry for Kate, for she ought to have lots

of things--more dresses and trinkets, you know. But Davidson, she 'll

be the bravest of the three."

"You are right there, Jack. Kate is of the true grit, but . . . Tochty

Lodge."

"Yes, it will hit us pretty hard to see the old place sold, if it comes

to that, when I hoped to end my days here . . . but, man, it's our

fate. Bit by bit we 've lost Drumtochty, till there were just the

woods and the two farms left, and soon we 'll be out of the

place--nothing left but our graves.

"Sandie, this is bad form, and . . . you 'll not hear this talk again;

we 'll get a billet somewhere, and wherever it be, there 'll be a bed

and a crust for you, old man;" and at the door the two held one

another's hands for a second; that was all.

"So this was what you two conspirators were talking about downstairs,

as if I could not be trusted. Did you think that I would faint, or

perhaps weep? The padre deserves a good scolding, and as for you--"

Then Kate went over and cast an arm round her father's neck, whose face

was quivering.

"It is rather a disappointment to leave the Lodge when we were getting

it to our mind; but we 'll have a jolly little home somewhere, and I

'll get a chance of earning something. Dancing now--I think that I

might be able to teach some girls how to waltz. Then my French is

really intelligible, and most colloquial; besides revolver shooting.

Dad, we are on our way to a fortune, and at the worst you 'll have your

curry and cheroots, and I 'll have a well-fitting dress. Voilà, mon

père."

When the two Drumtochty men arrived next forenoon at the hall in

Glasgow, where the shareholders had been summoned to receive

particulars of their ruin, the dreary place was filled with a crowd

representative of every class in the community except the highest,

whose wealth is in land, and the lowest, whose possessions are on their

backs. There were city merchants, who could not conceal their chagrin

that they had been befooled; countrymen, who seemed utterly dazed, as

if the course of the seasons had been reversed; prosperous tradesmen,

who were aggressive in appearance and wanted to take it out of

somebody; widows, who could hardly restrain their tears, seeing before

them nothing but starvation; clergymen, who were thinking of their boys

taken from school and college. For a while the victims were silent,

and watched with hungry eyes the platform door, and there was an eager

rustle when some clerk came out and laid a bundle of papers on the

table. This incident seemed to excite the meeting and set tongues

loose. People began to talk to their neighbours explaining how they

came to be connected with the bank, as if this were now a crime. One

had inherited the shares and had never had resolution to sell them;

another had been deceived by a friend and bought them; a third had

taken over two shares for a bad debt. A minister thought that he must

have been summoned by mistake, for he was simply a trustee on an estate

which had shares, but he was plainly nervous about his position. An

Ayrshire Bailie had only had his shares for six months, and he put it,

to his circle, with municipal eloquence, whether he could be held

responsible for frauds of years' standing. No one argued with him, and

indeed you might say anything you pleased, for each was so much taken

up with his own case that he only listened to you that he might

establish a claim in turn on your attention. Here and there a noisy

and confident personage got a larger audience by professing to have

private information. A second-rate stockbroker assured quite a

congregation that the assets of the bank included an estate in

Australia, which would more than pay the whole debt, and advised them

to see that it was not flung away; and a Government pensioner mentioned

casually in his neighbourhood, on the authority of one of the managers,

that there was not that day a solvent bank in Scotland. The different

conversations rise to a babel, various speakers enforce their views on

the floor with umbrellas, one enthusiast exhorts his brother

unfortunates from a chair, when suddenly there is a hush, and then in a

painful silence the shareholders hang on the lips of the accountant,

from whom they learn that things could not be worse, that the richest

shareholder may be ruined, and that ordinary people will lose their

last penny.

Speech again breaks forth, but now it is despairing, fierce,

vindictive. One speaker storms against Government which allows public

institutions to defraud the public, and refers to himself as the widow

and orphan, and another assails the directorate with bitter invective

as liars and thieves, and insists on knowing whether they are to be

punished. The game having now been unearthed, the pack follow in full

cry. The tradesman tells with much gusto how one director asked the

detectives for leave to have family prayers before he was removed, and

then declares his conviction that when a man takes to praying you had

better look after your watch. Ayrshire wished to inform the accountant

and the authorities that the directors had conveyed to their wives and

friends enormous sums which ought to be seized without delay. The air

grew thick with upbraidings, complaints, cries for vengeance, till the

place reeked with sordid passions. Through all this ignoble storm the

Drumtochty men sat silent, amazed, disgusted, till at last the Doctor

rose, and such authority was in his very appearance that with his first

words he obtained a hearing.

"Mr. Accountant," he said, "and gentlemen, it appears to me as if under

a natural provocation and suffering we are in danger of forgetting our

due dignity and self-respect. We have been, as is supposed, the

subjects of fraud on the part of those whom we trusted; that is a

matter which the law will decide, and, if necessary, punish. If we

have been betrayed, then the directors are in worse case than the

shareholders, for we are not disgraced. The duty before us is plain,

and must be discharged to our utmost ability. It is to go home and

gather together our last penny for the payment of our debts, in order

that at any rate those who have trusted us may not be disappointed.

Gentlemen, it is evident that we have lost our means; let us show to

Scotland that there is something which cannot be taken from us by any

fraud, and that we have retained our courage and our honour."

It was the General who led the applause so that the roof of the hall

rang, but it is just to Ayrshire and the rest to say that they came to

themselves--all men of the old Scottish breed--and followed close after

with a mighty shout.

The sound of that speech went through Scotland and awoke the spirit of

honest men in many places, so that the Doctor, travelling next day to

Muirtown, third class, with the General, and wedged in among a set of

cattle dealers, was so abashed by their remarks as they read the

_Caledonian_ that the General let out the secret.

"Yir hand, sir," said the chief among them, a mighty man at the Falkirk

Tryst; "gin it bena a leeberty, ilka ane o's hes a sair fecht tae keep

straicht in oor wy o' business, but ye 've gien 's a lift the day," and

so they must needs all have a grip of the Doctor's hand, who took snuff

with prodigality, while the General complained of the smoke from the

engine.

Nor were their trials over, for on Muirtown platform--it being

Friday--all kinds of Perthshire men were gathered, and were so proud of

our Doctor that before he got shelter in the Dunleith train his hand

was sore, and the men that grasped it were of all kinds, from Lord

Kilspindie--who, having missed him at the Manse, had come to catch him

at the station--"Best sermon you ever preached, Davidson,"--to an

Athole farmer--"I am an elder in the Free Kirk, but it iss this man

that will be honouring you."

It was a fine instance of the unfailing tact of Peter Bruce that,

seeing the carriage out of which the two came, and taking in the

situation, he made no offer of the first class, but straightway dusted

out a third with his handkerchief, and escorted them to it cap in hand.

Drumtochty restrained itself with an effort in foreign parts--for

Kildrummie was exceptionally strong at the Junction--but it waited at

the terminus till the outer world had gone up the road. Then their own

folk took the two in hand, and these were the guard of honour who

escorted the Minister and the General to where our Kate was waiting

with the dog-cart, each carrying some morsel of luggage--Drumsheugh,

Burnbrae, Hillocks, Netherton, Jamie Soutar, and Archie Moncur. Kate

drove gloriously through Kildrummie as if they had come from a triumph,

and let it be said to the credit of that despised town, that, the news

having come, every hat was lifted, but that which lasted till they got

home, and till long afterwards, was the handshake of the Drumtochty men.

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